Fantastic starter home or home for the growing family! 1.5 story home with ample space, and a nice deep backyard. Large kitchen can be accessed directly from side porch. Huge combined dining living room for open plan living. Main floor laundry and 2 piece powder complete the main floor. Three good sized bedrooms upstairs, and large four piece bathroom with separate tub and shower. This home has new floors through the second floor as well as in the great living/dining space on the main floor. Big windows make the space bright. Partially finished fence in backyard between this property and newly severed lot. Excellent shed area for storage or projects. Don't delay, there is lots of value here. Quick possession available.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $399 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 109 Napier St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spaces
Basement
Unfinished, Walk-Out
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Unfinished · Walk-Out
Lot & land
Lot size (sqft)
506.01
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
109 Napier St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13114012$439,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 109 Napier St Compares to the Goderich Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,157
/mo
based on the purchase price of $439,000
$87,800 cash
$351,200 financed
$295,803 total interest
Principal54%$351,200
Interest46%$295,803
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Goderich
Other 2–3 bed homes for sale in Goderich around $439K.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings83Homes for sale here right now.
Median vs prior 90 days−7.8%Compared with Apr 29 – Jul 28, 2026: prices down.
Based on 52 sales from Jul 28 – Oct 26, 2026 (39 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 109 Napier St
How much is 109 Napier St listed for?
109 Napier St is listed at $439,000 (MLS® X13114012). Summitly updates the price as soon as the MLS® record changes.
Is $439,000 a good price for 109 Napier St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Goderich. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 109 Napier St changed?
No — 109 Napier St is still listed at its original asking price of $439,000.
How many bedrooms and bathrooms does 109 Napier St have?
109 Napier St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Goderich.
How much would the monthly mortgage be on 109 Napier St?
About $2,157 a month — principal and interest on $439,000 with 20% down ($87,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 109 Napier St compare with other homes in Goderich?
Its asking price of $439,000 is about 22% below the median sold price in Goderich over the last 90 days, $566,000, across 52 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 109 Napier St been sold before?
Summitly has no earlier MLS® sale or lease of 109 Napier St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 109 Napier St?
109 Napier St is in Goderich, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 109 Napier St been on the market?
168 days — 109 Napier St was listed on May 11, 2026.
What is the price per square foot of 109 Napier St?
About $293 to $399 per square foot: the asking price of $439,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 109 Napier St have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 109 Napier St have a basement, and is it finished?
The listing describes the basement as: Unfinished, Walk-Out.
