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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 106 days

    119 Fire Route 89B Road

    North Kawartha·North Kawartha, ON·K0L 1A0·Near Jack Lake Road & Narrows Point Road (FR 89)

    • 5 beds
    North Kawartha real estate›X12915056
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Experience refined waterfront living on beautiful Jack Lake in this exceptional five bedroom four and a half bath luxury home. Thoughtfully designed to capture elevated, panoramic lake views, this four season retreat blends upscale finishes with the relaxed elegance of cottage country. The main level features an open concept layout with soaring ceilings, expansive windows, and seamless flow to multiple outdoor entertaining areas. A gourmet kitchen with premium appliances and a large island anchors the space, ideal for hosting family and friends. The private primary suite offers stunning lake vistas, a spa-inspired ensuite, and walk-out access to a quiet balcony. Four additional bedrooms provide generous accommodations for guests, complemented by beautifully appointed bathrooms throughout. The lower level extends the living space with a bright recreation area, walk-out access, and plenty of room for gatherings, step outside to your own resort-style oasis. A heated inground swimming pool, integrated hot tub, and sun-drenched lounging terraces overlook the water, surrounded by mature trees and natural stone landscaping. A gentle path leads to the shoreline, offering clean swimming, excellent boating, and access to one of the Kawarthas' most desirable lakes. Designed for year-round comfort, this property includes modern utilities, ample parking, and storage for recreational gear. Whether as a full time residence or a luxury cottage escape, this home delivers an unmatched combination of privacy, craftsmanship, and breathtaking natural beauty on sought-after Jack Lake.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 24, 2026ListedCurrentFor sale$2,995,000 —X12915056This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      3
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 119 Fire Route 89B Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    • Marina
    • Place Of Worship
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $14,714
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $1,026
    0.41% mill rate · ON
    The market

    How this home sits in the North Kawartha market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Kawartha market right now

    Average sold price, days on market, and closed-transaction count for North Kawartha — sourced from MLS®.

    • Avg sold price
      $899,192
      Last 30 days
    • Median sold price
      $685,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      29
      MLS® transactions
    Full North Kawartha market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 119 Fire Route 89B Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 119 Fire Route 89B Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 119 Fire Route 89B Road listed for?

      119 Fire Route 89B Road is listed at $2,995,000 on the MLS® (listing X12915056). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 119 Fire Route 89B Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 3500-5000 sqft
  3. Detached
  4. Built 16-30
  5. .50-1.99 ac lot
  6. Asking
    $2,995,000
    $0 / sqft · MLS® X12915056
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,222,901
    $1,125,069Confidence range$1,320,733
    Asking vs estimate
    ↑↑well-above
    +$1,772,099
    (+144.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in North Kawartha sell in about 48 days — this one has been listed 106 days.

    Avg sold price
    $899,192
    Median sold
    $685,000
    Avg days on market
    48
    Recently sold
    29
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • A gourmet kitchen with premium appliances and a large island anchors the space, ideal for hosting family and friends.
    • The private primary suite offers stunning lake vistas, a spa-inspired ensuite, and walk-out access to a quiet balcony.
    • The lower level extends the living space with a bright recreation area, walk-out access, and plenty of room for gatherings, step outside to your own resort-style oasis.
    • Designed for year-round comfort, this property includes modern utilities, ample parking, and storage for recreational gear.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    18
    Driveway
    Circular Drive, Private
  9. Interior

    7
    Basement
    Finished with Walk-Out, Walk-Out, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    24
    Laundry level
    Lower Level
    Elevator
    N
    Accessibility
    N
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block, Poured Concrete
    View
    Clear, Lake, Panoramic, Pool, Water
    Waterfront
    Y
    Pool
    Inground
  11. Lot & land

