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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    11401 Highway 12

    Coldwater·Severn, ON·L0K 1E0·Near Lower big chute rd

    • 2 beds
    Severn real estate›S13562012
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to country living on 1.3 acres! Ideally situated between Orillia and Coldwater, this charming 2-bedroom, 2-bath home offers the perfect opportunity for first-time buyers, investors, or those looking for a rewarding renovation project. Filled with natural light, the inviting front living room showcases beautiful hardwood floors that continue throughout much of the home, creating a warm and welcoming atmosphere. Recent updates include a new roof (2024), an upgraded propane fuel system replacing the previous oil tanks, and a brand-new hot water tank (2026), providing peace of mind while you make the space your own. The second bathroom is currently not operational, presenting an opportunity for the next owner to restore it to its full potential. Outside, enjoy the privacy and possibilities of a generous 1.3-acre property, complete with a detached single-car garage, mature trees, and plenty of room for gardens, hobbies, or future improvements. Conveniently located just minutes from Orillia and Coldwater, you'll enjoy easy access to shopping, dining, schools, parks, trails, and Highway 12. Outdoor enthusiasts will appreciate being a short drive to Mount St. Louis Moonstone Ski Resort, offering year-round recreation with skiing, snowboarding, mountain biking, and more. Whetheryou're searching for your first home, an investment opportunity, or your next renovation project, this property is full of potential and ready for your vision.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 14, 2026ListedCurrentFor sale$399,999 —S13562012This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Window Unit(s)
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 11401 Highway 12
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Park
    • School
    • Skiing
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,965
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $210
    0.63% mill rate · ON
    The market

    How this home sits in the Severn market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Severn market right now

    Average sold price, days on market, and closed-transaction count for Severn — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Severn market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 11401 Highway 12 — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 11401 Highway 12 and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 11401 Highway 12 listed for?

      11401 Highway 12 is listed at $399,999 on the MLS® (listing S13562012). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 11401 Highway 12 have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $399,999
    $0 / sqft · MLS® S13562012
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Severn.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Filled with natural light, the inviting front living room showcases beautiful hardwood floors that continue throughout much of the home, creating a warm and welcoming atmosphere.
    • Recent updates include a new roof (2024), an upgraded propane fuel system replacing the previous oil tanks, and a brand-new hot water tank (2026), providing peace of mind while you make the space your own.
    • Outside, enjoy the privacy and possibilities of a generous 1.3-acre property, complete with a detached single-car garage, mature trees, and plenty of room for gardens, hobbies, or future improvements.
    • Conveniently located just minutes from Orillia and Coldwater, you'll enjoy easy access to shopping, dining, schools, parks, trails, and Highway 12.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    6
    Driveway
    Private
  9. Interior

    4
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    12
  10. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    RU
  12. Listing & possession

    4
    Possession
    2026-08-31T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Combined estimate
    $2,175
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,965
    /mo
    based on the purchase price of $399,999
    $80,000 cash
    $319,999 financed
    $269,523 total interest
    Monthly payment$1,965/ month
    Principal54%$319,999
    Interest46%$269,523

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Severn

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 8 Cyril Martin Place
      Sold
      Sign in for price
      8 Cyril Martin Place
      Detached
    • 2036 Birkshire Woods Lane
      Sold
      Sign in for price
      2036 Birkshire Woods Lane
      Detached
    • 3542 Shadow Creek Road
      Sold
      Sign in for price
      3542 Shadow Creek Road
      Detached
    • 8 MILL Street
      Sold
      Sign in for price
      8 MILL Street
      Detached
    • 1958 Confederation Drive
      Sold
      Sign in for price
      1958 Confederation Drive
      Detached
    • 3319 Knight Avenue
      Sold
      Sign in for price
      3319 Knight Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    11401 Highway 12This home2 / 27,001,100$399,999ask———
    8 Cyril Martin Place3 / 2700—
    2036 Birkshire Woods Lane4 / 43,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Severn

    Active listings within ±20% of this asking price.

    • 4274 Canal Road
      $389,000
      4274 Canal Road
      Detached 3 1
    • 9434 11 Highway
      $399,500
      9434 11 Highway
      Detached 3 1
    • 3427 Coronation Avenue
      $345,000
      3427 Coronation Avenue
      Detached 2 1
    • 1840 Island Road
      $349,999
      1840 Island Road
      Detached 1 1
    • 3322 Pleasant Road
      $394,900
      3322 Pleasant Road
      Detached 2 1
    • 1435 Fox Road
      $399,900
      1435 Fox Road
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of The Agency · displayed on Summitly per MLS® data-share rules

    11401 Highway 12 is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 11401 Highway 12 built?

    11401 Highway 12 was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 11401 Highway 12?

    The 'Property tax' tab in the History section shows the most recent annual tax for 11401 Highway 12 plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 11401 Highway 12?

    The affordability calculator on this page shows an estimated monthly mortgage for $399,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 11401 Highway 12 been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 11401 Highway 12 with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 11401 Highway 12 in?

    11401 Highway 12 is in Coldwater, Severn. The 'Neighbourhood' section below links to the live Severn real estate hub with average sold price, days on market, and current inventory.

  23. Is Severn a good place to live?

    Severn is one of ON's actively-tracked Summitly markets. The full Severn real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 3542 Shadow Creek Road
    3 / 2
    700
    —
    8 MILL Street2 / 11,500—
    1958 Confederation Drive3 / 31,500—
    3319 Knight Avenue2 / 1700—