128 Spears St is a 2-bedroom, 2-bathroom detached home in Toronto, listed for $499,900. It has < 700 sq ft of living space.
1Discover the perfect blend of natural beauty, comfort, and convenience!
2This home sits on a spectacular 186-foot-deep ravine lot, offering a peaceful, picturesque setting surrounded by nature.
3Featuring a finished basement with a separate entrance and over 800 sq. ft. of total living space, this property offers a cozy and versatile living environment.
Discover the perfect blend of natural beauty, comfort, and convenience! This home sits on a spectacular 186-foot-deep ravine lot, offering a peaceful, picturesque setting surrounded by nature. Featuring a finished basement with a separate entrance and over 800 sq. ft. of total living space, this property offers a cozy and versatile living environment. Conveniently located near public transit, shopping, everyday amenities, and major highways, this home combines tranquil surroundings with easy access to everything you need
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $714 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 128 Spears St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
< 700 sq ftas stated on the listing
Lot size
15.00 x 186.00 Feet
Parking
1 space
Basement
Finished, Separate Entrance
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Finished · Separate Entrance
Lot & land
Lot dimensions
15.00 x 186.00 Feet
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
128 Spears St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® W14082610$499,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 128 Spears St Compares to the Toronto Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,456
/mo
based on the purchase price of $499,900
$99,980 cash
$399,920 financed
$336,838 total interest
Principal54%$399,920
Interest46%$336,838
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 2–3 bed homes for sale in Toronto around $500K.
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio5041.4%On average, homes sold at or above asking.
Active listings13,604Homes for sale here right now.
Median vs prior 90 days+2.8%Compared with Apr 18 – Jul 17, 2026: prices up.
Based on 9,408 sales from Jul 17 – Oct 15, 2026 (6,681 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
128 Spears St is listed at $499,900 (MLS® W14082610). Summitly updates the price as soon as the MLS® record changes.
Is $499,900 a good price for 128 Spears St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Toronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 128 Spears St changed?
No — 128 Spears St is still listed at its original asking price of $499,900.
How many bedrooms and bathrooms does 128 Spears St have?
128 Spears St has 2 bedrooms and 2 bathrooms, with about 700 square feet of living space. It is a detached home in Toronto.
Is 128 Spears St close to transit?
The nearest rapid-transit station is Mount Dennis Station (Line 5, Kitchener GO, UP Express), about 1.3 km (about a 16-minute walk) in a straight line. Keelesdale Station is about 1.5 km (about a 19-minute walk), and Caledonia Station is about 2.1 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 128 Spears St?
About $2,456 a month — principal and interest on $499,900 with 20% down ($99,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 128 Spears St compare with other homes in Toronto?
Its asking price of $499,900 is about 41% below the median sold price in Toronto over the last 90 days, $848,884, across 9,408 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 128 Spears St been sold before?
Summitly has no earlier MLS® sale or lease of 128 Spears St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 128 Spears St?
128 Spears St is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 128 Spears St been on the market?
128 Spears St was listed today (October 15, 2026).
What is the price per square foot of 128 Spears St?
About $714 per square foot: the asking price of $499,900 over the 700 sq ft the listing gives.
