1109 Effingham St is a 3-bedroom, 1-bathroom rural home in Pelham, listed for $1,360,000. It has 700-1100 sq ft of living space.
1The home offers approximately 989 sq. ft. on the main level plus a full basement of similar size.
2The basement includes four additional finished rooms, offering flexible space for a recreation room, home office, hobby rooms, or potential fourth bedroom.
3Parking & Garage: The double driveway provides parking for 8+ vehicles.
*** Visit the REALTOR website for further information about this Listing *** Rare 1-Acre Property in Prestigious Rural Residential Area! This charming property sits on 1 acre in an area surrounded by high-value homes and has had only one owner since it was originally built. The home offers approximately 989 sq. ft. on the main level plus a full basement of similar size. The main floor features an open-concept family room, dining area, and kitchen, along with three bedrooms and a 3-piece bathroom. The basement includes four additional finished rooms, offering flexible space for a recreation room, home office, hobby rooms, or potential fourth bedroom. Property Features: Poured concrete foundation, Electrical panel updated in 2021, Electric baseboard heating with individual room controls, Natural gas available at the property line (Effingham Street), Fibre optic internet installed. The property is serviced by cistern water and septic, with A1 zoning. Parking & Garage: The double driveway provides parking for 8+ vehicles. A three-bay garage constructed with cinder block includes high-voltage electrical service, offering excellent space for a workshop, storage, or hobby use. There may also be the opportunity to build a second-floor dwelling or office above the garage. Additional Information: 2022 professional topographical survey available (Roy Kirkup Mascoe Ure Surveying - J.D. Barnes Ltd.). Convenient access to shopping, restaurants, grocery stores, and daily services in nearby communities. The property is located within the Niagara wine region and within driving distance to wineries, orchards, farm markets, Approx 20 minutes to Niagara Falls Close to historic Niagara-on-the-Lake Access to Lake Erie beaches, marinas, and regional parks. Wonderful neighbours complete the picture.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $1,943 per square foot. Chat with Zara if you'd like a deeper read on whether this rural home fits your budget and timing.
Inside 1109 Effingham St
Every detail from the listing, in one place.
Type
Rural Home
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
11 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
11
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0.997
Listing & possession
Property style
Bungalow
Property class
Rural Residential
1109 Effingham St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
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Monthly cost
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An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,681
/mo
based on the purchase price of $1,360,000
$272,000 cash
$1,088,000 financed
$916,382 total interest
Principal54%$1,088,000
Interest46%$916,382
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Keep looking near 1109 Effingham St
Homes for sale in Pelham
Every active Pelham MLS® listing, updated all day.
Average days on market41Homes sold in about 41 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings143Homes for sale here right now.
Median vs prior 90 days+3.7%Compared with May 3 – Aug 1, 2026: prices up.
Based on 99 sales from Aug 1 – Oct 30, 2026 (70 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1109 Effingham St
How much is 1109 Effingham St listed for?
1109 Effingham St is listed at $1,360,000 (MLS® X12888636). Summitly updates the price as soon as the MLS® record changes.
Is $1,360,000 a good price for 1109 Effingham St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Pelham. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1109 Effingham St changed?
Yes — it was first listed at $1,488,800 and is now $1,360,000, a drop of $128,800 (8.7%).
How many bedrooms and bathrooms does 1109 Effingham St have?
1109 Effingham St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a rural home in Pelham.
How much would the monthly mortgage be on 1109 Effingham St?
About $6,681 a month — principal and interest on $1,360,000 with 20% down ($272,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1109 Effingham St compare with other homes in Pelham?
Its asking price of $1,360,000 is about 60% above the median sold price in Pelham over the last 90 days, $850,000, across 99 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1109 Effingham St been sold before?
Summitly has no earlier MLS® sale or lease of 1109 Effingham St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1109 Effingham St?
1109 Effingham St is in Pelham, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1109 Effingham St been on the market?
228 days — 1109 Effingham St was listed on March 16, 2026.
What is the price per square foot of 1109 Effingham St?
About $1,236 to $1,943 per square foot: the asking price of $1,360,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 1109 Effingham St have parking or a garage?
Yes — the listing gives 11 parking spaces. Garage: Yes.
Does 1109 Effingham St have a basement, and is it finished?
