Bright and tidy Kassinger built 2 bedroom corner unit in a quiet, secure, community driven building! This spacious and sunny unit features no neighbours on one side, sunrise views from the large windows, and a large private balcony. Lots of storage, including a pantry closet, an oversized multi-purpose closet, and a walk-in closet in the primary bedroom. Updated bathroom with granite counters and walk-in shower. Protect yourself and your vehicle from the elements with the convenience of underground parking. Walkers will enjoy being steps to trails, botanical gardens, the Oshawa Golf Course, historic Parkwood Estates, and Lakeridge Health for your medical appointments. The building and grounds are meticulously maintained, with a beautiful lobby and fully equipped party room when extra space is needed. Minutes to the highway, and transit at your door step. Affordable maintenance fees include all utilities, cable television. See the virtual tour for a video walk through.
2 bedrooms, 1 bathroom, about 1,000 sq ft, works out to roughly $420 per square foot. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 120 Elgin St W #304
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
1000-1199 sq ftas stated on the listing
Parking
1 spaceYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
120 Elgin St W #304 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14119754$419,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 120 Elgin St W #304 Compares to the Oshawa Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,063
/mo
based on the purchase price of $419,900
$83,980 cash
$335,920 financed
$282,933 total interest
Principal54%$335,920
Interest46%$282,933
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Oshawa
Other 1–3 bed homes for sale in Oshawa around $420K.
Average days on market29Homes sold in about 29 days on average.
Sale-to-list ratio99.3%On average, homes sold below asking.
Active listings781Homes for sale here right now.
Median vs prior 90 days−2.7%Compared with Apr 30 – Jul 29, 2026: prices down.
Based on 691 sales from Jul 29 – Oct 27, 2026 (535 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
120 Elgin St W #304 is listed at $419,900 (MLS® E14119754). Summitly updates the price as soon as the MLS® record changes.
Is $419,900 a good price for 120 Elgin St W #304?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Oshawa. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 120 Elgin St W #304 changed?
No — 120 Elgin St W #304 is still listed at its original asking price of $419,900.
How many bedrooms and bathrooms does 120 Elgin St W #304 have?
120 Elgin St W #304 has 2 bedrooms and 1 bathroom, with about 1,000–1,199 square feet of living space. It is a condo in Oshawa.
Is 120 Elgin St W #304 close to transit?
The nearest rapid-transit station is Oshawa GO Station (Lakeshore East GO), about 3.6 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 120 Elgin St W #304?
About $2,063 a month — principal and interest on $419,900 with 20% down ($83,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 120 Elgin St W #304 compare with other homes in Oshawa?
Its asking price of $419,900 is about 36% below the median sold price in Oshawa over the last 90 days, $657,000, across 691 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 120 Elgin St W #304 been sold before?
Summitly has no earlier MLS® sale or lease of 120 Elgin St W #304 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 120 Elgin St W #304?
120 Elgin St W #304 is in Oshawa, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 120 Elgin St W #304 been on the market?
120 Elgin St W #304 was listed today (October 27, 2026).
What is the price per square foot of 120 Elgin St W #304?
About $350 to $420 per square foot: the asking price of $419,900 over the 1,000–1,199 sq ft the listing gives as its size range.
Does 120 Elgin St W #304 have parking or a garage?
Yes — the listing gives 1 parking space. Garage: Yes.
