12 McCulloch St is a 3-bedroom, 2-bathroom detached home in Stratford, listed for $599,900. It has 2000-2500 sq ft of living space.
1Location, location, location as every good appraiser will tell you.
2On a quiet side street and steps to the Old Grove Trails, Hospital, Hamlet and St.
3Joseph's schools, Spruce Lodge and Cedarcroft Place .This custom built, 1 family , 2017 sq ft, mid century modern side split is both unique and spacious.
Location, location, location as every good appraiser will tell you. On a quiet side street and steps to the Old Grove Trails, Hospital, Hamlet and St. Joseph's schools, Spruce Lodge and Cedarcroft Place .This custom built, 1 family , 2017 sq ft, mid century modern side split is both unique and spacious. Some interesting history as well as a Grandfather was a brick layer by trade and bricked this home for his family. Having a very unique layout and generous principal rooms there's room for a growing family, hosting and entertaining. The mainfloor familyroom has a woodstove for cozy evenings and maybe watching a ball game or 2, as well as an office with access to the garage and a massive 3 season west facing sunroom across the back of the house, to catch the sunsets. The 2nd level features 3 oversized bedrooms with hardwood floors and a newer bath with a large glass shower and radiant floor heat. Very solid bones just needing your decorating touches. Other updates include a new furnace and water heater in 2019. Be in your new home before Christmas with the flexible closing date available.
3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $300 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 12 McCulloch St
Every detail from the listing, in one place.
Type
Detached
Style
Sidesplit 4
Living space
2000-2500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Full, Partially Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Full · Partially Finished
Lot & land
Lot size (sqft)
7954.52
Listing & possession
Property style
Sidesplit 4
Property class
Detached
12 McCulloch St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14032602$599,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 12 McCulloch St Compares to the Stratford Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,947
/mo
based on the purchase price of $599,900
$119,980 cash
$479,920 financed
$404,219 total interest
Principal54%$479,920
Interest46%$404,219
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on McCulloch Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 12 McCulloch St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 12 McCulloch St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Stratford
Other 2–4 bed homes for sale in Stratford around $600K.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio98.2%On average, homes sold below asking.
Active listings216Homes for sale here right now.
Median vs prior 90 days−0.9%Compared with Apr 18 – Jul 17, 2026: prices down.
Based on 177 sales from Jul 17 – Oct 15, 2026 (128 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
12 McCulloch St is listed at $599,900 (MLS® X14032602). Summitly updates the price as soon as the MLS® record changes.
Is $599,900 a good price for 12 McCulloch St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Stratford. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 12 McCulloch St changed?
No — 12 McCulloch St is still listed at its original asking price of $599,900.
How many bedrooms and bathrooms does 12 McCulloch St have?
12 McCulloch St has 3 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Stratford.
Is 12 McCulloch St close to transit?
The nearest rapid-transit station is Stratford GO Station (Kitchener GO), about 1.5 km (about a 18-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 12 McCulloch St?
About $2,947 a month — principal and interest on $599,900 with 20% down ($119,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 12 McCulloch St?
Yes — Saturday, October 17, 10:30 AM – 12:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 12 McCulloch St compare with other homes in Stratford?
Its asking price of $599,900 is about 4% above the median sold price in Stratford over the last 90 days, $575,000, across 177 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 12 McCulloch St been sold before?
Summitly has no earlier MLS® sale or lease of 12 McCulloch St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 12 McCulloch St?
12 McCulloch St is in Stratford, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 12 McCulloch St been on the market?
1 day — 12 McCulloch St was listed on October 14, 2026.
What is the price per square foot of 12 McCulloch St?
About $240 to $300 per square foot: the asking price of $599,900 over the 2,000–2,500 sq ft the listing gives as its size range.
