Welcome to 13 Chatham Road in St. Catharines' desirable Carlton/Bunting neighbourhood. This spacious 4-level side split offers 3+2 bedrooms, 2.5 bathrooms and approximately 1,634 sq. ft. of living space, with a versatile layout suited to family life, overnight guests or a dedicated home office. Hardwood flooring adds timeless appeal, while a gas fireplace brings warmth and comfort. The updated kitchen features a refreshed backsplash, laminate flooring and updated appliances. A renovated lower-level full bathroom adds to the home's functionality. The attached garage has access from the backyard, which features steel fencing and a storage shed. With room to grow and a convenient location close to everyday amenities, this home offers an inviting opportunity to settle in and make it your own.
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $433 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 13 Chatham Rd
Every detail from the listing, in one place.
Type
Detached
Style
Sidesplit 4
Living space
1500-2000 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Full, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Full · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Sidesplit 4
Property class
Detached
13 Chatham Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14027670$649,999
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 13 Chatham Rd Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,193
/mo
based on the purchase price of $649,999
$130,000 cash
$519,999 financed
$437,976 total interest
Principal54%$519,999
Interest46%$437,976
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 3–4 bed homes for sale in St. Catharines around $650K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings763Homes for sale here right now.
Median vs prior 90 days+0.8%Compared with Apr 16 – Jul 15, 2026: prices up.
Based on 596 sales from Jul 15 – Oct 13, 2026 (495 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 13 Chatham Rd
How much is 13 Chatham Rd listed for?
13 Chatham Rd is listed at $649,999 (MLS® X14027670). Summitly updates the price as soon as the MLS® record changes.
Is $649,999 a good price for 13 Chatham Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 13 Chatham Rd changed?
No — 13 Chatham Rd is still listed at its original asking price of $649,999.
How many bedrooms and bathrooms does 13 Chatham Rd have?
13 Chatham Rd has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in St. Catharines.
How much would the monthly mortgage be on 13 Chatham Rd?
About $3,193 a month — principal and interest on $649,999 with 20% down ($130,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 13 Chatham Rd?
Yes — Saturday, October 17, 2:00 PM – 4:00 PM; Sunday, October 18, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 13 Chatham Rd compare with other homes in St. Catharines?
Its asking price of $649,999 is about 17% above the median sold price in St. Catharines over the last 90 days, $554,500, across 596 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 13 Chatham Rd been sold before?
Summitly has no earlier MLS® sale or lease of 13 Chatham Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 13 Chatham Rd?
13 Chatham Rd is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 13 Chatham Rd been on the market?
13 Chatham Rd was listed today (October 13, 2026).
What is the price per square foot of 13 Chatham Rd?
About $325 to $433 per square foot: the asking price of $649,999 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 13 Chatham Rd have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.