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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 35 daysPrice drop · $30,000 off (-5.3%)

    113 Water Street

    Northern Bruce Peninsula·Northern Bruce Peninsula, ON·N0H 1W0·Near Beech St

    • 1 bed
    Northern Bruce Peninsula real estate›X13116080
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Come experience why Hope Bay is one of the Bruce Peninsula's most beautiful locations. Welcome to your private, turnkey waterfront escape on the sparkling shores of Hope Bay, where natural beauty surrounds you in every direction. Access is simple, scenic, and part of the charm. From the parking area, enjoy a short, peaceful walk (under 10 min) along a beautiful, well-established trail that leads you right to your cottage. Prefer the water? Aluminum boat w/ 20HP Yamaha power tilt motor is included, an easy launch at the parking area-making it just a 1-min ride along the shore to your dock. It's effortless, flexible, and adds to the sense of true getaway privacy. Perched above the trees with sweeping views of the bay and escarpment, this cottage captures everything you imagine in a classic Canadian retreat-peaceful, charming, and naturally stunning. Reconstructed in 2016, the cottage is a true showstopper. Expansive windows and a wraparound deck bring the outdoors in, perfect for soaking in sunrise coffees, sunset views, and easy summer entertaining. Inside, warm pine finishes, hardwood floors, and soaring ceilings create an inviting atmosphere. A pellet stove set into a beautiful stone feature wall adds the perfect cozy touch for cooler evenings. The open-concept layout is ideal for gathering, and the thoughtfully designed kitchen blends seamlessly with the natural surroundings. With three separate sleeping spaces-the main bedroom, loft, and charming bunkie, there's plenty of room for family and guests. The cottage and bunkie are fully insulated with heating and cooling, extending your enjoyment well beyond the summer months. Down at the shoreline, you'll find a solid 50-foot crib dock-no seasonal hassle-plus two boat rails for easy access on and off the water.The generous 100 x 300 ft lot offers exceptional privacy, along with direct access to the Bruce Trail, putting world-class hiking right at your doorstep. Accessible in all seasons!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 15, 2026Price reducedCurrentReduced$539,000−$30,000 (5.3%)X13116080This page
    May 12, 2026ListedCurrentFor sale$569,000 —X13116080This page
    Apr 1, 2026Previously listedTer$599,000 —X12944474View
    Jul 18, 2025Previously listedExp$699,000 —X12295196View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Other
      Air conditioning
      Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 113 Water Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Cul de Sac/Dead End
    • Lake Access
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,648
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $244
    0.54% mill rate · ON
    The market

    How this home sits in the Northern Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Northern Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for Northern Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $510,750
      Last 30 days
    • Median sold price
      $495,000
      Middle of the market
    • Days on market
      66 d
      Avg from list to close
    • Closed last 30d
      54
      MLS® transactions
    Full Northern Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 113 Water Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 113 Water Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 113 Water Street listed for?

      113 Water Street is listed at $539,000 on the MLS® (listing X13116080). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 113 Water Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. < 700 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $539,000
    $770 / sqft · MLS® X13116080
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $311,558
    $286,633Confidence range$336,482
    Asking vs estimate
    ↑↑well-above
    +$227,442
    (+73.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Northern Bruce Peninsula sell in about 66 days — this one has been listed 35 days.

    Avg sold price
    $510,750
    Median sold
    $495,000
    Avg days on market
    66
    Recently sold
    54
    See comparable sales
    AI highlights by Zara
    • Welcome to your private, turnkey waterfront escape on the sparkling shores of Hope Bay, where natural beauty surrounds you in every direction.
    • From the parking area, enjoy a short, peaceful walk (under 10 min) along a beautiful, well-established trail that leads you right to your cottage.
    • Aluminum boat w/ 20HP Yamaha power tilt motor is included, an easy launch at the parking area-making it just a 1-min ride along the shore to your dock.
    • Expansive windows and a wraparound deck bring the outdoors in, perfect for soaking in sunrise coffees, sunset views, and easy summer entertaining.
    Ask Zara a follow-up
    Other
    Sewer
    Other
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    0
    Driveway
    None
  8. Interior

    4
    Basement
    Unfinished, Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  9. Exterior & construction

    6
    Exterior
    Vinyl Siding, Stone
    Roof
    Metal
    Foundation
    Concrete Block
    View
    Bay, Water, Trees/Woods
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Zoning
    DC
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bedroom
      14.1 × 7.1 ft
    • Dining Room
      5.5 × 8.1 ft
    • Living Room
      14.1 × 13.1 ft
    • Bathroom
      4.7 × 9.1 ft
    • Kitchen
      9.5 × 9.1 ft

    Second level

    1 room
    • Loft
      14.1 × 5.0 ft

    Flat level

    1 room
    • Bedroom 2
      11.3 × 13.4 ft
  13. Wooded/Treed
  14. Combined estimate
    $2,892
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,648
    /mo
    based on the purchase price of $539,000
    $107,800 cash
    $431,200 financed
    $363,184 total interest
    Monthly payment$2,648/ month
    Principal54%$431,200
    Interest46%$363,184

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Northern Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 102 Carter Road
      Sold
      Sign in for price
      102 Carter Road
      Detached
    • 6 Point View Drive
      Sold
      Sign in for price
      6 Point View Drive
      Detached
    • 403 Eagle Road
      Sold
      Sign in for price
      403 Eagle Road
      Detached
    • 4616 6 Highway
      Sold
      Sign in for price
      4616 6 Highway
      Detached
    • 8 Dock Lane
      Sold
      Sign in for price
      8 Dock Lane
      Detached
    • 90 Devils Glen
      Sold
      Sign in for price
      90 Devils Glen
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    113 Water StreetThis home1 / 1700$539,000ask$770——
    102 Carter Road3 / 11,100—
    6 Point View Drive3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Northern Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 295 Tammys Cove Road
      $439,900
      295 Tammys Cove Road
      Detached 2 1
    • 26 Elgin Street
      $599,000
      26 Elgin Street
      Detached 3 2
    • 10 Alexander Street
      $449,900
      10 Alexander Street
      Detached 2 2
    • 1 Helen Street
      $599,000
      1 Helen Street
      Detached 2 2
    • 68 Tamarac Road
      $559,000
      68 Tamarac Road
      Detached 2 2
    • 7221 6 Highway
      $449,000
      7221 6 Highway
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of Century 21 Millennium Inc. · displayed on Summitly per MLS® data-share rules

    113 Water Street is a 1-bedroom, 1-bath, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 113 Water Street built?

    The year built for 113 Water Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 113 Water Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 113 Water Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 113 Water Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $539,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 113 Water Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 113 Water Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 113 Water Street in?

    113 Water Street is in Northern Bruce Peninsula, Northern Bruce Peninsula. The 'Neighbourhood' section below links to the live Northern Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  24. Is Northern Bruce Peninsula a good place to live?

    Northern Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full Northern Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 403 Eagle Road
    3 / 1
    700
    —
    4616 6 Highway3 / 1700—
    8 Dock Lane2 / 1700—
    90 Devils Glen2 / 21,500—