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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    1096 Chelsea Lane

    Stanhope·Algonquin Highlands, ON·K0M 1S0·Near Hwy 118 / Fader Dr

    • 3 beds
    Algonquin Highlands real estate›X13576242
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Discover the perfect blend of rustic charm and modern comfort in this beautiful country home, set in a private, peaceful setting. Step inside the open-concept living area, where a large kitchen with island flows seamlessly into the dining and living spaces. A double-sided brick fireplace warms both the master suite and kitchen, while a double-sided propane fireplace adds cozy charm to the living room. Hardwood flooring and many recent upgrades bring a fresh, modern feel to this inviting home. The lower level offers lots of extra living space with a spacious family room, ideal for movie nights or gatherings. Outside, you'll find an oversized single-car garage and a large bunkie - perfect for guests, hobbies, or extra storage. Whether you're seeking a year-round residence or a weekend getaway, this property delivers the perfect blend of comfort, style, and nature. Enjoy shared access to Maple Lake, complete with a sandy beach - perfect for swimming, kayaking or simply soaking up the sun. Whether you're seeking a year-round residence or a weekend escape, this property offers the tranquility of country living with the bonus of waterfront enjoyment.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 17, 2026ListedCurrentFor sale$585,000 —X13576242This page
    Apr 22, 2026Previously listedTer$599,999 —X13031760View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1096 Chelsea Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Hospital
    • Library
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,874
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $176
    0.36% mill rate · ON
    The market

    How this home sits in the Algonquin Highlands market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Algonquin Highlands market right now

    Average sold price, days on market, and closed-transaction count for Algonquin Highlands — sourced from MLS®.

    • Avg sold price
      $807,535
      Last 30 days
    • Median sold price
      $770,000
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      27
      MLS® transactions
    Full Algonquin Highlands market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1096 Chelsea Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1096 Chelsea Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1096 Chelsea Lane listed for?

      1096 Chelsea Lane is listed at $585,000 on the MLS® (listing X13576242). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1096 Chelsea Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $585,000
    $0 / sqft · MLS® X13576242
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $807,535
    $742,932Confidence range$872,138
    Asking vs estimate
    ↓below
    −$222,535
    (-27.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Algonquin Highlands sell in about 31 days — this one has been listed 7 days.

    Avg sold price
    $807,535
    Median sold
    $770,000
    Avg days on market
    31
    Recently sold
    27
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Step inside the open-concept living area, where a large kitchen with island flows seamlessly into the dining and living spaces.
  7. A double-sided brick fireplace warms both the master suite and kitchen, while a double-sided propane fireplace adds cozy charm to the living room.
  8. Hardwood flooring and many recent upgrades bring a fresh, modern feel to this inviting home.
  9. The lower level offers lots of extra living space with a spacious family room, ideal for movie nights or gatherings.
  10. Ask Zara a follow-up
    Well
    Sewer
    Septic
  11. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private
  12. Interior

    5
    Basement
    Finished, Separate Entrance, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  13. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Trees/Woods, Water
    Pool
    None
  14. Lot & land

    1
    Zoning
    RR
  15. Listing & possession

    3
    Occupancy
    flexible
    Property style
    Bungalow-Raised
    Property class
    Detached
  16. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom 3
      9.0 × 8.9 ft
    • Bedroom
      Laminate
      17.3 × 14.4 ft
    • Kitchen
      Hardwood Floor
      19.2 × 14.2 ft
    • Living Room
      2 way fireplace · w/o to deck · hardwood floor
      19.5 × 15.0 ft
    • Bedroom 2
      Laminate
      12.2 × 10.0 ft
    • Dining Room
      Hardwood Floor
      10.0 × 13.3 ft
    • Bathroom
      4 Pc Bath
      9.0 × 8.1 ft

    Lower level

    7 rooms
    • Sunroom
      19.0 × 12.2 ft
    • Bathroom
      3 Pc Bath
      4.3 × 9.8 ft
    • Laundry
      10.5 × 5.7 ft
    • Office
      12.5 × 12.1 ft
    • Family Room
      w/o to porch · broadloom
      18.5 × 14.4 ft
    • Den
      11.5 × 12.5 ft
    • Furnace Room
      15.6 × 15.0 ft
  17. Wooded/Treed
  18. Combined estimate
    $3,050
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,874
    /mo
    based on the purchase price of $585,000
    $117,000 cash
    $468,000 financed
    $394,179 total interest
    Monthly payment$2,874/ month
    Principal54%$468,000
    Interest46%$394,179

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Algonquin Highlands

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1291 Creighton Drive
      Sold
      Sign in for price
      1291 Creighton Drive
      Detached
    • 1080 Kabakwa Lake Trail
      Sold
      Sign in for price
      1080 Kabakwa Lake Trail
      Detached
    • 1079 Halls Lake Road
      Sold
      Sign in for price
      1079 Halls Lake Road
      Detached
    • 1100 Captains Lane
      Sold
      Sign in for price
      1100 Captains Lane
      Detached
    • 13603 Raven Lake - East Shore
      Sold
      Sign in for price
      13603 Raven Lake - East Shore
      Detached
    • 1315 NORTH SHORE Road
      Sold
      Sign in for price
      1315 NORTH SHORE Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1096 Chelsea LaneThis home3 / 211,001,500$585,000ask———
    1291 Creighton Drive3 / 21,100—
    1080 Kabakwa Lake Trail5 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Algonquin Highlands

    Active listings within ±20% of this asking price.

    • 1192 Three Brothers Drive
      $595,000
      1192 Three Brothers Drive
      Detached 3 2
    • 11047 Little Hawk West Shore WAO
      $599,000
      11047 Little Hawk West Shore WAO
      Detached 2 1
    • 1116 Little Hawk Lake Road
      $575,000
      1116 Little Hawk Lake Road
      Detached 3 2
    • 1117 Main Street
      $649,000
      1117 Main Street
      Detached 3 3
    • 1202 Three Brothers Drive
      $659,900
      1202 Three Brothers Drive
      Detached 3 2
    • 1689 Braeloch Road
      $599,000
      1689 Braeloch Road
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of Royal LePage Lakes Of Haliburton · displayed on Summitly per MLS® data-share rules

    1096 Chelsea Lane is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was 1096 Chelsea Lane built?

    The year built for 1096 Chelsea Lane isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  24. What is the property tax for 1096 Chelsea Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1096 Chelsea Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on 1096 Chelsea Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $585,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has 1096 Chelsea Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1096 Chelsea Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is 1096 Chelsea Lane in?

    1096 Chelsea Lane is in Stanhope, Algonquin Highlands. The 'Neighbourhood' section below links to the live Algonquin Highlands real estate hub with average sold price, days on market, and current inventory.

  28. Is Algonquin Highlands a good place to live?

    Algonquin Highlands is one of ON's actively-tracked Summitly markets. The full Algonquin Highlands real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 1079 Halls Lake Road
    3 / 1
    700
    —
    1100 Captains Lane3 / 22,000—
    13603 Raven Lake - East Shore3 / 1700—
    1315 NORTH SHORE Road3 / 11,100—