Welcome to 12 Charles Street, Poplar Hill! An exceptional opportunity to enjoy small-community living on a beautifully landscaped 0.33-acre lot in this highly sought-after location. Offering the perfect blend of space, comfort and convenience, this charming two-storey home (2369 sq. ft. finished area and 9' ceilings on main floor) features fresh paint and new flooring throughout in 2026, creating a fresh, modern aesthetic.The spacious main floor offers an inviting layout with separate living and family rooms, plus a dedicated dining room, providing plenty of space for everyday living and entertaining. The updated kitchen features quartz countertops and two pantries, offering both style and practical storage. A convenient 3-piece bathroom on the main floor adds flexibility for those considering downsizing or the convenience of main-floor living. Upstairs, you'll find three generously sized bedrooms and the added convenience of second-floor laundry. Outdoor enjoyment comes naturally with a lovely deck featuring an electric awning, attractive landscaping and plenty of room to relax or entertain. The attached 1.5 bay garage, built in 2015, features an additional rear garage door providing convenient access to the backyard. A concrete driveway offers parking for multiple vehicles. Additional features include a kitchen remodel in 2016, roof replacement,, vinyl windows, furnace and central air conditioning installed in 2011, rough-in for central vacuum, and ample storage. The property is serviced by a private well with UV water treatment and a septic system. The water softener is owned. Enjoy the appeal of a family-oriented community close to everyday amenities, the Coldstream Conservation Area and the desirable Valleyview Public School attendance area. High Speed Internet. Whether you're looking for room for your growing family or the flexibility to simplify your lifestyle, this property offers a wonderful opportunity to make yourself at home in Poplar Hill!
3 bedrooms, 3 bathrooms, about 2,000 sq ft, works out to roughly $372 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 12 Charles St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Partially Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Partially Finished
Lot & land
Lot size (sqft)
0.33
Listing & possession
Property style
2-Storey
Property class
Detached
12 Charles St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14098140$744,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 12 Charles St Compares to the Middlesex Centre Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,655
/mo
based on the purchase price of $744,000
$148,800 cash
$595,200 financed
$501,315 total interest
Principal54%$595,200
Interest46%$501,315
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Middlesex Centre
Other 2–4 bed homes for sale in Middlesex Centre around $744K.
Average days on market55Homes sold in about 55 days on average.
Sale-to-list ratio96.7%On average, homes sold below asking.
Active listings157Homes for sale here right now.
Median vs prior 90 days+13.2%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 125 sales from Jul 24 – Oct 22, 2026 (66 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 12 Charles St
How much is 12 Charles St listed for?
12 Charles St is listed at $744,000 (MLS® X14098140). Summitly updates the price as soon as the MLS® record changes.
Is $744,000 a good price for 12 Charles St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Middlesex Centre. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 12 Charles St changed?
No — 12 Charles St is still listed at its original asking price of $744,000.
How many bedrooms and bathrooms does 12 Charles St have?
12 Charles St has 3 bedrooms and 3 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Middlesex Centre.
How much would the monthly mortgage be on 12 Charles St?
About $3,655 a month — principal and interest on $744,000 with 20% down ($148,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 12 Charles St?
Yes — Saturday, October 24, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 12 Charles St compare with other homes in Middlesex Centre?
Its asking price of $744,000 is about 14% below the median sold price in Middlesex Centre over the last 90 days, $865,000, across 125 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 12 Charles St been sold before?
Summitly has no earlier MLS® sale or lease of 12 Charles St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 12 Charles St?
12 Charles St is in Middlesex Centre, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 12 Charles St been on the market?
2 days — 12 Charles St was listed on October 20, 2026.
What is the price per square foot of 12 Charles St?
About $298 to $372 per square foot: the asking price of $744,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 12 Charles St have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
