3 Bed, 2 Bath Detached Home in Northern Bruce Peninsula
About 120 Tammy's Cove Road
This well cared for prime waterfront three bedroom home on beautiful Miller Lake! The waterfront is exceptional - great for all summer recreational activities, from swimming, fishing, and boating. The boathouse (18' x 30') is right at the water's edge to store your water craft. The views over the lake are amazing! Inside the home on the main floor, is a living room with a propane fireplace, large windows with views overlooking the lake; kitchen and dining, primary bedroom, with a four piece bathroom, a second bedroom, laundry, foyer and a three piece bathroom. The lower has a good size family/recreational room that also has a propane fireplace, a third bedroom, office/computer room, and a two piece bath/utility room. There is a walkout to patio from the lower level. Updates include roof shingles, newer flooring, windows throughout and carpet in the lower level. Central vac. There is a breezeway and garage (18' x 20') and a large detached garage (24' x 30') to park the vehicles, etc. There are also a couple of sheds. Plenty of storage. The property is beautifully landscaped with gardens, flagstone walkways, patios, seating areas and a cedar hedge. The covered porch offers some shelter and the gazebo is great for spending time enjoying the fabulous views over the lake! Property is over an acre in size. Property has been the family home for many years where fond memories have been made and now it's waiting for the next family! Located on a year round municipal road. Rural services available such as garbage and recycling pickup. Taxes: $5146.44 for 2026. Come and have a closer look. Book your appointment to see this immaculate property.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $908 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 120 Tammy's Cove Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
8 spacesYes garage
Basement
Finished with Walk-Out
Features & systems
Parking & garage
Garage
Yes
Parking spaces
8
Interior
Basement
Finished with Walk-Out
Lot & land
Lot size (sqft)
1.208
Listing & possession
Property style
Bungalow
Property class
Detached
120 Tammy's Cove Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,908
/mo
based on the purchase price of $999,000
$199,800 cash
$799,200 financed
$673,136 total interest
Principal54%$799,200
Interest46%$673,136
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Tammy's Cove Road? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 120 Tammy's Cove Rd with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 120 Tammy's Cove Rd day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Northern Bruce Peninsula
Other 2–3 bed homes for sale in Northern Bruce Peninsula around $999K.
Average days on market68Homes sold in about 68 days on average.
Sale-to-list ratio93.2%On average, homes sold below asking.
Active listings251Homes for sale here right now.
Median vs prior 90 days+1.4%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 62 sales from Jul 23 – Oct 21, 2026 (64 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 120 Tammy's Cove Rd
How much is 120 Tammy's Cove Rd listed for?
120 Tammy's Cove Rd is listed at $999,000 (MLS® X13137994). Summitly updates the price as soon as the MLS® record changes.
Is $999,000 a good price for 120 Tammy's Cove Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Northern Bruce Peninsula. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 120 Tammy's Cove Rd changed?
Yes — it was first listed at $1,200,000 and is now $999,000, a drop of $201,000 (16.8%).
How many bedrooms and bathrooms does 120 Tammy's Cove Rd have?
120 Tammy's Cove Rd has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Northern Bruce Peninsula.
How much would the monthly mortgage be on 120 Tammy's Cove Rd?
About $4,908 a month — principal and interest on $999,000 with 20% down ($199,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 120 Tammy's Cove Rd compare with other homes in Northern Bruce Peninsula?
Its asking price of $999,000 is about 86% above the median sold price in Northern Bruce Peninsula over the last 90 days, $537,500, across 62 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 120 Tammy's Cove Rd been sold before?
Summitly has no earlier MLS® sale or lease of 120 Tammy's Cove Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 120 Tammy's Cove Rd?
120 Tammy's Cove Rd is in Northern Bruce Peninsula, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 120 Tammy's Cove Rd been on the market?
159 days — 120 Tammy's Cove Rd was listed on May 15, 2026.
What is the price per square foot of 120 Tammy's Cove Rd?
About $666 to $908 per square foot: the asking price of $999,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 120 Tammy's Cove Rd have parking or a garage?
Yes — the listing gives 8 parking spaces. Garage: Yes.
Does 120 Tammy's Cove Rd have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out.
