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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 9 days

    12486 Talbot Trail

    Chatham-Kent·Chatham-Kent, ON·N0P 1X0·Near Highway 3 and County Road 17 (Hill Road)

    • 3 beds
    Chatham-Kent real estate›X13220684
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Looking for a peaceful country property? Affordable three bedroom bungalow on a large country lot (over 1 acre) just outside of Morpeth. Plenty of room for a large garden and room for the kids to play. Large barn/workshop for your hobbies or for a small business. Convenient Hwy#3 location with easy access to major centres. Book your showing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Looking for a peaceful country property?
    • Affordable three bedroom bungalow on a large country lot (over 1 acre) just outside of Morpeth.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 1, 2026ListedCurrentFor sale$349,000 —X13220684This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 12486 Talbot Trail
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,715
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $112
    0.38% mill rate · ON
    The market

    How this home sits in the Chatham-Kent market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Chatham-Kent market right now

    Average sold price, days on market, and closed-transaction count for Chatham-Kent — sourced from MLS®.

    • Avg sold price
      $390,368
      Last 30 days
    • Median sold price
      $349,900
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      39
      MLS® transactions
    Full Chatham-Kent market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 12486 Talbot Trail — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 12486 Talbot Trail and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 12486 Talbot Trail listed for?

      12486 Talbot Trail is listed at $349,000 on the MLS® (listing X13220684). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 12486 Talbot Trail have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $349,000
    $0 / sqft · MLS® X13220684
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $390,368
    $359,139Confidence range$421,597
    Asking vs estimate
    ↓below
    −$41,368
    (-10.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Chatham-Kent sell in about 38 days — this one has been listed 9 days.

    Avg sold price
    $390,368
    Median sold
    $349,900
    Avg days on market
    38
    Recently sold
    39
    See comparable sales
  7. Plenty of room for a large garden and room for the kids to play.
  8. Large barn/workshop for your hobbies or for a small business.
  9. Ask Zara a follow-up
    Septic
  10. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private
  11. Interior

    5
    Basement
    Partial Basement
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  12. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Brick
    View
    Meadow
    Pool
    None
  13. Lot & land

    2
    Year built
    100+
    Zoning
    R1
  14. Listing & possession

    3
    Possession
    2026-06-30T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  15. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    9 rooms
    • Family Room
      15.5 × 9.9 ft
    • Kitchen
      13.5 × 9.8 ft
    • Laundry
      10.8 × 9.1 ft
    • Bedroom 2
      11.2 × 6.9 ft
    • Bedroom
      13.4 × 15.3 ft
    • Dining Room
      13.4 × 11.0 ft
    • Bedroom 3
      15.6 × 10.3 ft
    • Bathroom
      4 Pc Bath
      10.1 × 5.9 ft
    • Living Room
      23.1 × 9.5 ft
    Combined estimate
    $1,827
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,715
    /mo
    based on the purchase price of $349,000
    $69,800 cash
    $279,200 financed
    $235,160 total interest
    Monthly payment$1,715/ month
    Principal54%$279,200
    Interest46%$235,160

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Chatham-Kent

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 106 Ironwood Trail
      Sold
      Sign in for price
      106 Ironwood Trail
      Detached
    • 197 King Street
      Sold
      Sign in for price
      197 King Street
      Detached
    • 29883 West Bothwell Road
      Sold
      Sign in for price
      29883 West Bothwell Road
      Detached
    • 137 Oak Street
      Sold
      Sign in for price
      137 Oak Street
      Detached
    • 25 Spring Place
      Sold
      Sign in for price
      25 Spring Place
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    12486 Talbot TrailThis home3 / 111,001,500$349,000ask———
    106 Ironwood Trail3 / 21,100—
    197 King Street3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Chatham-Kent

    Active listings within ±20% of this asking price.

    • 12003 Baseline Road
      $319,900
      12003 Baseline Road
      Detached 3 1
    • 88 Lorne Avenue
      $329,900
      88 Lorne Avenue
      Detached 3 1
    • 91 Lamila Street
      $349,900
      91 Lamila Street
      Detached 2 1
    • 7 Oxley Drive
      $359,000
      7 Oxley Drive
      Detached 2 2
    • 318 Lafontaine Street
      $289,900
      318 Lafontaine Street
      Detached 2 1
    • 1709 Dufferin Avenue
      $328,800
      1709 Dufferin Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of UNIVERSAL CORPORATION OF CANADA (REALTY) LTD., BROKERAGE · displayed on Summitly per MLS® data-share rules

    12486 Talbot Trail is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 12486 Talbot Trail built?

    12486 Talbot Trail was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 12486 Talbot Trail?

    The 'Property tax' tab in the History section shows the most recent annual tax for 12486 Talbot Trail plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 12486 Talbot Trail?

    The affordability calculator on this page shows an estimated monthly mortgage for $349,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 12486 Talbot Trail been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 12486 Talbot Trail with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 12486 Talbot Trail in?

    12486 Talbot Trail is in Chatham-Kent, Chatham-Kent. The 'Neighbourhood' section below links to the live Chatham-Kent real estate hub with average sold price, days on market, and current inventory.

  25. Is Chatham-Kent a good place to live?

    Chatham-Kent is one of ON's actively-tracked Summitly markets. The full Chatham-Kent real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 29883 West Bothwell Road
    2 / 2
    1,100
    —
    137 Oak Street3 / 21,500—
    25 Spring Place6 / 33,000—