    2
    Year built
    16-30
    Zoning
    SR
  12. Listing & possession

    4
    Possession
    2026-06-01T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 26 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    11 rooms
    • Kitchen
      17.2 × 10.5 ft
    • Living Room
      23.5 × 18.5 ft
    • Common Room
      18.4 × 16.9 ft
    • Bathroom
      5 Pc Bath
      9.9 × 9.5 ft
    • Foyer
      10.6 × 13.9 ft
    • Sunroom
      8.6 × 8.3 ft
    • Primary Bedroom
      17.9 × 12.5 ft
    • Den
      22.9 × 14.8 ft
    • Bathroom
      2 Pc Bath
      5.6 × 4.8 ft
    • Dining Room
      16.1 × 11.0 ft
    • Sitting
      10.1 × 7.1 ft

    Upper level

    8 rooms
    • Bedroom 3
      11.1 × 9.9 ft
    • Bathroom
      4 Pc Bath
      8.0 × 7.9 ft
    • Bedroom 4
      13.6 × 9.6 ft
    • Bedroom 2
      22.9 × 17.1 ft
    • Living Room
      16.6 × 15.3 ft
    • Bedroom 5
      12.3 × 8.0 ft
    • Other
      12.5 × 15.1 ft
    • Bathroom
      4 Pc Bath
      11.1 × 11.4 ft

    Third level

    1 room
    • Exercise Room
      22.9 × 18.3 ft

    Lower level

    6 rooms
    • Recreation
      39.6 × 16.2 ft
    • Bathroom
      4 Pc Bath
      9.9 × 9.5 ft
    • Utility Room
      8.0 × 6.3 ft
    • Game Room
      14.3 × 12.5 ft
    • Game Room
      16.1 × 12.5 ft
    • Laundry
      9.4 × 5.6 ft
  14. Terraced
  15. Wooded/Treed
  16. Combined estimate
    $15,740
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $14,714
    /mo
    based on the purchase price of $2,995,000
    $599,000 cash
    $2,396,000 financed
    $2,018,061 total interest
    Monthly payment$14,714/ month
    Principal54%$2,396,000
    Interest46%$2,018,061

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Kawartha

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 106 Lakeview Crescent
      Sold
      Sign in for price
      106 Lakeview Crescent
      Detached
    • 38 Napier Crescent
      Sold
      Sign in for price
      38 Napier Crescent
      Detached
    • 400 Antelope Trail
      Sold
      Sign in for price
      400 Antelope Trail
      Detached
    • 257 Big Cedar Lake Road
      Sold
      Sign in for price
      257 Big Cedar Lake Road
      Detached
    • 1662 County Rd 504
      Sold
      Sign in for price
      1662 County Rd 504
      Detached
    • 728 Renwick Road
      Sold
      Sign in for price
      728 Renwick Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    119 Fire Route 89B RoadThis home5 / 535,005,000$2,995,000ask———
    106 Lakeview Crescent4 / 2700—
    38 Napier Crescent7 / 75,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in North Kawartha

    Active listings within ±20% of this asking price.

    • 2946 Stony Lake, Quarry Island
      $3,200,000
      2946 Stony Lake, Quarry Island
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX COUNTRY CLASSICS LTD. · displayed on Summitly per MLS® data-share rules

    119 Fire Route 89B Road is a 5-bedroom, 5-bath, 3500-5000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 119 Fire Route 89B Road built?

    119 Fire Route 89B Road was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 119 Fire Route 89B Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 119 Fire Route 89B Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 119 Fire Route 89B Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,995,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 119 Fire Route 89B Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 119 Fire Route 89B Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 119 Fire Route 89B Road in?

    119 Fire Route 89B Road is in North Kawartha, North Kawartha. The 'Neighbourhood' section below links to the live North Kawartha real estate hub with average sold price, days on market, and current inventory.

  26. Is North Kawartha a good place to live?

    North Kawartha is one of ON's actively-tracked Summitly markets. The full North Kawartha real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 400 Antelope Trail
    5 / 3
    2,000
    —
    257 Big Cedar Lake Road4 / 31,100—
    1662 County Rd 5044 / 21,100—
    728 Renwick Road4 / 1700—