3 Bed, 3 Bath Detached Home in Whitchurch-Stouffville
About 13123 Mccowan Road
A once-in-a-generation opportunity to own an extraordinary private estate in Rural Whitchurch-Stouffville, set on approximately 42.35 acres at McCowan Rd & Bethesda Side Rd, where the character of the area is defined by country living, natural beauty, golf, equestrian uses, and easy access to urban amenities. Behind a gated, tree-lined, solar-lit drive awaits a truly spectacular retreat featuring 3 bass-filled ponds, including 2 ponds of approximately 2 acres each, a sandy beach, 2 waterfalls, artesian springs, mature forest, winding trails, extensive wildlife, perennial gardens, and a rare private golf experience with 9 tee locations and artificial greens. Two legal dwellings and multiple outbuildings elevate the property's versatility, including an impressive 60' x 40' party room with deck overlooking the south pond, plus a heated workshop for hobby, business, or storage use. The main residence offers an unforgettable Muskoka-inspired lifestyle with panoramic water views, a large tiered backyard deck, a serene lily pond setting, and a stunning primary loft retreat with 5-piece ensuite, soaker tub, walk-in closet, and walk-out to a rooftop deck. Exceptionally private yet just minutes to Stouffville and Highway 404, this is a landmark estate that seamlessly blends luxury, recreation, nature, and resort-style living into one irreplaceable property.
3 bedrooms, 3 bathrooms, about 3,000 sq ft, works out to roughly $3,330 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 13123 Mccowan Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungaloft
Living space
3000-3500 sq ftas stated on the listing
Lot size
42.35 x 42.35 Acres
Parking
52 spacesYes garage
Basement
Finished, Walk-Out
Features & systems
Parking & garage
Garage
Yes
Parking spaces
52
Interior
Basement
Finished · Walk-Out
Lot & land
Lot dimensions
42.35 x 42.35 Acres
Lot size (sqft)
0
Listing & possession
Property style
Bungaloft
Property class
Detached
13123 Mccowan Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® N12951180$9,990,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 13123 Mccowan Rd Compares to the Whitchurch-Stouffville Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$49,078
/mo
based on the purchase price of $9,990,000
$1,998,000 cash
$7,992,000 financed
$6,731,362 total interest
Principal54%$7,992,000
Interest46%$6,731,362
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Whitchurch-Stouffville
Other 2–5 bed homes for sale in Whitchurch-Stouffville around $10.0M.
Average days on market37Homes sold in about 37 days on average.
Sale-to-list ratio97.5%On average, homes sold below asking.
Active listings369Homes for sale here right now.
Median vs prior 90 days+1.6%Compared with May 12 – Aug 10, 2026: prices up.
Based on 219 sales from Aug 10 – Nov 8, 2026 (171 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
13123 Mccowan Rd is listed at $9,990,000 (MLS® N12951180). Summitly updates the price as soon as the MLS® record changes.
Is $9,990,000 a good price for 13123 Mccowan Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Whitchurch-Stouffville. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 13123 Mccowan Rd changed?
No — 13123 Mccowan Rd is still listed at its original asking price of $9,990,000.
How many bedrooms and bathrooms does 13123 Mccowan Rd have?
13123 Mccowan Rd has 3 bedrooms and 3 bathrooms, with about 3,000–3,500 square feet of living space. It is a detached home in Whitchurch-Stouffville.
Is 13123 Mccowan Rd close to transit?
The nearest rapid-transit station is Stouffville GO Station (Stouffville GO), about 4.5 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 13123 Mccowan Rd?
About $49,078 a month — principal and interest on $9,990,000 with 20% down ($1,998,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 13123 Mccowan Rd compare with other homes in Whitchurch-Stouffville?
Its asking price of $9,990,000 is about 821% above the median sold price in Whitchurch-Stouffville over the last 90 days, $1,085,000, across 219 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 13123 Mccowan Rd been sold before?
Summitly has no earlier MLS® sale or lease of 13123 Mccowan Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 13123 Mccowan Rd?
13123 Mccowan Rd is in Whitchurch-Stouffville, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 13123 Mccowan Rd been on the market?
220 days — 13123 Mccowan Rd was listed on April 2, 2026.
What is the price per square foot of 13123 Mccowan Rd?
About $2,854 to $3,330 per square foot: the asking price of $9,990,000 over the 3,000–3,500 sq ft the listing gives as its size range.
Does 13123 Mccowan Rd have parking or a garage?
Yes — the listing gives 52 parking spaces. Garage: Yes.