1178 Bay Rd is a 2-bedroom, 1-bathroom detached home in Champlain, listed for $979,900. It has 1500-2000 sq ft of living space.
1A Rare 3.44-Acre Waterfront Opportunity Where Lifestyle Meets Potential.
2Located in an established waterfront neighbourhood undergoing an exciting transformation, this exceptional property offers the space, setting and opportunity to create something truly special.
3Surrounded by properties being thoughtfully renovated, rebuilt and reimagined, the possibilities here are worth exploring.
A Rare 3.44-Acre Waterfront Opportunity Where Lifestyle Meets Potential. Located in an established waterfront neighbourhood undergoing an exciting transformation, this exceptional property offers the space, setting and opportunity to create something truly special. Surrounded by properties being thoughtfully renovated, rebuilt and reimagined, the possibilities here are worth exploring. Natural gas, expansive grounds and an incredible Ottawa River setting add to the appeal, while the ever-changing colours of the Laurentians and big open skies create a breathtaking backdrop in every season.The house already in place allows you to enjoy the property while you plan your vision - whether that means transforming, rebuilding, or simply embracing it as your private cottage retreat. You will be the envy of your friends with this backyard playground, with room to explore, relax, entertain and make memories. And when the day winds down, look across the river and enjoy million-dollar sunsets from a setting that offers both immediate enjoyment and exciting long-term potential. 380' waterfrornt House is 1650sq' 2 bed, 1.5 bath Natural gas Furnace and A/C.
2 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $653 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 1178 Bay Rd
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
13 spacesYes garage
Basement
Crawl Space
Features & systems
Parking & garage
Garage
Yes
Parking spaces
13
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
3.44
Listing & possession
Property style
2-Storey
Property class
Detached
1178 Bay Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13687442$979,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1178 Bay Rd Compares to the Champlain Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,814
/mo
based on the purchase price of $979,900
$195,980 cash
$783,920 financed
$660,266 total interest
Principal54%$783,920
Interest46%$660,266
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Champlain
Other 1–3 bed homes for sale in Champlain around $980K.
Average days on market51Homes sold in about 51 days on average.
Sale-to-list ratio96.0%On average, homes sold below asking.
Active listings76Homes for sale here right now.
Median vs prior 90 days+20.1%Compared with Apr 12 – Jul 11, 2026: prices up.
Based on 38 sales from Jul 11 – Oct 9, 2026 (40 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1178 Bay Rd
How much is 1178 Bay Rd listed for?
1178 Bay Rd is listed at $979,900 (MLS® X13687442). Summitly updates the price as soon as the MLS® record changes.
Is $979,900 a good price for 1178 Bay Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Champlain. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1178 Bay Rd changed?
No — 1178 Bay Rd is still listed at its original asking price of $979,900.
How many bedrooms and bathrooms does 1178 Bay Rd have?
1178 Bay Rd has 2 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Champlain.
How much would the monthly mortgage be on 1178 Bay Rd?
About $4,814 a month — principal and interest on $979,900 with 20% down ($195,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1178 Bay Rd compare with other homes in Champlain?
Its asking price of $979,900 is about 73% above the median sold price in Champlain over the last 90 days, $567,500, across 38 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1178 Bay Rd been sold before?
Summitly has no earlier MLS® sale or lease of 1178 Bay Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1178 Bay Rd?
1178 Bay Rd is in Champlain, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1178 Bay Rd been on the market?
52 days — 1178 Bay Rd was listed on August 18, 2026.
What is the price per square foot of 1178 Bay Rd?
About $490 to $653 per square foot: the asking price of $979,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 1178 Bay Rd have parking or a garage?
Yes — the listing gives 13 parking spaces. Garage: Yes.
Does 1178 Bay Rd have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
