DetachedListed today

1320 St Joseph Rd, Russell

Name: 1320 St Joseph Road
SKU: X14175642
Price: 519900 CAD
Availability: InStock

Russell, ON · · MLS® X14175642Updated November 12, 2026

$519,900Est. $2,554/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1500–2000sq ft
Parking spaces: 7

Type Detached
Garage Yes
Basement Partially Finished, Full

What you should know

1320 St Joseph Rd is a 3-bedroom, 1-bathroom detached home in Russell, listed for $519,900. It has 1500-2000 sq ft of living space.

Set on approximately half an acre, this charming two-storey home offers 3 bedrooms, 1.5 bathrooms and space to enjoy.
Inside, you'll find generous room sizes, a Primary bedroom with access to an upper balcony a walk-in closet, a dedicated laundry room added in 2020 and a partially finished basement ready for your lifestyle.
Out back, mature trees create a private setting with room to entertain, garden or just enjoy the fresh air.

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3 Bed, 1 Bath Detached Home in Russell

About 1320 St Joseph Road

If you've been searching for a home with character, room to spread out and the freedom to make it truly yours, 1320 St. Joseph Road in Embrun is full of possibilities! Set on approximately half an acre, this charming two-storey home offers 3 bedrooms, 1.5 bathrooms and space to enjoy. Even better, so many of the big-ticket improvements have already been taken care of! The septic system was replaced in 2020, a detached 18' x 40' heated & insulated single-car garage was built in 2023 with an attached 10' x 42' carport, seven windows were updated in 2020, and a heat pump was installed approximately three years ago. Add in a newly paved driveway and water treatment system, and more of the essentials are already in place. Inside, you'll find generous room sizes, a Primary bedroom with access to an upper balcony a walk-in closet, a dedicated laundry room added in 2020 and a partially finished basement ready for your lifestyle. A propane furnace and wood-burning stove complement the heat pump for year-round comfort. The covered front porches on both levels bring so much charm, whether you're enjoying your morning coffee or relaxing at the end of the day. Out back, mature trees create a private setting with room to entertain, garden or just enjoy the fresh air. There's also a patio, gazebo and shed, plus that newer garage for parking, storage or projects. With the major investments already made, this is your chance to focus on the personal touches that turn a house into your home!

3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $347 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 1320 St Joseph Rd

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 7 spacesYes garage
Basement: Partially Finished, Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 7

Interior

Basement: Partially Finished · Full

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

1320 St Joseph Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 12, 2026For saleListedThis listingMLS® X14175642$519,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 1320 St Joseph Rd Compares to the Russell Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 207 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Russell market, last 90 days

Median sold price: $630,000
Average sold price: $647,618
Average days on market: 50
Homes sold: 106

Closed sales on the TRREB MLS®.

Full Russell market report

Recently sold nearby in Russell

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home1320 St Joseph Road 3 bd · 1 ba · 1,500 sqft	$519,900asking	$347	—	—
163 Tweed Crescent 3 bd · 1 ba · 1,500 sqft
1064 Route 400 N/A 3 bd · 1 ba · 1,500 sqft
59 Craig Street 3 bd · 2 ba · 1,100 sqft
273 Central Park Boulevard 3 bd · 3 ba · 1,500 sqft
279 Felton Crescent 4 bd · 3 ba · 2,000 sqft
408 Centenaire Street 3 bd · 2 ba · 2,000 sqft

163 Tweed Crescent
3 bd · 1 ba · 1,500 sqft
1064 Route 400 N/A
3 bd · 1 ba · 1,500 sqft
59 Craig Street
3 bd · 2 ba · 1,100 sqft
273 Central Park Boulevard
3 bd · 3 ba · 1,500 sqft
279 Felton Crescent
4 bd · 3 ba · 2,000 sqft
408 Centenaire Street
3 bd · 2 ba · 2,000 sqft

Living in Russell: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 1320 St Joseph Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,554; 20% down · 25 years · 5.5% assumed
Property tax: $286; 0.66% mill rate · ON
Total per month: $2,840; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$2,554

/mo

based on the purchase price of $519,900

Down payment20%

$103,980 cash

Amortization25 yr

$415,920 financed

Rate5.50%

$350,314 total interest

Principal54%$415,920

Interest46%$350,314

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: REAL BROKER ONTARIO LTD., BrokerageMLS® X14175642 · Listing data last updated November 12, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 11· $347/sq ft

Estimated monthly mortgage$2,554/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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