114 Church St, Kitchener

Name: 114 Church Street
SKU: X13749670
Price: 1099900 CAD
Availability: InStock

6 Bed, 4 Bath Triplex in Kitchener

About 114 Church Street

An exceptional investment opportunity in the heart of Kitchener! This beautiful legal century triplex combines timeless character with extensive modern upgrades, offering investors a truly turnkey addition to their portfolio. Ideally located just a short walk from Downtown Kitchener and the Kitchener Market LRT stop, the property provides tenants with convenient access to transit, restaurants, shopping, entertainment and everything the downtown core has to offer. Currently generating an impressive 4.6% cap rate, all three units are occupied by great young professional tenants paying market rents plus utilities, providing strong and reliable income from day one. The property has undergone substantial upgrades, including updated plumbing and electrical, forced-air furnaces, water heaters, roof, windows, aluminum fascia, soffits and eaves. The interiors have also been thoughtfully updated with new kitchens, bathrooms, flooring, stainless steel appliances and much more, creating attractive, comfortable living spaces that appeal to today's tenants. With its combination of legal triplex status, market rents, extensive capital improvements and a highly walkable location, this is a rare opportunity to acquire a well-maintained, income-producing property with the character of a century home and the major updates already taken care of. A fantastic investment in one of Kitchener's most convenient and connected locations!

6 bedrooms, 4 bathrooms, about 2,500 sq ft, works out to roughly $440 per square foot. Chat with Zara if you'd like a deeper read on whether this triplex fits your budget and timing.

Inside 114 Church St

Every detail from the listing, in one place.

Type: Triplex
Style: 3-Storey
Living space: 2500-3000 sq ftas stated on the listing
Parking: 4 spaces
Basement: Full, Walk-Up

Features & systems

Parking & garage

Parking spaces: 4

Interior

Basement: Full · Walk-Up

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 3-Storey
Property class: Triplex

114 Church St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 5, 2026For saleListedThis listingMLS® X13749670$1,099,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 114 Church St Compares to the Kitchener Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 1,316 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Kitchener market, last 90 days

Median sold price: $665,000
Average sold price: $690,906
Average days on market: 30
Homes sold: 743

Closed sales on the TRREB MLS®.

Full Kitchener market report

Market pulse · Kitchener

Kitchener market

Median sold price$665,000Last 90 days
Average days on market30Homes sold in about 30 days on average.
Sale-to-list ratio101.0%On average, homes sold at or above asking.
Active listings786Homes for sale here right now.
Median vs prior 90 days−2.2%Compared with Apr 25 – Jul 24, 2026: prices down.

Based on 743 sales from Jul 24 – Oct 22, 2026 (573 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Kitchener

Sold prices are shown free to signed-in members, as board rules require.

4 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home114 Church Street 6 bd · 4 ba · 2,500 sqft	$1,099,900asking	$440	—	—
80 Jackson Avenue 6 bd · 3 ba · 1,500 sqft
204 Veronica Drive 8 bd · 3 ba · 1,500 sqft
118 Chandler Drive 8 bd · 3 ba · 3,000 sqft
305 Lorne Avenue 6 bd · 4 ba · 2,000 sqft

80 Jackson Avenue
6 bd · 3 ba · 1,500 sqft
204 Veronica Drive
8 bd · 3 ba · 1,500 sqft
118 Chandler Drive
8 bd · 3 ba · 3,000 sqft
305 Lorne Avenue
6 bd · 4 ba · 2,000 sqft

Living in Kitchener: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

Kitchener Market StationION180 m2 min walk
Frederick StationION410 m5 min walk
Queen StationION410 m5 min walk

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

Kitchener Market Station (ION)2 min walk
Frederick Station (ION)5 min walk
Queen Station (ION)5 min walk

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

Kitchener Market Station
180 m2 minClosest· ION
Homes near Kitchener Market Station
Frederick Station
410 m5 min· ION
Homes near Frederick Station
Queen Station
410 m5 min· ION
Homes near Queen Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 114 Church St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 114 Church St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $5,403; 20% down · 25 years · 5.5% assumed
Property tax: $605; 0.66% mill rate · ON
Total per month: $6,008; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$5,403

/mo

based on the purchase price of $1,099,900

Down payment20%

$219,980 cash

Amortization25 yr

$879,920 financed

Rate5.50%

$741,124 total interest

Principal54%$879,920

Interest46%$741,124

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

Book a tour of 114 Church St with a licensed buyer's agent

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Zara, any time

Zara · AI virtual agent

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A licensed local agent

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Questions About 114 Church St

How much is 114 Church St listed for?

