Welcome to the historic village of Elgin, established in 1802, just a short drive to the Rideau Canal and locks. This historic 2-storey, 4-bedroom, 2-bathroom home in the heart of Elgin is within walking distance to local amenities. The open-concept kitchen features ample working space and laundry facilities. The house blends history and elegance with beautiful original trim and wood floors. The updated main floor bathroom boasts a claw-foot tub. The second floor includes a primary bedroom with a 3-piece ensuite, three additional bedrooms, and a family room. Enjoy your morning coffee on the wrap-around porch in summer or in the cozy sunroom on cooler days. The house is flooded with natural sunlight thanks to its many windows. A large, fenced backyard provides a great space for children or pets. A large workshop/storage building offers additional space.
4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $269 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 12 Kingston St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
2 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
12 Kingston St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,643
/mo
based on the purchase price of $538,000
$107,600 cash
$430,400 financed
$362,510 total interest
Principal54%$430,400
Interest46%$362,510
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Rideau Lakes
Other 3–5 bed homes for sale in Rideau Lakes around $538K.
Average days on market59Homes sold in about 59 days on average.
Sale-to-list ratio94.7%On average, homes sold below asking.
Active listings191Homes for sale here right now.
Median vs prior 90 days−9.3%Compared with Apr 18 – Jul 17, 2026: prices down.
Based on 86 sales from Jul 17 – Oct 15, 2026 (71 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 12 Kingston St
How much is 12 Kingston St listed for?
12 Kingston St is listed at $538,000 (MLS® X13485396). Summitly updates the price as soon as the MLS® record changes.
Is $538,000 a good price for 12 Kingston St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Rideau Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 12 Kingston St changed?
Yes — it was first listed at $579,900 and is now $538,000, a drop of $41,900 (7.2%).
How many bedrooms and bathrooms does 12 Kingston St have?
12 Kingston St has 4 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Rideau Lakes.
How much would the monthly mortgage be on 12 Kingston St?
About $2,643 a month — principal and interest on $538,000 with 20% down ($107,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 12 Kingston St compare with other homes in Rideau Lakes?
Its asking price of $538,000 is about 13% above the median sold price in Rideau Lakes over the last 90 days, $474,500, across 86 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 12 Kingston St been sold before?
Summitly has no earlier MLS® sale or lease of 12 Kingston St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 12 Kingston St?
12 Kingston St is in Rideau Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 12 Kingston St been on the market?
114 days — 12 Kingston St was listed on June 23, 2026.
What is the price per square foot of 12 Kingston St?
About $215 to $269 per square foot: the asking price of $538,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 12 Kingston St have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 12 Kingston St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
