Exceptional Investment & Multi-Generational Opportunity Steps From Liberty VillageAn incredible opportunity to own approximately 3,500 sq. ft. of beautifully renovatedVictorian living space in one of Toronto's most convenient downtown-west locations.Currently configured as a legal duplex, 13 Spencer Ave offers an impressive 7 bedrooms, 6bathrooms, two designer kitchens and expansive living spaces highlighted by soaring ceilings,exposed brick, quartz finishes and spa-inspired bathrooms.The walk-out basement with separate entrance offers additional flexibility and future incomepotential, while multiple laundry setups make the property exceptionally functional forinvestors, extended families or those looking to live in one portion of the home whilegenerating income from the other.Outside, enjoy an incredible approximately 300 sq. ft. rooftop terrace, along with the rareconvenience of 4 covered parking spaces.With its combination of size, income potential, high-end finishes and versatility, this is anopportunity that is increasingly difficult to replicate this close to downtown Toronto.Perfect for an investor, multi-generational family, or end user looking to offset theircarrying costs while building long-term equity.
5 bedrooms, 6 bathrooms, about 3,500 sq ft, works out to roughly $471 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 13 Spencer Ave
Every detail from the listing, in one place.
Type
Duplex
Style
3-Storey
Living space
3500-5000 sq ftas stated on the listing
Lot size
17.00 x 120.00 Feet
Parking
4 spaces
Basement
Apartment, Walk-Up
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Apartment · Walk-Up
Lot & land
Lot dimensions
17.00 x 120.00 Feet
Lot size (sqft)
0
Listing & possession
Property style
3-Storey
Property class
Duplex
13 Spencer Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® W13757126$1,650,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 13 Spencer Ave Compares to the Toronto Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$8,106
/mo
based on the purchase price of $1,650,000
$330,000 cash
$1,320,000 financed
$1,111,786 total interest
Principal54%$1,320,000
Interest46%$1,111,786
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 4–8 bed homes for sale in Toronto around $1.6M.
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio4987.8%On average, homes sold at or above asking.
Active listings12,136Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 29 – Jul 28, 2026.
Based on 9,511 sales from Jul 28 – Oct 26, 2026 (6,903 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
13 Spencer Ave is listed at $1,650,000 (MLS® W13757126). Summitly updates the price as soon as the MLS® record changes.
Is $1,650,000 a good price for 13 Spencer Ave?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Toronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 13 Spencer Ave changed?
No — 13 Spencer Ave is still listed at its original asking price of $1,650,000.
How many bedrooms and bathrooms does 13 Spencer Ave have?
13 Spencer Ave has 5 bedrooms and 6 bathrooms, with about 3,500–5,000 square feet of living space. It is a duplex in Toronto.
Is 13 Spencer Ave close to transit?
The nearest rapid-transit station is Exhibition GO Station (Lakeshore West GO), about 840 m (about a 11-minute walk) in a straight line. Dufferin Station is about 3.0 km, and Lansdowne Station is about 3.0 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 13 Spencer Ave?
About $8,106 a month — principal and interest on $1,650,000 with 20% down ($330,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 13 Spencer Ave compare with other homes in Toronto?
Its asking price of $1,650,000 is about 96% above the median sold price in Toronto over the last 90 days, $840,000, across 9,511 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 13 Spencer Ave been sold before?
Summitly has no earlier MLS® sale or lease of 13 Spencer Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 13 Spencer Ave?
13 Spencer Ave is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 13 Spencer Ave been on the market?
48 days — 13 Spencer Ave was listed on September 8, 2026.
What is the price per square foot of 13 Spencer Ave?
About $330 to $471 per square foot: the asking price of $1,650,000 over the 3,500–5,000 sq ft the listing gives as its size range.