INVESTMENT OPPORTUNITY WITH INCOME POTENTIAL Looking for an investment opportunity with plenty of potential? This duplex is ready for someone with a vision to bring it back to life. With a little TLC, this property could make an excellent addition to your investment portfolio. The main floor offers a spacious 3Bdr apt complete with laundry, while the upper level features a separate 1 Bdr Apt. Both units are currently vacant, giving you the flexibility to set your own rents, maximize your return on investment, or live in one unit while generating income from the other. Whether you're an investor looking for your next project or a buyer hoping to offset your mortgage with rental income, this property offers plenty of possibilities.
4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $140 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 122 Carter Ave
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spaces
Basement
Partial Basement, Unfinished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Partial Basement · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Duplex
122 Carter Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® T13427414$209,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 122 Carter Ave Compares to the Kirkland Lake Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,031
/mo
based on the purchase price of $209,900
$41,980 cash
$167,920 financed
$141,433 total interest
Principal54%$167,920
Interest46%$141,433
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Carter Avenue? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 122 Carter Ave with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 122 Carter Ave day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kirkland Lake
Other 4–7 bed homes for sale in Kirkland Lake around $210K.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio91.5%On average, homes sold below asking.
Active listings89Homes for sale here right now.
Median vs prior 90 days+45.0%Compared with Apr 18 – Jul 17, 2026: prices up.
Based on 68 sales from Jul 17 – Oct 15, 2026 (37 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 122 Carter Ave
How much is 122 Carter Ave listed for?
122 Carter Ave is listed at $209,900 (MLS® T13427414). Summitly updates the price as soon as the MLS® record changes.
Is $209,900 a good price for 122 Carter Ave?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kirkland Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 122 Carter Ave changed?
No — 122 Carter Ave is still listed at its original asking price of $209,900.
How many bedrooms and bathrooms does 122 Carter Ave have?
122 Carter Ave has 4 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a duplex in Kirkland Lake.
How much would the monthly mortgage be on 122 Carter Ave?
About $1,031 a month — principal and interest on $209,900 with 20% down ($41,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 122 Carter Ave compare with other homes in Kirkland Lake?
Its asking price of $209,900 is about 3% below the median sold price in Kirkland Lake over the last 90 days, $217,500, across 68 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 122 Carter Ave been sold before?
Summitly has no earlier MLS® sale or lease of 122 Carter Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 122 Carter Ave?
122 Carter Ave is in Kirkland Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 122 Carter Ave been on the market?
128 days — 122 Carter Ave was listed on June 9, 2026.
What is the price per square foot of 122 Carter Ave?
About $105 to $140 per square foot: the asking price of $209,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 122 Carter Ave have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 122 Carter Ave have a basement, and is it finished?
The listing describes the basement as: Partial Basement, Unfinished.
