109 Rideau St S is a 3-bedroom, 1-bathroom detached home in Drummond/North Elmsley, listed for $679,000. It has < 700 sq ft of living space.
1Year-Round Waterfront Paradise!
2Experience the Magic of the Rideau - A UNESCO World Heritage Treasure.
3Completely winterized with glycol radiant baseboard heat powered by the electric hot water tank with a propane fireplace as an auxillary heat source to keep you cozy through the Ontario winters.
3 Bed, 1 Bath Detached Home in Drummond/North Elmsley
About 109 Rideau Street South
Year-Round Waterfront Paradise! Experience the Magic of the Rideau - A UNESCO World Heritage Treasure. Escape to the serene shores of Lower Rideau Lake with this impeccably maintained, four-season family home. Whether you are seeking a tranquil retirement retreat, a year-round family residence, or a premium vacation getaway, this property offers the perfect blend of rustic charm and modern convenience. Completely winterized with glycol radiant baseboard heat powered by the electric hot water tank with a propane fireplace as an auxillary heat source to keep you cozy through the Ontario winters. Inside you will find pine ceilings and laminate flooring throughout. A massive porch overlooks "Prime Waterfront," offering the perfect vantage point for morning coffees or sunset dinners. Step onto your 40-foot dock and access one of the world's most storied waterways. Imagine swimming on a hot summer day right off your dock. Lower Rideau Lake is a boater's and angler's dream, known for its incredible bass and pike fishing. You are perfectly positioned:10 Minutes to the shops and services of both Smiths Falls and Perth (accessible by car or boat!). Under 1 hour to Ottawa and Kingston for world-class dining and urban amenities.Outdoor Adventure right at your doorstep, enjoy hiking, cross-country skiing, snowshoeing, and snowmobiling. From your shoreline, you can explore countless hidden coves or navigate the entire Rideau System - from the historic locks of Kingston to the bustling downtown of Ottawa. Includes a wooden shed for tools, and a portable garage for winter vehicle or boat storage. Equipped with a reliable septic system and well. Road fees are $350 per year. Serviced by hydro (200 amp service) and high speed internet service available. 109 Rideau Street is a peaceful retreat for anyone who loves waterfront and a peaceful tranquility. With a long list of inclusions and undeniable charm, this is one property you won't want to miss.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $970 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 109 Rideau St S
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
< 700 sq ftas stated on the listing
Parking
4 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
10311.82
Listing & possession
Property style
Bungalow
Property class
Detached
109 Rideau St S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13886146$679,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 109 Rideau St S Compares to the Drummond/North Elmsley Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,336
/mo
based on the purchase price of $679,000
$135,800 cash
$543,200 financed
$457,517 total interest
Principal54%$543,200
Interest46%$457,517
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Drummond/North Elmsley
Other 2–4 bed homes for sale in Drummond/North Elmsley around $679K.
Average days on market49Homes sold in about 49 days on average.
Sale-to-list ratio93.5%On average, homes sold below asking.
Active listings97Homes for sale here right now.
Median vs prior 90 days−19.8%Compared with Apr 15 – Jul 14, 2026: prices down.
Based on 54 sales from Jul 14 – Oct 12, 2026 (43 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 109 Rideau St S
How much is 109 Rideau St S listed for?
109 Rideau St S is listed at $679,000 (MLS® X13886146). Summitly updates the price as soon as the MLS® record changes.
Is $679,000 a good price for 109 Rideau St S?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Drummond/North Elmsley. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 109 Rideau St S changed?
No — 109 Rideau St S is still listed at its original asking price of $679,000.
How many bedrooms and bathrooms does 109 Rideau St S have?
109 Rideau St S has 3 bedrooms and 1 bathroom, with about 700 square feet of living space. It is a detached home in Drummond/North Elmsley.
How much would the monthly mortgage be on 109 Rideau St S?
About $3,336 a month — principal and interest on $679,000 with 20% down ($135,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 109 Rideau St S compare with other homes in Drummond/North Elmsley?
Its asking price of $679,000 is about 36% above the median sold price in Drummond/North Elmsley over the last 90 days, $497,500, across 54 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 109 Rideau St S been sold before?
Summitly has no earlier MLS® sale or lease of 109 Rideau St S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 109 Rideau St S?
109 Rideau St S is in Drummond/North Elmsley, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 109 Rideau St S been on the market?
1 day — 109 Rideau St S was listed on October 11, 2026.
What is the price per square foot of 109 Rideau St S?
About $970 per square foot: the asking price of $679,000 over the 700 sq ft the listing gives.
Does 109 Rideau St S have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 109 Rideau St S have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
