TownhouseListed today

130 St David St S, Centre Wellington

Name: 130 St David Street S
SKU: X14136458
Price: 749000 CAD
Availability: InStock

Centre Wellington, ON · · MLS® X14136458Updated November 1, 2026

$749,000Est. $3,680/mo mortgage

Bedrooms: 1
Bathrooms: 2
Living space: 1100–1500sq ft

Type Townhouse
Lot 22.00 × 33.00
Basement Walk-Up, Separate Entrance

What you should know

130 St David St S is a 1-bedroom, 2-bathroom townhouse in Centre Wellington, listed for $749,000. It has 1100-1500 sq ft of living space.

The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic.
This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area.
For investors, it's a proven dual-income property with flexibility and upside.

Ask Zara:

1 Bed, 2 Bath Townhouse in Centre Wellington

About 130 St David Street South

Step into a rare creative and income-generating opportunity with this circa-1880, 3-storey semi-duplex in the heart of downtown Fergus Ontario. Rich in character and layered with history, this property offers the kind of authentic architectural canvas artists crave-paired with the fundamentals investors value.Overlooking the Grand River, the setting is as inspiring as it is desirable. Inside, exposed stone walls, high ceilings, and oversized windows create a light-filled, studio-like atmosphere full of texture and warmth. The main and lower levels-fully renovated in 2022-currently operate as a successful Airbnb, providing immediate income with strong guest appeal.The main level blends craftsmanship and nostalgia, featuring a character-rich kitchen with custom cherry wood cabinetry and vintage-style appliances, plus open living and dining areas ideal for entertaining or creative work. The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic. This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area. The third-floor primary suite is a standout, with a large skylight and walk-out to a private rooftop-style terrace-an ideal retreat for relaxing or hosting.For artists, this is a live/work space full of soul and inspiration. For investors, it's a proven dual-income property with flexibility and upside. A durable metal roof, updated furnace, and thoughtful renovations mean key upgrades are already complete.A truly unique offering where heritage charm meets creative potential and strong returns. Tenant pays $1425 a month plus all utilities except water. AirBnb income approx $28,000 a year.

1 bedroom, 2 bathrooms, about 1,100 sq ft, works out to roughly $681 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.

Inside 130 St David St S

Every detail from the listing, in one place.

Type: Townhouse
Style: 2-Storey
Living space: 1100-1500 sq ftas stated on the listing
Lot size: 22.00 x 33.00
Basement: Walk-Up, Separate Entrance

Features & systems

Parking & garage

Parking spaces: 0

Interior

Basement: Walk-Up · Separate Entrance

Lot & land

Lot dimensions: 22.00 x 33.00
Lot size (sqft): 0
Lot features: Irregular Lot

Listing & possession

Property style: 2-Storey
Property class: Att/Row/Townhouse

130 St David St S Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 1, 2026For saleListedThis listingMLS® X14136458$749,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 130 St David St S Compares to the Centre Wellington Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 347 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Centre Wellington market, last 90 days

Median sold price: $777,450
Average sold price: $919,517
Average days on market: 46
Homes sold: 218

Closed sales on the TRREB MLS®.

Full Centre Wellington market report

Recently sold nearby in Centre Wellington

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home130 St David Street S 1 bd · 2 ba · 1,100 sqft	$749,000asking	$681	—	—
17 Halls Drive 3 bd · 2 ba · 1,500 sqft
27 Halls Drive 3 bd · 2 ba · 1,500 sqft
443 Flannery Drive 3 bd · 1 ba · 1,100 sqft
235 Spencer Drive 3 bd · 2 ba · 1,500 sqft
11 Edminston Drive 3 bd · 2 ba · 1,500 sqft
108 Tait Crescent 3 bd · 1 ba · 1,100 sqft

17 Halls Drive
3 bd · 2 ba · 1,500 sqft
27 Halls Drive
3 bd · 2 ba · 1,500 sqft
443 Flannery Drive
3 bd · 1 ba · 1,100 sqft
235 Spencer Drive
3 bd · 2 ba · 1,500 sqft
11 Edminston Drive
3 bd · 2 ba · 1,500 sqft
108 Tait Crescent
3 bd · 1 ba · 1,100 sqft

Living in Centre Wellington: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 130 St David St S

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,680; 20% down · 25 years · 5.5% assumed
Property tax: $412; 0.66% mill rate · ON
Total per month: $4,092; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,680

/mo

based on the purchase price of $749,000

Down payment20%

$149,800 cash

Amortization25 yr

$599,200 financed

Rate5.50%

$504,684 total interest

Principal54%$599,200

Interest46%$504,684

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on St David Street South? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 130 St David St S with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 130 St David St S day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: RE/MAX EXPERTS, BrokerageMLS® X14136458 · Listing data last updated November 1, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 31· $681/sq ft

Estimated monthly mortgage$3,680/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in Centre Wellington

Other 3-bed homes for sale in Centre Wellington around $749K.

See all townhomes for sale in Centre Wellington

Homes for sale in Centre Wellington

Every active Centre Wellington MLS® listing, updated all day.

Browse all Centre Wellington listings

Explore More Townhouses in Centre Wellington

Curated MLS® searches this property belongs to — same city, same shape of home.

Townhomes in Centre Wellington

1 Bed, 2 Bath Townhouse in Centre Wellington