Lot 149.94 × 171.65 Feet (Irregular, Rear 199.99', 0.731 Acres)
Basement Finished
What you should know
12986 Highway 48 is a 6-bedroom, 5-bathroom detached home in Whitchurch-Stouffville, listed for $1,150,000. It has 2500-3000 sq ft of living space.
1The Property: A spectacular, top-to-bottom luxury renovation on a massive, premium 1-acre country lot-offering the perfect balance of rural privacy and urban convenience.The Layout: Exceptional, flexible floor plan.
6 Bed, 5 Bath Detached Home in Whitchurch-Stouffville
About 12986 Highway 48
The Property: A spectacular, top-to-bottom luxury renovation on a massive, premium 1-acre country lot-offering the perfect balance of rural privacy and urban convenience.The Layout: Exceptional, flexible floor plan. Perfect for multi-generational living, or live in one suite and rent out the other two for premium rental income.The Upgrades: Seller spent $$$ on top-tier finishes and mechanicals, including a massive interlock driveway and backyard oasis.The Mechanicals: Completely upgraded for independent living with 2 Furnaces, 2 AC units, and 2 High-Efficiency Tankless Water Heaters.
6 bedrooms, 5 bathrooms, about 2,500 sq ft, works out to roughly $460 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 12986 Highway 48
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
2500-3000 sq ftas stated on the listing
Lot size
149.94 x 171.65 Feet (Irregular, Rear 199.99', 0.731 Acres)
Parking
20 spaces
Basement
Finished
Features & systems
Parking & garage
Parking spaces
20
Interior
Basement
Finished
Lot & land
Lot dimensions
149.94 x 171.65 Feet (Irregular, Rear 199.99', 0.731 Acres)
Lot size (sqft)
0
Lot features
Irregular Lot
Listing & possession
Property style
Bungalow
Property class
Detached
12986 Highway 48 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,650
/mo
based on the purchase price of $1,150,000
$230,000 cash
$920,000 financed
$774,881 total interest
Principal54%$920,000
Interest46%$774,881
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Highway 48? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 12986 Highway 48 with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 12986 Highway 48 day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Whitchurch-Stouffville
Other 5–6 bed homes for sale in Whitchurch-Stouffville around $1.1M.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio97.5%On average, homes sold below asking.
Active listings374Homes for sale here right now.
Median vs prior 90 days+3.7%Compared with Apr 15 – Jul 14, 2026: prices up.
Based on 240 sales from Jul 14 – Oct 12, 2026 (150 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
12986 Highway 48 is listed at $1,150,000 (MLS® N13460450). Summitly updates the price as soon as the MLS® record changes.
Is $1,150,000 a good price for 12986 Highway 48?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Whitchurch-Stouffville. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 12986 Highway 48 changed?
Yes — it was first listed at $999,900 and is now $1,150,000, an increase of $150,100 (15.0%).
How many bedrooms and bathrooms does 12986 Highway 48 have?
12986 Highway 48 has 6 bedrooms and 5 bathrooms, with about 2,500–3,000 square feet of living space. It is a detached home in Whitchurch-Stouffville.
Is 12986 Highway 48 close to transit?
The nearest rapid-transit station is Stouffville GO Station (Stouffville GO), about 3.1 km in a straight line. Old Elm GO Station is about 3.9 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 12986 Highway 48?
About $5,650 a month — principal and interest on $1,150,000 with 20% down ($230,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 12986 Highway 48 compare with other homes in Whitchurch-Stouffville?
Its asking price of $1,150,000 is about 5% above the median sold price in Whitchurch-Stouffville over the last 90 days, $1,094,000, across 240 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 12986 Highway 48 been sold before?
Summitly has no earlier MLS® sale or lease of 12986 Highway 48 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 12986 Highway 48?
12986 Highway 48 is in Whitchurch-Stouffville, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 12986 Highway 48 been on the market?
116 days — 12986 Highway 48 was listed on June 18, 2026.
What is the price per square foot of 12986 Highway 48?
About $383 to $460 per square foot: the asking price of $1,150,000 over the 2,500–3,000 sq ft the listing gives as its size range.
