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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 10 days

    109 James Street

    ·North Dundas, ON··

    • 4 beds
    North Dundas real estate›X13566638
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Impressive 4-Bedroom, 2-Bath Bungalow Backing onto Open Corn Fields! Built in 2021 and nestled on a quiet cul-de-sac, this beautifully maintained bungalow offers the perfect blend of modern living and small-town convenience. Backing onto peaceful open fields and just a short walk to shopping, schools, Winchester District Memorial Hospital, restaurants, and other local amenities, the location is hard to beat. A brand-new park just a few doors away makes it ideal for families. Step inside to discover a bright, open-concept layout featuring hardwood and tile flooring throughout the main level. Expansive rear windows fill the home with natural light while showcasing the stunning views beyond. The stylish kitchen boasts abundant granite countertops, ample cabinetry, and plenty of workspace for cooking and entertaining. The spacious primary suite features a walk-in closet, a 4-piece ensuite, and direct access to the back deck-perfect for enjoying your morning coffee. Three additional generously sized bedrooms on the main floor provide plenty of room for family, guests, or a home office. The mostly unfinished basement offers endless possibilities to create additional living space, a recreation room, home gym, or workshop to suit your needs. Located approximately 30 minutes from Ottawa and just 20 minutes to Kemptville or Highway 401 at Morrisburg, this exceptional home combines comfort, convenience, and outstanding value.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 15, 2026ListedCurrentFor sale$654,900 —X13566638This page
    Feb 19, 2025SoldSold$650,000−$39,900 (5.8%)X11912663View
    Jan 7, 2025Previously listedSld$689,900 —X11912663View
    Oct 31, 2024Previously listedExp$689,900 —X10418836View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 109 James Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,217
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $459
    0.84% mill rate · ON
    The market

    How this home sits in the North Dundas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Dundas market right now

    Average sold price, days on market, and closed-transaction count for North Dundas — sourced from MLS®.

    • Avg sold price
      $517,778
      Last 30 days
    • Median sold price
      $495,000
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      54
      MLS® transactions
    Full North Dundas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 109 James Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 109 James Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 109 James Street listed for?

      109 James Street is listed at $654,900 on the MLS® (listing X13566638). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 109 James Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 0-5
  5. Asking
    $654,900
    $0 / sqft · MLS® X13566638
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $610,978
    $562,100Confidence range$659,856
    Asking vs estimate
    ↑above
    +$43,922
    (+7.2%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in North Dundas sell in about 41 days — this one has been listed 10 days.

    Avg sold price
    $517,778
    Median sold
    $495,000
    Avg days on market
    41
    Recently sold
    54
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • A brand-new park just a few doors away makes it ideal for families.
    • The stylish kitchen boasts abundant granite countertops, ample cabinetry, and plenty of workspace for cooking and entertaining.
    • The spacious primary suite features a walk-in closet, a 4-piece ensuite, and direct access to the back deck-perfect for enjoying your morning coffee.
    • The mostly unfinished basement offers endless possibilities to create additional living space, a recreation room, home gym, or workshop to suit your needs.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    4
  8. Interior

    4
    Basement
    Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    11
  9. Exterior & construction

    4
    Exterior
    Vinyl Siding, Stone
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  10. Lot & land

    1
    Year built
    0-5
  11. Listing & possession

    4
    Possession
    2026-09-30T00:00:00.000-00:00
    Occupancy
    flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    11 rooms
    • Bedroom 3
      11.5 × 11.0 ft
    • Kitchen
      16.7 × 9.3 ft
    • Bedroom 2
      13.0 × 10.0 ft
    • Living Room
      22.5 × 19.7 ft
    • Bathroom
      4 Pc Ensuite
      8.7 × 5.0 ft
    • Dining Room
      14.2 × 8.7 ft
    • Bathroom
      3 Pc Bath
      7.6 × 5.2 ft
    • Foyer
      16.6 × 9.8 ft
    • Other
      Walk-In Closet(s)
      4.9 × 8.8 ft
    • Bedroom 4
      13.7 × 9.3 ft
    • Primary Bedroom
      18.1 × 13.9 ft
    Combined estimate
    $3,676
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,217
    /mo
    based on the purchase price of $654,900
    $130,980 cash
    $523,920 financed
    $441,278 total interest
    Monthly payment$3,217/ month
    Principal54%$523,920
    Interest46%$441,278

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Dundas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 10433 Ronson Road
      Sold
      Sign in for price
      10433 Ronson Road
      Detached
    • 2 Armstrong Place
      Sold
      Sign in for price
      2 Armstrong Place
      Detached
    • 116 Main Street
      Sold
      Sign in for price
      116 Main Street
      Detached
    • 54 Howard Street
      Sold
      Sign in for price
      54 Howard Street
      Detached
    • 12889 River Road
      Sold
      Sign in for price
      12889 River Road
      Detached
    • 1664 Christina Crescent
      Sold
      Sign in for price
      1664 Christina Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    109 James StreetThis home4 / 215,002,000$654,900ask———
    10433 Ronson Road3 / 31,100—
    2 Armstrong Place3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in North Dundas

    Active listings within ±20% of this asking price.

    • 10532 Main Street
      $649,900
      10532 Main Street
      Detached 3 2
    • 430 Main Street
      $700,000
      430 Main Street
      Detached 3 3
    • 11895 Cloverdale Road
      $659,000
      11895 Cloverdale Road
      Detached 3 1
    • 12764 Boyne Road
      $749,900
      12764 Boyne Road
      Detached 4 2
    • 237 Queen West Street
      $599,900
      237 Queen West Street
      Detached 4 2
    • 1262 Rodney Lane
      $605,000
      1262 Rodney Lane
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of ROYAL LEPAGE TEAM REALTY · displayed on Summitly per MLS® data-share rules

    109 James Street is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 109 James Street built?

    109 James Street was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 109 James Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 109 James Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 109 James Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $654,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 109 James Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 109 James Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 109 James Street in?

    109 James Street is in Winchester, North Dundas. The 'Neighbourhood' section below links to the live North Dundas real estate hub with average sold price, days on market, and current inventory.

  22. Is North Dundas a good place to live?

    North Dundas is one of ON's actively-tracked Summitly markets. The full North Dundas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 116 Main Street
    4 / 3
    3,000
    —
    54 Howard Street3 / 2700—
    12889 River Road3 / 21,100—
    1664 Christina Crescent3 / 21,500—