For saleExcellent Deal

DetachedOn market 117 daysPrice drop · $40,100 off (-7.0%)

1320 St Joseph Rd, Russell

Russell, ON · · MLS® X13467600Updated September 21, 2026

$534,900Est. $2,628/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1500–2000sq ft
Parking spaces: 8

Type Detached
Garage Yes
Basement Full, Finished

What you should know

1320 St Joseph Rd is a 3-bedroom, 1-bathroom detached home in Russell, listed for $534,900. It has 1500-2000 sq ft of living space.

Situated in a peaceful country setting surrounded by mature trees and natural privacy, this charming double-gallery 2-storey home offers space, character, and endless potential for those looking to make it their own.
Inside, you'll find a bright and inviting foyer leading to spacious living areas designed for comfortable country living.
The kitchen features ample cabinetry, generous counter space, a sit-at island, and an eating area with access to the front porch.

Ask Zara:

3 Bed, 1 Bath Detached Home in Russell

About 1320 St Joseph Road

Situated in a peaceful country setting surrounded by mature trees and natural privacy, this charming double-gallery 2-storey home offers space, character, and endless potential for those looking to make it their own. A paved driveway, landscaped grounds, covered front porch, and welcoming entrance create a warm first impression. Inside, you'll find a bright and inviting foyer leading to spacious living areas designed for comfortable country living. The kitchen features ample cabinetry, generous counter space, a sit-at island, and an eating area with access to the front porch. The cozy living room is highlighted by a wood stove, while a convenient 2-piece bathroom completes the main level. Upstairs, a beautiful wood staircase leads to the primary bedroom with patio doors opening to the full upper gallery overlooking the front yard, along with two additional bedrooms, a den, office area, and walk-in closet space. The partially finished lower level offers additional living space with a recreation room, dedicated laundry room, utility room, and plenty of storage. Outside, enjoy the peaceful surroundings from the deck, patio, gazebo, and firepit area. A standout feature is the impressive 18' x 40' detached garage that is heated, insulated, and equipped with electricity, plus an attached 10' x 42' carport and secondary garage door access for tractors and yard equipment. Offering the charm of a classic double-gallery country home and the opportunity to add your own personal touches, this property is ready for its next chapter.

3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $357 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 1320 St Joseph Rd

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 8 spacesYes garage
Basement: Full, Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 8

Interior

Basement: Full · Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

1320 St Joseph Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13467600−$40,100 (7.0%)$534,900
Jun 18, 2026For saleListedThis listingMLS® X13467600$575,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 1320 St Joseph Rd Compares to the Russell Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 213 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Russell market, last 90 days

Median sold price: $630,000
Average sold price: $652,346
Average days on market: 51
Homes sold: 135

Closed sales on the TRREB MLS®.

Full Russell market report

Recently sold nearby in Russell

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home1320 St Joseph Road 3 bd · 1 ba · 1,500 sqft	$534,900asking	$357	—	—
129 Lyon Street 4 bd · 2 ba · 1,500 sqft
620 Loucks Drive 3 bd · 2 ba · 1,500 sqft
520 Lucent Street 3 bd · 2 ba · 2,000 sqft
56 Settlement Lane 4 bd · 3 ba · 2,000 sqft
408 Centenaire Street 3 bd · 2 ba · 2,000 sqft
1213 Montblanc Crescent 3 bd · 3 ba · 1,500 sqft

129 Lyon Street
4 bd · 2 ba · 1,500 sqft
620 Loucks Drive
3 bd · 2 ba · 1,500 sqft
520 Lucent Street
3 bd · 2 ba · 2,000 sqft
56 Settlement Lane
4 bd · 3 ba · 2,000 sqft
408 Centenaire Street
3 bd · 2 ba · 2,000 sqft
1213 Montblanc Crescent
3 bd · 3 ba · 1,500 sqft

Living in Russell: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Loading schools, parks, groceries and more nearby…

How long is your commute?

From 1320 St Joseph Rd. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 1320 St Joseph Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,628; 20% down · 25 years · 5.5% assumed
Property tax: $294; 0.66% mill rate · ON
Total per month: $2,922; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,628

/mo

based on the purchase price of $534,900

Down payment20%

$106,980 cash

Amortization25 yr

$427,920 financed

Rate5.50%

$360,421 total interest

Principal54%$427,920

Interest46%$360,421

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on St Joseph Road? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 1320 St Joseph Rd with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 1320 St Joseph Rd day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: EXIT REALTY MATRIX, BrokerageMLS® X13467600 · Listing data last updated September 21, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Jun 17· $357/sq ft

Estimated monthly mortgage$2,628/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in Russell

Other 2–5 bed homes for sale in Russell around $535K.

See all 3-bedroom homes for sale in Russell

Homes for sale in Russell

Every active Russell MLS® listing, updated all day.

Russell real estate

Explore More Detached Homes in Russell

Curated MLS® searches this property belongs to — same city, same shape of home.

1320 St Joseph Rd, Russell

What you should know