DetachedListed today

118 Waterloo St, South Huron

South Huron, ON · · MLS® X14121504Updated October 27, 2026

$849,900Est. $4,175/mo mortgage

Bedrooms: 5
Bathrooms: 3
Living space: 2500–3000sq ft
Parking spaces: 6

Type Detached
Garage Yes
Basement Finished

What you should know

118 Waterloo St is a 5-bedroom, 3-bathroom detached home in South Huron, listed for $849,900. It has 2500-3000 sq ft of living space.

The main floor features a modern kitchen with a center island that opens seamlessly to the dining room, making everyday meals and entertaining effortless.
Upstairs, the layout provides ample room for family and guests alike.
The grand primary suite serves as a true retreat, highlighting a luxurious four-piece ensuite bathroom and a spacious walk-in closet.

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5 Bed, 3 Bath Detached Home in South Huron

About 118 Waterloo Street

Welcome to this absolutely stunning, bright, and cheery two-storey home situated on a desirable street in the charming town of Exeter, just a short drive to London. Offering the perfect blend of timeless character and modern living, this residence is ideal for a growing family. Enhanced by a thoughtful addition in 2019, the home boasts exceptional curb appeal with its striking exterior mix of Maibec hardboard, classic brick, and natural stone, all complemented by an attached two-car garage and plenty of space both inside and out. From the moment you step inside, you are greeted by an abundance of natural light and an inviting, functional layout. The main floor features a modern kitchen with a center island that opens seamlessly to the dining room, making everyday meals and entertaining effortless. Gathering options abound with two distinct living areas on the main level: a bright living room featuring a cozy gas fireplace, an expansive family room complete with its own fireplace, and a conveniently located two-piece powder room. Upstairs, the layout provides ample room for family and guests alike. The grand primary suite serves as a true retreat, highlighting a luxurious four-piece ensuite bathroom and a spacious walk-in closet. Four additional well-proportioned bedrooms, a three-piece main bathroom, and a dedicated second-floor laundry room offer incredible everyday convenience.The lower level expands your functional space even further, presenting a large recreation room with a third fireplace, a home gym, and additional rooms offering abundant storage solutions.Step outside into the backyard to discover a private relaxation haven featuring a large covered deck-perfect for outdoor dining, entertaining, or simply unwinding in comfort regardless of the weather. Offering generous space, impressive finishes, and a fantastic location, this home is an absolute pleasure to show.

5 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $340 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 118 Waterloo St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2500-3000 sq ftas stated on the listing
Parking: 6 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 6

Interior

Basement: Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

118 Waterloo St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 27, 2026For saleListedThis listingMLS® X14121504$849,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 118 Waterloo St Compares to the South Huron Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 103 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

South Huron market, last 90 days

Median sold price: $440,000
Average sold price: $551,534
Average days on market: 62
Homes sold: 61

Closed sales on the TRREB MLS®.

Full South Huron market report

Recently sold nearby in South Huron

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home118 Waterloo Street 5 bd · 3 ba · 2,500 sqft	$849,900asking	$340	—	—
70257 Blackbush Line 4 bd · 2 ba · 2,000 sqft
78 Victoria Avenue 4 bd · 2 ba · 1,500 sqft
148 Church Avenue 4 bd · 1 ba · 1,500 sqft
9 Summit Avenue 5 bd · 2 ba · 1,500 sqft
257 Eastern Avenue 4 bd · 2 ba · 2,000 sqft
345 William Street 4 bd · 3 ba · 2,000 sqft

70257 Blackbush Line
4 bd · 2 ba · 2,000 sqft
78 Victoria Avenue
4 bd · 2 ba · 1,500 sqft
148 Church Avenue
4 bd · 1 ba · 1,500 sqft
9 Summit Avenue
5 bd · 2 ba · 1,500 sqft
257 Eastern Avenue
4 bd · 2 ba · 2,000 sqft
345 William Street
4 bd · 3 ba · 2,000 sqft

Living in South Huron: Location & Amenities

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Costs, Mortgage & Rental Return for 118 Waterloo St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,175; 20% down · 25 years · 5.5% assumed
Property tax: $467; 0.66% mill rate · ON
Total per month: $4,642; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,175

/mo

based on the purchase price of $849,900

Down payment20%

$169,980 cash

Amortization25 yr

$679,920 financed

Rate5.50%

$572,671 total interest

Principal54%$679,920

Interest46%$572,671

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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MLS® X14121504 · Listing data last updated October 27, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 26· $340/sq ft

Estimated monthly mortgage$4,175/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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