109 Cobourg St is a 4-bedroom, 2-bathroom detached home in Stratford, listed for $1,350,000. It has 2000-2500 sq ft of living space.
1Outside, utilize the detached, heated, and electrified garage for parking, art studio, or home gym.
2Whether you're reading beneath the trees, entertaining friends, or enjoying a quiet evening outdoors, the gardens and rear deck offer a peaceful extension of the home's living space.
3BasementExposed Rock, Full, as described in the listing.
Timeless Heritage. Exceptional Design.This captivating historic Ontario cottage blends timeless architectural details with thoughtful modern updates. Centrally located, 109 Cobourg Street is an impeccable home that welcomes you with soaring ceilings, beautiful landscaping, and a warm, inviting atmosphere. A custom-designed kitchen brings style and functionality to the heart of the home, while a "Town and Country" fireplace and custom heritage inspired mantle create a striking focal point, adding warmth and understated elegance. Rare, fully reimagined, and recreated second story loft-styled bedroom with five piece bathroom and cozy third bedroom. Traditional features complement these modern enhancements, creating a seamless balance between the home's heritage and contemporary living. Outside, utilize the detached, heated, and electrified garage for parking, art studio, or home gym. Beautifully landscaped grounds enhance the property's curb appeal and create a private setting for relaxation and everyday enjoyment. Whether you're reading beneath the trees, entertaining friends, or enjoying a quiet evening outdoors, the gardens and rear deck offer a peaceful extension of the home's living space. Thoughtfully maintained greenery and inviting outdoor areas provide a tranquil retreat in the heart of a convenient central location. A distinctive home that honours its past while embracing modern comforts, this is a rare opportunity to enjoy the enduring appeal of a historic Ontario cottage with a lifestyle designed for both connection and relaxation.
4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $675 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 109 Cobourg St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Exposed Rock, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Exposed Rock · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
109 Cobourg St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14114792$1,350,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 109 Cobourg St Compares to the Stratford Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,632
/mo
based on the purchase price of $1,350,000
$270,000 cash
$1,080,000 financed
$909,643 total interest
Principal54%$1,080,000
Interest46%$909,643
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Stratford
Other 3–4 bed homes for sale in Stratford around $1.4M.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio98.1%On average, homes sold below asking.
Active listings221Homes for sale here right now.
Median vs prior 90 days+0.8%Compared with Apr 28 – Jul 27, 2026: prices up.
Based on 176 sales from Jul 27 – Oct 25, 2026 (136 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
109 Cobourg St is listed at $1,350,000 (MLS® X14114792). Summitly updates the price as soon as the MLS® record changes.
Is $1,350,000 a good price for 109 Cobourg St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Stratford. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 109 Cobourg St changed?
No — 109 Cobourg St is still listed at its original asking price of $1,350,000.
How many bedrooms and bathrooms does 109 Cobourg St have?
109 Cobourg St has 4 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Stratford.
Is 109 Cobourg St close to transit?
The nearest rapid-transit station is Stratford GO Station (Kitchener GO), about 850 m (about a 11-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 109 Cobourg St?
About $6,632 a month — principal and interest on $1,350,000 with 20% down ($270,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 109 Cobourg St compare with other homes in Stratford?
Its asking price of $1,350,000 is about 133% above the median sold price in Stratford over the last 90 days, $579,450, across 176 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 109 Cobourg St been sold before?
Summitly has no earlier MLS® sale or lease of 109 Cobourg St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 109 Cobourg St?
109 Cobourg St is in Stratford, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 109 Cobourg St been on the market?
1 day — 109 Cobourg St was listed on October 24, 2026.
What is the price per square foot of 109 Cobourg St?
About $540 to $675 per square foot: the asking price of $1,350,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 109 Cobourg St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
