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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Lots & Land in Chatham-Kent
About 1123 Elgin Street
Exceptional opportunity to build your dream home on a spacious vacant lot in the town ofWallaceburg! Measuring approximately 57.03 ft x 186.11 ft, this property offers excellentpotential for builders, investors, or those looking to create their ideal home. Potential tobuild two semi-detached homes side by side, subject to municipal zoning, approvals, andapplicable permits. Conveniently located close to the St. Clair River, with easy access toHighway 401. A fantastic opportunity to secure a generously sized lot in a desirable locationand bring your vision to life!
Chatham-Kent land priced at $149,999 — book a tour to see if it fits your search.
Inside 1123 Elgin St
Every detail from the listing, in one place.
Type
Land
Style
Other
Features & systems
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Other
Property class
Vacant Land
1123 Elgin St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14150210$149,999
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1123 Elgin St Compares to the Chatham-Kent Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$737
/mo
based on the purchase price of $149,999
$30,000 cash
$119,999 financed
$101,071 total interest
Principal54%$119,999
Interest46%$101,071
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Book a tour of 1123 Elgin St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 1123 Elgin St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Chatham-Kent
Other homes for sale in Chatham-Kent around $150K.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio93.6%On average, homes sold below asking.
Active listings180Homes for sale here right now.
Median vs prior 90 days−3.5%Compared with May 9 – Aug 7, 2026: prices down.
Based on 43 sales from Aug 7 – Nov 5, 2026 (46 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1123 Elgin St
How much is 1123 Elgin St listed for?
1123 Elgin St is listed at $149,999 (MLS® X14150210). Summitly updates the price as soon as the MLS® record changes.
Has the price of 1123 Elgin St changed?
No — 1123 Elgin St is still listed at its original asking price of $149,999.
How many bedrooms and bathrooms does 1123 Elgin St have?
The listing for 1123 Elgin St doesn't publish its bedroom and bathroom count. It is a lot in Chatham-Kent.
How much would the monthly mortgage be on 1123 Elgin St?
About $737 a month — principal and interest on $149,999 with 20% down ($30,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1123 Elgin St compare with other homes in Chatham-Kent?
Its asking price of $149,999 is about 55% below the median sold price in Chatham-Kent over the last 90 days, $333,000, across 43 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1123 Elgin St been sold before?
Summitly has no earlier MLS® sale or lease of 1123 Elgin St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1123 Elgin St?
1123 Elgin St is in Chatham-Kent, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1123 Elgin St been on the market?
1 day — 1123 Elgin St was listed on November 4, 2026.
What is the lot size of 1123 Elgin St?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 1123 Elgin St?
About $1,225 in Ontario land transfer tax at the asking price of $149,999. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 1123 Elgin St or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
What is the property tax for 1123 Elgin St?
The listing for 1123 Elgin St doesn't publish the annual property tax. The property tax calculator linked at the foot of this page gives an estimate for Chatham-Kent.