DetachedListed yesterday

1204 Charlie Thompson Rd, Lake of Bays

Name: 1204 Charlie Thompson Road
SKU: X13884394
Price: 2249000 CAD
Availability: InStock

Lake of Bays, ON · · MLS® X13884394Updated October 10, 2026

$2,249,000Est. $11,049/mo mortgage

Bedrooms: 3
Bathrooms: 3
Living space: 2500–3000sq ft
Parking spaces: 10

Type Detached
Basement Finished with Walk-Out

What you should know

1204 Charlie Thompson Rd is a 3-bedroom, 3-bathroom detached home in Lake of Bays, listed for $2,249,000. It has 2500-3000 sq ft of living space.

Welcome to your own private piece of Muskoka on Lake of Bays!
Built in 2021 and set on 2.7 private acres along highly desirable Charlie Thompson Road.
The fully insulated Muskoka room offers a cozy retreat with a wood stove.The primary suite features a generous closet, pass through closet leading to the five piece ensuite, double vanity, soaker tub, and walk-in shower.

Ask Zara:Is there an offer date?What would the monthly costs be?What's nearby?

3 Bed, 3 Bath Detached Home in Lake of Bays

About 1204 Charlie Thompson Road

Welcome to your own private piece of Muskoka on Lake of Bays! Built in 2021 and set on 2.7 private acres along highly desirable Charlie Thompson Road. Municipally maintained year-round. This stunning waterfront property offers 220 feet of shoreline and excellent fishing, boating, and four-season recreation.Offering approximately 3,000 sq. ft. of living space, this beautifully finished three-bedroom bungalow features main floor living and a spacious walkout basement. The open-concept main living area features 10ft ceilings, while the living room features a 19ft vaulted ceiling, expansive lake facing windows, and a natural stone, floor to ceiling propane fireplace.The kitchen features Café appliances, a six-burner gas range, quartz countertops, and a 8ft island. The fully insulated Muskoka room offers a cozy retreat with a wood stove.The primary suite features a generous closet, pass through closet leading to the five piece ensuite, double vanity, soaker tub, and walk-in shower. The finished walkout basement includes a second family room for additional living and entertaining space.Enjoy a west facing exposure with full afternoon sun and beautiful lake sunsets. The lakeside deck spans the full length of the home, complemented by a new dock and deck with durable PVC decking.Fully winterized for year round comfort, the home includes central air conditioning, a whole home Generac generator, furnace mounted humidifier, UV water filtration system, and propane BBQ line.Professionally landscaped by Five Point, the grounds feature established perennial gardens, while the professionally graded driveway includes added drainage.Conveniently located in Dwight, with easy access to groceries, restaurants, and Dwight Public Beach, this exceptional property offers privacy, modern comfort, and the best of four-season Muskoka living.

3 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $900 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up

Inside 1204 Charlie Thompson Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow-Raised
Living space: 2500-3000 sq ftas stated on the listing
Parking: 10 spaces
Basement: Finished with Walk-Out

Features & systems

Parking & garage

Parking spaces: 10

Interior

Basement: Finished with Walk-Out

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow-Raised
Property class: Detached

1204 Charlie Thompson Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 9, 2026For saleListedThis listingMLS® X13884394$2,249,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 1204 Charlie Thompson Rd Compares to the Lake of Bays Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 74 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Lake of Bays market, last 90 days

Median sold price: $775,000
Average sold price: $1,133,354
Average days on market: 48
Homes sold: 61

Closed sales on the TRREB MLS®.

Full Lake of Bays market report

Recently sold nearby in Lake of Bays

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home1204 Charlie Thompson Road 3 bd · 3 ba · 2,500 sqft	$2,249,000asking	$900	—	—
1003 Kelly Road 2 bd · 2 ba · 1,500 sqft
1110 Joseph Tapley Road 3 bd · 1 ba · 700 sqft
1040 Echo Bay Road 3 bd · 1 ba · 1,100 sqft
1044 Bigwin View Lane 5 bd · 2 ba · 1,100 sqft
1378 OLD HIGHWAY 117 Road 3 bd · 3 ba · 1,500 sqft
1131 - A West Camp Lake Road 3 bd · 1 ba · 700 sqft

1003 Kelly Road
2 bd · 2 ba · 1,500 sqft
1110 Joseph Tapley Road
3 bd · 1 ba · 700 sqft
1040 Echo Bay Road
3 bd · 1 ba · 1,100 sqft
1044 Bigwin View Lane
5 bd · 2 ba · 1,100 sqft
1378 OLD HIGHWAY 117 Road
3 bd · 3 ba · 1,500 sqft
1131 - A West Camp Lake Road
3 bd · 1 ba · 700 sqft

Living in Lake of Bays: Location & Amenities

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Costs, Mortgage & Rental Return for 1204 Charlie Thompson Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $11,049; 20% down · 25 years · 5.5% assumed
Property tax: $1,237; 0.66% mill rate · ON
Total per month: $12,286; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$11,049

/mo

based on the purchase price of $2,249,000

Down payment20%

$449,800 cash

Amortization25 yr

$1,799,200 financed

Rate5.50%

$1,515,399 total interest

Principal54%$1,799,200

Interest46%$1,515,399

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Chestnut Park Real Estate, BrokerageMLS® X13884394 · Listing data last updated October 10, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 8· $900/sq ft

Estimated monthly mortgage$11,049/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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