Bancroft, ON · · MLS® X13686184Updated
$299,000Est. $1,469/mo mortgage
118 Bay Lake Rd is a 2-bedroom, 1-bathroom detached home in Bancroft, listed for $299,000. It has < 700 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Affordable Three- season Cottage with a 12 ft access to Stimears Lake! Looking for a cozy getaway without the waterfront price tag? Welcome to 118 Bay Lake Rd! This charming three-season cottage is situated on a year-round paved municipal rd and includes a 12 foot easement access to beautiful Stimears Lake, located just across the road. The cottage offers a warm and inviting layout featuring two bedrooms, a 3-piece bathroom, a functional kitchen with dining area, a comfortable living/sitting room, and a bright sunroom perfect for relaxing with your morning coffee or unwinding after a day on the lake. Outside, you'll enjoy exceptional privacy, a firepit area for evenings under the stars, two storage buildings for all your cottage toys and tools, plus the convenience of a private well and septic system. Whether you're looking for a family retreat, a peaceful escape from the city, or an affordable way to enjoy cottage life, this property offers excellent value and endless opportunities to create lasting memories.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $427 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
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Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
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Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
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443 Holland Lake Road
3 bd · 3 ba · Detached
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205 Maxwell Settlement Road
2 bd · 1 ba · Detached
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9 Bancroft Ridge Drive
3 bd · 3 ba · Detached
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31105 28 Highway
3 bd · 2 ba · Detached
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23 Egan Lane
3 bd · 1 ba · Detached
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192 Quarry Road
3 bd · 2 ba · Detached
6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home118 Bay Lake Road 2 bd · 1 ba · 700 sqft | $299,000asking | $427 | — | — |
| 443 Holland Lake Road 3 bd · 3 ba · 1,500 sqft | ||||
| 205 Maxwell Settlement Road 2 bd · 1 ba · 700 sqft | ||||
| 9 Bancroft Ridge Drive 3 bd · 3 ba · 1,500 sqft | ||||
| 31105 28 Highway 3 bd · 2 ba · 1,500 sqft | ||||
| 23 Egan Lane 3 bd · 1 ba · 700 sqft | ||||
| 192 Quarry Road 3 bd · 2 ba · 2,500 sqft |
3 bd · 3 ba · 1,500 sqft
2 bd · 1 ba · 700 sqft
3 bd · 3 ba · 1,500 sqft
3 bd · 2 ba · 1,500 sqft
3 bd · 1 ba · 700 sqft
3 bd · 2 ba · 2,500 sqft
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20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Listing brokerage: Century 21 Granite Realty Group Inc., BrokerageMLS® X13686184 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 2–3 bed homes for sale in Bancroft around $299K.
Homes for sale in Bancroft
Every active Bancroft MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 26 sales from Jul 24 – Oct 22, 2026 (24 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
118 Bay Lake Rd is listed at $299,000 (MLS® X13686184). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Bancroft. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 118 Bay Lake Rd is still listed at its original asking price of $299,000.
118 Bay Lake Rd has 2 bedrooms and 1 bathroom, with about 700 square feet of living space. It is a detached home in Bancroft.
About $1,469 a month — principal and interest on $299,000 with 20% down ($59,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $299,000 is about 26% below the median sold price in Bancroft over the last 90 days, $405,000, across 26 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 118 Bay Lake Rd on record from the last two years. Older records aren't shown under TRREB rules.
118 Bay Lake Rd is in Bancroft, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
69 days — 118 Bay Lake Rd was listed on August 14, 2026.
About $427 per square foot: the asking price of $299,000 over the 700 sq ft the listing gives.
Yes — the listing gives 6 parking spaces.
The listing says 118 Bay Lake Rd has no basement.
