DetachedListed today

1095 2nd Ave W, Owen Sound

Name: 1095 2nd Avenue W
SKU: X14140182
Price: 409000 CAD
Availability: InStock

Owen Sound, ON · · MLS® X14140182Updated November 2, 2026

$409,000Est. $2,009/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft

Type Detached
Basement Partial Basement

What you should know

1095 2nd Ave W is a 3-bedroom, 1-bathroom detached home in Owen Sound, listed for $409,000. It has 1100-1500 sq ft of living space.

This beautifully renovated 3-bedroom home offers style, comfort, and value in a location that's hard to beat.Inside, the extensive updates make a great first impression.
The brand-new kitchen is the heart of the home, ready for everything from weeknight dinners to weekend get-togethers.
With updated flooring runs, modern lighting brightens every room, and both bathrooms have been updated with today's finishes.

Ask Zara:

3 Bed, 1 Bath Detached Home in Owen Sound

About 1095 2nd Avenue West

Looking for a home where the hard work is already done? This beautifully renovated 3-bedroom home offers style, comfort, and value in a location that's hard to beat.Inside, the extensive updates make a great first impression. The brand-new kitchen is the heart of the home, ready for everything from weeknight dinners to weekend get-togethers. With updated flooring runs, modern lighting brightens every room, and both bathrooms have been updated with today's finishes. The layout works for almost any buyer. A main-floor bedroom suits a home office, guest room, or anyone who wants to avoid the stairs. Two more bedrooms upstairs give family members or roommates their own space. There's a convenient 2-piece bath on the main level and a full bathroom upstairs. Downtown Owen Sound's shops, restaurants, cafés, and waterfront amenities are all within walking distance, so you get the charm and convenience of small-city living right at your doorstep.Updated homes this close to downtown are hard to find at an affordable price, so this one won't last. Whether you're a first-time buyer, downsizing, or adding to your investment portfolio, this is the one you've been waiting for. Contact a Realtor today and book your showing!

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $372 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 1095 2nd Ave W

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1100-1500 sq ftas stated on the listing
Basement: Partial Basement

Features & systems

Parking & garage

Parking spaces: 0

Interior

Basement: Partial Basement

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

1095 2nd Ave W Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 2, 2026For saleListedThis listingMLS® X14140182$409,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 1095 2nd Ave W Compares to the Owen Sound Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 188 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Owen Sound market, last 90 days

Median sold price: $448,750
Average sold price: $472,004
Average days on market: 44
Homes sold: 106

Closed sales on the TRREB MLS®.

Full Owen Sound market report

Recently sold nearby in Owen Sound

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home1095 2nd Avenue W 3 bd · 1 ba · 1,100 sqft	$409,000asking	$372	—	—
714 5th Street 2 bd · 1 ba · 1,100 sqft
1762 6th Avenue 3 bd · 1 ba · 2,000 sqft
2634 9th Avenue 5 bd · 2 ba · 1,100 sqft
359 5th Street 3 bd · 2 ba · 1,100 sqft
336 5th Avenue A N/A 2 bd · 3 ba · 1,100 sqft
560 10th St A Street 3 bd · 1 ba · 1,500 sqft

714 5th Street
2 bd · 1 ba · 1,100 sqft
1762 6th Avenue
3 bd · 1 ba · 2,000 sqft
2634 9th Avenue
5 bd · 2 ba · 1,100 sqft
359 5th Street
3 bd · 2 ba · 1,100 sqft
336 5th Avenue A N/A
2 bd · 3 ba · 1,100 sqft
560 10th St A Street
3 bd · 1 ba · 1,500 sqft

Living in Owen Sound: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 1095 2nd Ave W

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,009; 20% down · 25 years · 5.5% assumed
Property tax: $225; 0.66% mill rate · ON
Total per month: $2,234; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,009

/mo

based on the purchase price of $409,000

Down payment20%

$81,800 cash

Amortization25 yr

$327,200 financed

Rate5.50%

$275,588 total interest

Principal54%$327,200

Interest46%$275,588

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: RE/MAX Grey Bruce Realty Inc., BrokerageMLS® X14140182 · Listing data last updated November 2, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 1· $372/sq ft

Estimated monthly mortgage$2,009/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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