DetachedListed today

115 3rd A St W, Owen Sound

Name: 115 3rd A Street W
SKU: X14123462
Price: 545000 CAD
Availability: InStock

Owen Sound, ON · · MLS® X14123462Updated October 28, 2026

$545,000Est. $2,677/mo mortgage

Bedrooms: 4
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 3

Type Detached
Garage Yes
Basement Full, Partially Finished

What you should know

115 3rd A St W is a 4-bedroom, 2-bathroom detached home in Owen Sound, listed for $545,000. It has 1500-2000 sq ft of living space.

This home has plenty of character, great curb appeal, and a location worth getting excited about!
Tucked away on Owen Sound's west side, (popular Millionaire's Drive area), this charming two-storey home offers a lovely residential setting with the convenience of downtown and Harrison Park just a short walk away.
Mature trees, a welcoming front entrance, an attached garage and an attractive exterior give this home plenty of personality.

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4 Bed, 2 Bath Detached Home in Owen Sound

About 115 3rd A Street West

This home has plenty of character, great curb appeal, and a location worth getting excited about! Tucked away on Owen Sound's west side, (popular Millionaire's Drive area), this charming two-storey home offers a lovely residential setting with the convenience of downtown and Harrison Park just a short walk away. Mature trees, a welcoming front entrance, an attached garage and an attractive exterior give this home plenty of personality. And really, who doesn't love a house with a little personality? A great opportunity to enjoy the charm of an established Owen Sound neighbourhood in a home with plenty of updates!

4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $363 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 115 3rd A St W

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Full, Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Full · Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

115 3rd A St W Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 28, 2026For saleListedThis listingMLS® X14123462$545,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 115 3rd A St W Compares to the Owen Sound Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 191 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Owen Sound market, last 90 days

Median sold price: $450,000
Average sold price: $475,120
Average days on market: 42
Homes sold: 111

Closed sales on the TRREB MLS®.

Full Owen Sound market report

Recently sold nearby in Owen Sound

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home115 3rd A Street W 4 bd · 2 ba · 1,500 sqft	$545,000asking	$363	—	—
865 27th Street 3 bd · 2 ba · 1,500 sqft
583 6th Street 3 bd · 2 ba · 1,100 sqft
1540 5th Avenue 3 bd · 1 ba · 1,100 sqft
540 6th Avenue 3 bd · 1 ba · 700 sqft
1860 7TH Avenue 3 bd · 2 ba · 1,500 sqft
280 8th Avenue 4 bd · 2 ba · 1,500 sqft

865 27th Street
3 bd · 2 ba · 1,500 sqft
583 6th Street
3 bd · 2 ba · 1,100 sqft
1540 5th Avenue
3 bd · 1 ba · 1,100 sqft
540 6th Avenue
3 bd · 1 ba · 700 sqft
1860 7TH Avenue
3 bd · 2 ba · 1,500 sqft
280 8th Avenue
4 bd · 2 ba · 1,500 sqft

Living in Owen Sound: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 115 3rd A St W

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,677; 20% down · 25 years · 5.5% assumed
Property tax: $300; 0.66% mill rate · ON
Total per month: $2,977; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,677

/mo

based on the purchase price of $545,000

Down payment20%

$109,000 cash

Amortization25 yr

$436,000 financed

Rate5.50%

$367,226 total interest

Principal54%$436,000

Interest46%$367,226

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: Royal LePage RCR Realty, BrokerageMLS® X14123462 · Listing data last updated October 28, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 27· $363/sq ft

Estimated monthly mortgage$2,677/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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