127 Gardner Ave is a 3-bedroom, 4-bathroom triplex in Cornwall, listed for $525,000. It has 2000-2500 sq ft of living space.
1Attention Investors!
2Welcome to 127 Gardner Street, ideally situated just steps from local parks and the St.
3The spacious main-floor unit is currently vacant and was previously rented for $1,800/month, featuring one bedroom, a den, and additional living space in the bright solarium.
Attention Investors! An excellent opportunity to add a versatile income-generating property to your investment portfolio! Welcome to 127 Gardner Street, ideally situated just steps from local parks and the St. Lawrence River, with convenient access to St. Lawrence College and everyday amenities, making it an attractive location for tenants and students alike.This triplex, complete with an additional basement in-law suite, offers multiple income streams and excellent flexibility for both investors and owner-occupants. The spacious main-floor unit is currently vacant and was previously rented for $1,800/month, featuring one bedroom, a den, and additional living space in the bright solarium. The vacant basement in-law suite offers a comfortable one-bedroom layout and previously generated $1,400/month. Upstairs, you'll find two occupied units: a one-bedroom apartment currently rented for $824/month, and a bachelor apartment generating $800/month.Currently generating $19,488 in annual gross rental income from just two occupied units, this property offers significant potential for increased cash flow. By renting the two vacant units at their previous rental rates, the property could generate an impressive $4,824/month or $57,888 annually in gross rental income, before expenses.Additional features include one parking space per unit, three 5' x 5' tenant storage lockers, and a spacious 18' x 12' shed offering potential for additional rental income or convenient owner storage.Whether you're looking to expand your investment portfolio, capitalize on the opportunity to increase rental income, or occupy one of the vacant units while having rental income help offset your living expenses, 127 Gardner Street is an opportunity worth exploring! Minimum 24 hours' notice required for all showings. As per Form 244, all offers must contain a 24-hour irrevocable clause.
3 bedrooms, 4 bathrooms, about 2,000 sq ft, works out to roughly $263 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this triplex fits your budget and timing.
Inside 127 Gardner Ave
Every detail from the listing, in one place.
Type
Triplex
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
4 spaces
Basement
Apartment, Finished
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Apartment · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Triplex
127 Gardner Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14154482$525,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 127 Gardner Ave Compares to the Cornwall Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,579
/mo
based on the purchase price of $525,000
$105,000 cash
$420,000 financed
$353,750 total interest
Principal54%$420,000
Interest46%$353,750
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 127 Gardner Ave
Homes for sale in Cornwall
Every active Cornwall MLS® listing, updated all day.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings232Homes for sale here right now.
Median vs prior 90 days+4.1%Compared with May 10 – Aug 8, 2026: prices up.
Based on 266 sales from Aug 8 – Nov 6, 2026 (188 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 127 Gardner Ave
How much is 127 Gardner Ave listed for?
127 Gardner Ave is listed at $525,000 (MLS® X14154482). Summitly updates the price as soon as the MLS® record changes.
Is $525,000 a good price for 127 Gardner Ave?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cornwall. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 127 Gardner Ave changed?
No — 127 Gardner Ave is still listed at its original asking price of $525,000.
How many bedrooms and bathrooms does 127 Gardner Ave have?
127 Gardner Ave has 3 bedrooms and 4 bathrooms, with about 2,000–2,500 square feet of living space. It is a triplex in Cornwall.
How much would the monthly mortgage be on 127 Gardner Ave?
About $2,579 a month — principal and interest on $525,000 with 20% down ($105,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 127 Gardner Ave compare with other homes in Cornwall?
Its asking price of $525,000 is about 26% above the median sold price in Cornwall over the last 90 days, $416,500, across 266 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 127 Gardner Ave been sold before?
Summitly has no earlier MLS® sale or lease of 127 Gardner Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 127 Gardner Ave?
127 Gardner Ave is in Cornwall, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 127 Gardner Ave been on the market?
1 day — 127 Gardner Ave was listed on November 5, 2026.
What is the price per square foot of 127 Gardner Ave?
About $210 to $263 per square foot: the asking price of $525,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 127 Gardner Ave have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 127 Gardner Ave have a basement, and is it finished?
The listing describes the basement as: Apartment, Finished.
