12 Waverly St S is a 3-bedroom, 2-bathroom semi-detached home in Oshawa, listed for $499,000. It has 1100-1500 sq ft of living space.
1Located in an established Oshawa neighbourhood, this inviting 3+1-bedroom semi-detached home features hardwood flooring, a spacious family room, and a lovely kitchen.
2Upstairs, the primary bedroom includes a walk-in closet.
3The finished basement offers an additional bedroom and flexible space for relaxing, entertaining, or a home office.
Welcome to 12 Waverly Street! Located in an established Oshawa neighbourhood, this inviting 3+1-bedroom semi-detached home features hardwood flooring, a spacious family room, and a lovely kitchen. Enjoy two full bathrooms-one on the second floor and one in the basement-plus a convenient main-floor powder room. Upstairs, the primary bedroom includes a walk-in closet. The finished basement offers an additional bedroom and flexible space for relaxing, entertaining, or a home office. Enjoy the beautiful backyard with a deck, perfect for summer barbecues and time with family and friends. A school is just a short walk away, with Oshawa Centre approximately 600 metres from your door. Parks, groceries, restaurants, and everyday essentials are close by. The GO station is approximately an eight-minute drive away, providing convenient access to downtown Toronto. An excellent opportunity for first-time buyers and families seeking space, comfort, and convenience!
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $454 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 12 Waverly St S
Every detail from the listing, in one place.
Type
Semi-Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Semi-Detached
12 Waverly St S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14126712$499,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 12 Waverly St S Compares to the Oshawa Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,451
/mo
based on the purchase price of $499,000
$99,800 cash
$399,200 financed
$336,231 total interest
Principal54%$399,200
Interest46%$336,231
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Oshawa
Other 3-bed homes for sale in Oshawa around $499K.
Average days on market30Homes sold in about 30 days on average.
Sale-to-list ratio99.3%On average, homes sold below asking.
Active listings794Homes for sale here right now.
Median vs prior 90 days−3.2%Compared with May 2 – Jul 31, 2026: prices down.
Based on 679 sales from Jul 31 – Oct 29, 2026 (536 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 12 Waverly St S
How much is 12 Waverly St S listed for?
12 Waverly St S is listed at $499,000 (MLS® E14126712). Summitly updates the price as soon as the MLS® record changes.
Is $499,000 a good price for 12 Waverly St S?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Oshawa. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 12 Waverly St S changed?
No — 12 Waverly St S is still listed at its original asking price of $499,000.
How many bedrooms and bathrooms does 12 Waverly St S have?
12 Waverly St S has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a semi-detached home in Oshawa.
How much would the monthly mortgage be on 12 Waverly St S?
About $2,451 a month — principal and interest on $499,000 with 20% down ($99,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 12 Waverly St S compare with other homes in Oshawa?
Its asking price of $499,000 is about 24% below the median sold price in Oshawa over the last 90 days, $655,000, across 679 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 12 Waverly St S been sold before?
Summitly has no earlier MLS® sale or lease of 12 Waverly St S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 12 Waverly St S?
12 Waverly St S is in Oshawa, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 12 Waverly St S been on the market?
1 day — 12 Waverly St S was listed on October 28, 2026.
What is the price per square foot of 12 Waverly St S?
About $333 to $454 per square foot: the asking price of $499,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 12 Waverly St S have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 12 Waverly St S have a basement, and is it finished?