114 Church St is listed at $1,099,900 (MLS® X13749670). Summitly updates the price as soon as the MLS® record changes.

Is $1,099,900 a good price for 114 Church St?

Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kitchener. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 114 Church St changed?

No — 114 Church St is still listed at its original asking price of $1,099,900.

How many bedrooms and bathrooms does 114 Church St have?

114 Church St has 6 bedrooms and 4 bathrooms, with about 2,500–3,000 square feet of living space. It is a triplex in Kitchener.

Is 114 Church St close to transit?

The nearest rapid-transit station is Kitchener Market Station (ION), about 180 m (about a 2-minute walk) in a straight line. Frederick Station is about 410 m (about a 5-minute walk), and Queen Station is about 410 m (about a 5-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 114 Church St?

About $5,403 a month — principal and interest on $1,099,900 with 20% down ($219,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 114 Church St compare with other homes in Kitchener?

Its asking price of $1,099,900 is about 65% above the median sold price in Kitchener over the last 90 days, $665,000, across 743 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 114 Church St been sold before?

Summitly has no earlier MLS® sale or lease of 114 Church St on record from the last two years. Older records aren't shown under TRREB rules.

Where is 114 Church St?

114 Church St is in Kitchener, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 114 Church St been on the market?

47 days — 114 Church St was listed on September 5, 2026.

What is the price per square foot of 114 Church St?

About $367 to $440 per square foot: the asking price of $1,099,900 over the 2,500–3,000 sq ft the listing gives as its size range.

Does 114 Church St have parking or a garage?

Yes — the listing gives 4 parking spaces.

What you should know

6 Bed, 4 Bath Triplex in Kitchener

About 114 Church Street

Inside 114 Church St

Features & systems

114 Church St Price & Sale History

How 114 Church St Compares to the Kitchener Market

Kitchener market, last 90 days

Recently sold nearby in Kitchener

Living in Kitchener: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 114 Church St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Church Street? See what yours is worth

Zara, any time

A licensed local agent

See 114 Church St, Kitchener in person

Similar homes for sale nearby in Kitchener

Explore More Triplexes in Kitchener

6 Bed, 4 Bath Triplex in Kitchener

About 114 Church Street

Inside 114 Church St

Features & systems

114 Church St Price & Sale History

How 114 Church St Compares to the Kitchener Market

Kitchener market, last 90 days

Market pulse · Kitchener

Recently sold nearby in Kitchener

Living in Kitchener: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 114 Church St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Church Street? See what yours is worth

Zara, any time

A licensed local agent

See 114 Church St, Kitchener in person

Questions About 114 Church St

How much is 114 Church St listed for?

Is $1,099,900 a good price for 114 Church St?

Has the price of 114 Church St changed?

How many bedrooms and bathrooms does 114 Church St have?

Is 114 Church St close to transit?

How much would the monthly mortgage be on 114 Church St?

How does 114 Church St compare with other homes in Kitchener?

Has 114 Church St been sold before?

Where is 114 Church St?

How long has 114 Church St been on the market?

What is the price per square foot of 114 Church St?

Does 114 Church St have parking or a garage?

Similar homes for sale nearby in Kitchener

Explore More Triplexes in Kitchener

Market pulse · Kitchener

Transit nearby

Transit

Questions About 114 Church St

How much is 114 Church St listed for?

Is $1,099,900 a good price for 114 Church St?

Has the price of 114 Church St changed?

How many bedrooms and bathrooms does 114 Church St have?

Is 114 Church St close to transit?

How much would the monthly mortgage be on 114 Church St?

How does 114 Church St compare with other homes in Kitchener?

Has 114 Church St been sold before?

Where is 114 Church St?

How long has 114 Church St been on the market?

What is the price per square foot of 114 Church St?

Does 114 Church St have parking or a garage?