Renovated family home - vankleek hill! Welcome to 109 Oswald Street, a spacious and renovated home. The main floor features a bright and functional layout with 3 bedrooms and a full bathroom, while the finished lower level adds two bedrooms, additional living space and a convenient half bathroom and laundry-ideal for a growing family or those working from home. Comfort is ensured year-round with a natural gas furnace, central air conditioning and a new hot water tank. Step outside to a large backyard deck overlooking the backyard, offering plenty of room for entertaining and outdoor enjoyment. An 18-foot above-ground pool is also included and requires a new liner, providing great potential for future summer fun. Roof shingles replaced in 2021. Ideally located in the welcoming community of Vankleek Hill, close to schools, parks, walking trails, shopping and restaurants, with convenient access between Ottawa and Montreal. Move-in ready and offering plenty of living space inside and out!
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $408 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 109 Oswald St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spaces
Basement
Finished, Full
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Finished · Full
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
109 Oswald St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,206
/mo
based on the purchase price of $449,000
$89,800 cash
$359,200 financed
$302,541 total interest
Principal54%$359,200
Interest46%$302,541
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Champlain
Other 2–3 bed homes for sale in Champlain around $449K.
Average days on market53Homes sold in about 53 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings74Homes for sale here right now.
Median vs prior 90 days+34.8%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 38 sales from Jul 24 – Oct 22, 2026 (37 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 109 Oswald St
How much is 109 Oswald St listed for?
109 Oswald St is listed at $449,000 (MLS® X13697292). Summitly updates the price as soon as the MLS® record changes.
Is $449,000 a good price for 109 Oswald St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Champlain. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 109 Oswald St changed?
Yes — it was first listed at $475,000 and is now $449,000, a drop of $26,000 (5.5%).
How many bedrooms and bathrooms does 109 Oswald St have?
109 Oswald St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Champlain.
How much would the monthly mortgage be on 109 Oswald St?
About $2,206 a month — principal and interest on $449,000 with 20% down ($89,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 109 Oswald St compare with other homes in Champlain?
Its asking price of $449,000 is about 21% below the median sold price in Champlain over the last 90 days, $570,000, across 38 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 109 Oswald St been sold before?
Summitly has no earlier MLS® sale or lease of 109 Oswald St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 109 Oswald St?
109 Oswald St is in Champlain, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 109 Oswald St been on the market?
63 days — 109 Oswald St was listed on August 20, 2026.
What is the price per square foot of 109 Oswald St?
About $299 to $408 per square foot: the asking price of $449,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 109 Oswald St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 109 Oswald St have a basement, and is it finished?
The listing describes the basement as: Finished, Full.
