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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 11 days

    1120 Surveyor Drive

    Monmouth·Highlands East, ON·K0L 2Y0·Near Eels Lake Road

    • 3 beds
    Highlands East real estate›X13517532
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this stunning 4-season waterfront home on beautiful Monmouth Lake, offering breathtaking panoramic views across the lake and rolling hills beyond. From the moment you arrive, you'll appreciate the incredible privacy, natural beautify and peaceful setting this property has to offer. This well-maintained home features 3+1 bedrooms, 2 full bathrooms, soaring pine ceilings, hardwood floors, a bright sunroom, and a fully finished walkout basement - perfect for hosting family and friends at the lake. Cozy up by the fire after a day on the water or relax in the hot tub while taking in the unreal views. Outside, enjoy approximately 340 feet of waterfront, a private boat launch, spacious deck with railing, detached garage with loft, wood shed, sea can for extra storage, and plenty of room to enjoy the outdoors. The property is serviced by a drilled well, septic system, central air, and a newer furnace, with a Wett-certified wood stove. Built in 2003 this property offers the perfect blend of comfort, functionality and classic cottage charm. If you've been searching for incredible views, natural beauty and a true escape on one of the Kawarthas' most sought-after lakes.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 3, 2026ListedCurrentFor sale$949,000 —X13517532This page
    May 26, 2026Previously listedTer$999,900 —X13175180View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1120 Surveyor Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Wooded/Treed
    • Waterfront
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,662
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $300
    0.38% mill rate · ON
    The market

    How this home sits in the Highlands East market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Highlands East market right now

    Average sold price, days on market, and closed-transaction count for Highlands East — sourced from MLS®.

    • Avg sold price
      $560,821
      Last 30 days
    • Median sold price
      $532,500
      Middle of the market
    • Days on market
      45 d
      Avg from list to close
    • Closed last 30d
      43
      MLS® transactions
    Full Highlands East market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1120 Surveyor Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1120 Surveyor Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1120 Surveyor Drive listed for?

      1120 Surveyor Drive is listed at $949,000 on the MLS® (listing X13517532). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1120 Surveyor Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $949,000
    $0 / sqft · MLS® X13517532
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $560,821
    $515,955Confidence range$605,687
    Asking vs estimate
    ↑↑well-above
    +$388,179
    (+69.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Highlands East sell in about 45 days — this one has been listed 11 days.

    Avg sold price
    $560,821
    Median sold
    $532,500
    Avg days on market
    45
    Recently sold
    43
    See comparable sales
    Welcome to this stunning 4-season waterfront home on beautiful Monmouth Lake, offering breathtaking panoramic views across the lake and rolling hills beyond.
  7. This well-maintained home features 3+1 bedrooms, 2 full bathrooms, soaring pine ceilings, hardwood floors, a bright sunroom, and a fully finished walkout basement - perfect for hosting family and friends at the lake.
  8. Cozy up by the fire after a day on the water or relax in the hot tub while taking in the unreal views.
  9. Outside, enjoy approximately 340 feet of waterfront, a private boat launch, spacious deck with railing, detached garage with loft, wood shed, sea can for extra storage, and plenty of room to enjoy the outdoors.
  10. Ask Zara a follow-up
    Septic
  11. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    6
    Driveway
    Private Double
  12. Interior

    4
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
  13. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Metal
    Foundation
    Block, Concrete
    View
    Trees/Woods, Forest, Lake
    Waterfront
    Y
    Pool
    None
  14. Listing & possession

    3
    Occupancy
    Felxible
    Property style
    Bungalow-Raised
    Property class
    Detached
  15. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Primary Bedroom
      15.1 × 11.0 ft
    • Bedroom
      10.9 × 11.1 ft
    • Dining Room
      10.7 × 8.0 ft
    • Bedroom
      10.9 × 8.2 ft
    • Sunroom
      11.8 × 15.9 ft
    • Bathroom
      3 Pc Bath
      6.7 × 7.0 ft
    • Kitchen
      15.4 × 11.1 ft
    • Living Room
      15.4 × 20.0 ft

    Basement level

    5 rooms
    • Bathroom
      6.3 × 11.1 ft
    • Bedroom
      8.8 × 7.9 ft
    • Other
      6.7 × 10.3 ft
    • Other
      Unfinished
      14.1 × 29.3 ft
    • Family Room
      15.5 × 20.3 ft
    Combined estimate
    $4,962
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,662
    /mo
    based on the purchase price of $949,000
    $189,800 cash
    $759,200 financed
    $639,446 total interest
    Monthly payment$4,662/ month
    Principal54%$759,200
    Interest46%$639,446

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Highlands East

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1270 Quartz Lane
      Sold
      Sign in for price
      1270 Quartz Lane
      Detached
    • 1230 Journey's End Trail
      Sold
      Sign in for price
      1230 Journey's End Trail
      Detached
    • 1337 Hudson Lake Drive
      Sold
      Sign in for price
      1337 Hudson Lake Drive
      Detached
    • 2362 Minnicock Lake Road
      Sold
      Sign in for price
      2362 Minnicock Lake Road
      Detached
    • 1080 Heart's Content Drive
      Sold
      Sign in for price
      1080 Heart's Content Drive
      Detached
    • 1109 Wilderness Island Trail
      Sold
      Sign in for price
      1109 Wilderness Island Trail
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1120 Surveyor DriveThis home3 / 27,001,100$949,000ask———
    1270 Quartz Lane3 / 21,100—
    1230 Journey's End Trail3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Highlands East

    Active listings within ±20% of this asking price.

    • 1109 Burnt Point Trail
      $874,900
      1109 Burnt Point Trail
      Detached 4 2
    • 1416 Fortesque Lake Road
      $850,000
      1416 Fortesque Lake Road
      Detached 4 4
    • 1573 Ojibway Road
      $845,000
      1573 Ojibway Road
      Detached 3 4
    • 1851 Contau Lake Road
      $899,000
      1851 Contau Lake Road
      Detached 2 2
    • 1851 Contau Lake Road
      $899,000
      1851 Contau Lake Road
      Detached 2 2
    • 1100 Morning Glory Drive
      $925,000
      1100 Morning Glory Drive
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Century 21 United Realty Inc. · displayed on Summitly per MLS® data-share rules

    1120 Surveyor Drive is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 1120 Surveyor Drive built?

    The year built for 1120 Surveyor Drive isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 1120 Surveyor Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1120 Surveyor Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 1120 Surveyor Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $949,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 1120 Surveyor Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1120 Surveyor Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 1120 Surveyor Drive in?

    1120 Surveyor Drive is in Monmouth, Highlands East. The 'Neighbourhood' section below links to the live Highlands East real estate hub with average sold price, days on market, and current inventory.

  25. Is Highlands East a good place to live?

    Highlands East is one of ON's actively-tracked Summitly markets. The full Highlands East real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 1337 Hudson Lake Drive
    3 / 1
    700
    —
    2362 Minnicock Lake Road3 / 21,100—
    1080 Heart's Content Drive3 / 1700—
    1109 Wilderness Island Trail3 / 21,500—