DetachedListed yesterday

1090 4th Avenue A W, Owen Sound

Name: 1090 4th Avenue A N/a W
SKU: X14105338
Price: 535000 CAD
Availability: InStock

Owen Sound, ON · · MLS® X14105338Updated October 22, 2026

$535,000Est. $2,628/mo mortgage

Bedrooms: 4
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 3

Type Detached
Basement Partially Finished

What you should know

1090 4th Avenue A W is a 4-bedroom, 2-bathroom detached home in Owen Sound, listed for $535,000. It has 1500-2000 sq ft of living space.

A truly special home, nestled against the escarpment and surrounded by its natural beauty.
The elegant yet functional dining room offers patio doors leading to a gazebo, creating a lovely setting for family gatherings and entertaining.
The living room provides a welcoming space to relax, connect, and enjoy good conversation.Upstairs, the second floor features three bedrooms and a full bathroom.

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4 Bed, 2 Bath Detached Home in Owen Sound

About 1090 4th Avenue A West

A truly special home, nestled against the escarpment and surrounded by its natural beauty. Full of character and charm, this inviting family home offers a wonderful blend of functionality, warmth, and versatile living spaces.The updated kitchen features plenty of counter space and storage, along with a walkout to the deck, making summer barbecuing and outdoor dining a breeze. The elegant yet functional dining room offers patio doors leading to a gazebo, creating a lovely setting for family gatherings and entertaining. The living room provides a welcoming space to relax, connect, and enjoy good conversation.Upstairs, the second floor features three bedrooms and a full bathroom. The third-floor retreat offers endless possibilities and could serve as a guest room, playroom, or private primary bedroom, depending on your family's needs.The basement is currently set up as an exercise room but could easily be transformed into a children's play area, cozy den, or additional living space.Step outside to discover a truly special backyard, thoughtfully tiered for gardening and offering a private setting for entertaining, relaxing, and enjoying the outdoors.This darling home is rich in character, charm, and possibility, and is ready for a new family to make it their own and begin its next chapter.

4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $357 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 1090 4th Avenue A W

Every detail from the listing, in one place.

Type: Detached
Style: 2 1/2 Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 3 spaces
Basement: Partially Finished

Features & systems

Parking & garage

Parking spaces: 3

Interior

Basement: Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2 1/2 Storey
Property class: Detached

1090 4th Avenue A W Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 21, 2026For saleListedThis listingMLS® X14105338$535,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 1090 4th Avenue A W Compares to the Owen Sound Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 186 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Owen Sound market, last 90 days

Median sold price: $447,500
Average sold price: $474,068
Average days on market: 43
Homes sold: 107

Closed sales on the TRREB MLS®.

Full Owen Sound market report

Recently sold nearby in Owen Sound

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home1090 4th Avenue A N/a W 4 bd · 2 ba · 1,500 sqft	$535,000asking	$357	—	—
1115 4th Avenue 4 bd · 1 ba · 2,500 sqft
2120 4th Avenue 3 bd · 1 ba · 700 sqft
1885 9th Avenue 3 bd · 1 ba · 700 sqft
1568 5th Avenue 3 bd · 2 ba · 1,100 sqft
1311 4th Ave West Avenue 4 bd · 2 ba · 1,500 sqft
570 7th Street 3 bd · 2 ba · 1,100 sqft

1115 4th Avenue
4 bd · 1 ba · 2,500 sqft
2120 4th Avenue
3 bd · 1 ba · 700 sqft
1885 9th Avenue
3 bd · 1 ba · 700 sqft
1568 5th Avenue
3 bd · 2 ba · 1,100 sqft
1311 4th Ave West Avenue
4 bd · 2 ba · 1,500 sqft
570 7th Street
3 bd · 2 ba · 1,100 sqft

Living in Owen Sound: Location & Amenities

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Costs, Mortgage & Rental Return for 1090 4th Avenue A W

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,628; 20% down · 25 years · 5.5% assumed
Property tax: $294; 0.66% mill rate · ON
Total per month: $2,922; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,628

/mo

based on the purchase price of $535,000

Down payment20%

$107,000 cash

Amortization25 yr

$428,000 financed

Rate5.50%

$360,488 total interest

Principal54%$428,000

Interest46%$360,488

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: eXp Realty, BrokerageMLS® X14105338 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 20· $357/sq ft

Estimated monthly mortgage$2,628/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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