12 Silver Birch Cir is a 2-bedroom, 1-bathroom detached home in McKellar, listed for $739,000. It has 700-1100 sq ft of living space.
1This loved and looked after family cottage features a beautiful kitchen, a Murphy bed in the main room, large front deck and over hang roof extending the cottage seasons.
2There are glass railings on the cottage deck and at the water allowing everyone to enjoy the view.
3Spend time at the gorgeous granite firepit down at the lake enjoying those cottage nights.
Fully furnished four season cottage on municipal paved road with 165 feet of Lake Manitouwabing deep water shoreline on a well treed private property. This loved and looked after family cottage features a beautiful kitchen, a Murphy bed in the main room, large front deck and over hang roof extending the cottage seasons. There are glass railings on the cottage deck and at the water allowing everyone to enjoy the view. Spend time at the gorgeous granite firepit down at the lake enjoying those cottage nights. There is a large and small shed providing great additional storage. Boat to many of the lake's destinations such as The Manitou Ridge Golf Club with lakeside restaurant, The Manitouwabing Outpost, or either Marina, Glenwood or Tait's Landing.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $1,056 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 12 Silver Birch Cir
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
10 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
10
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
12 Silver Birch Cir Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,630
/mo
based on the purchase price of $739,000
$147,800 cash
$591,200 financed
$497,946 total interest
Principal54%$591,200
Interest46%$497,946
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Silver Birch Circle? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 12 Silver Birch Cir with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 12 Silver Birch Cir day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in McKellar
Other 1–3 bed homes for sale in McKellar around $739K.
Average days on market55Homes sold in about 55 days on average.
Sale-to-list ratio93.0%On average, homes sold below asking.
Active listings49Homes for sale here right now.
Median vs prior 90 days+21.4%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 19 sales from Jul 24 – Oct 22, 2026 (13 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 12 Silver Birch Cir
How much is 12 Silver Birch Cir listed for?
12 Silver Birch Cir is listed at $739,000 (MLS® X13683862). Summitly updates the price as soon as the MLS® record changes.
Is $739,000 a good price for 12 Silver Birch Cir?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in McKellar. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 12 Silver Birch Cir changed?
Yes — it was first listed at $799,000 and is now $739,000, a drop of $60,000 (7.5%).
How many bedrooms and bathrooms does 12 Silver Birch Cir have?
12 Silver Birch Cir has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in McKellar.
How much would the monthly mortgage be on 12 Silver Birch Cir?
About $3,630 a month — principal and interest on $739,000 with 20% down ($147,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 12 Silver Birch Cir compare with other homes in McKellar?
Its asking price of $739,000 is about 18% above the median sold price in McKellar over the last 90 days, $625,000, across 19 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 12 Silver Birch Cir been sold before?
Summitly has no earlier MLS® sale or lease of 12 Silver Birch Cir on record from the last two years. Older records aren't shown under TRREB rules.
Where is 12 Silver Birch Cir?
12 Silver Birch Cir is in McKellar, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 12 Silver Birch Cir been on the market?
66 days — 12 Silver Birch Cir was listed on August 17, 2026.
What is the price per square foot of 12 Silver Birch Cir?
About $672 to $1,056 per square foot: the asking price of $739,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 12 Silver Birch Cir have parking or a garage?
Yes — the listing gives 10 parking spaces.
Does 12 Silver Birch Cir have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
