For saleGood Deal

DetachedOn market 135 days

12 Mercer St, Stratford

Stratford, ON · · MLS® X13222428Updated September 17, 2026

$549,999Est. $2,702/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 4

Type Detached
Lot 50 acres
Garage Yes
Basement Unfinished

What you should know

12 Mercer St is a 3-bedroom, 1-bathroom detached home in Stratford, listed for $549,999. It has 1100-1500 sq ft of living space.

This three-bedroom, two bathroom brick home in Avon Ward is located in a wonderful residential neighbourhood close to schools, churches and just a short walk to Downtown Stratford.
If you're a car lover and like to tinker or store your "summer car" for the winter, then this is the perfect garage for you!
Some of the upgrades to this home over recent years are: furnace 2024 / roof 2019 / water softener 2024.

Ask Zara:

3 Bed, 1 Bath Detached Home in Stratford

About 12 Mercer Street

Location! Location! Location! This three-bedroom, two bathroom brick home in Avon Ward is located in a wonderful residential neighbourhood close to schools, churches and just a short walk to Downtown Stratford. And bonus! If you're a car lover and like to tinker or store your "summer car" for the winter, then this is the perfect garage for you! Some of the upgrades to this home over recent years are: furnace 2024 / roof 2019 / water softener 2024. The upper bathroom was completely redone just a few years ago. This means that you don't have to worry about the big ticket items for years and can concentrate on making this home your very own with your own colours and choice of decor. It's located in lovely old Avon Ward and after all, who doesn't want to live in Avon Ward!

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $500 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 12 Mercer St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 3928.82

Listing & possession

Property style: 2-Storey
Property class: Detached

12 Mercer St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jun 1, 2026For saleListedThis listingMLS® X13222428$549,999

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 12 Mercer St Compares to the Stratford Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Good Deal· based on 302 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Stratford market, last 90 days

Median sold price: $577,000
Average sold price: $635,143
Average days on market: 41
Homes sold: 175

Closed sales on the TRREB MLS®.

Full Stratford market report

Recently sold nearby in Stratford

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home12 Mercer Street 3 bd · 1 ba · 1,100 sqft	$549,999asking	$500	—	—
60 Nethercott Drive 3 bd · 2 ba · 700 sqft
2927 Line 34 Line 4 bd · 2 ba · 2,500 sqft
49 Well Street 3 bd · 1 ba · 700 sqft
182 Church Street 4 bd · 2 ba · 3,500 sqft
341 Glendon Road 4 bd · 3 ba · 2,000 sqft
27 Kay Street 4 bd · 2 ba · 2,000 sqft

60 Nethercott Drive
3 bd · 2 ba · 700 sqft
2927 Line 34 Line
4 bd · 2 ba · 2,500 sqft
49 Well Street
3 bd · 1 ba · 700 sqft
182 Church Street
4 bd · 2 ba · 3,500 sqft
341 Glendon Road
4 bd · 3 ba · 2,000 sqft
27 Kay Street
4 bd · 2 ba · 2,000 sqft

Living in Stratford: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

How long is your commute?

From 12 Mercer St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 12 Mercer St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,702; 20% down · 25 years · 5.5% assumed
Property tax: $303; 0.66% mill rate · ON
Total per month: $3,005; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,702

/mo

based on the purchase price of $549,999

Down payment20%

$110,000 cash

Amortization25 yr

$439,999 financed

Rate5.50%

$370,595 total interest

Principal54%$439,999

Interest46%$370,595

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: Right At Home Realty, BrokerageMLS® X13222428 · Listing data last updated September 17, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed May 31· $500/sq ft

Estimated monthly mortgage$2,702/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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