Today is your lucky day - your favourite Ridgeville Manor is available! Welcome to 1323 Effingham St. This custom built 5 bedroom, 6 bathroom home rests on 1.49 gorgeous acres and offers a level of serenity that is truly hard to come by. From the moment you arrive you will love being surrounded by meticulously landscaped gardens that perfectly frame the stone, stucco and red brick home. Step inside and be greeted by a grand staircase and vaulted ceilings, a refined office space & sitting room, a jaw dropping great room with a custom gas fireplace & tremendous glass doors leading out to the rear deck, a one of a kind kitchen with a copper topped island, butler's pantry, mud/laundry room and 2 bathrooms. The main floor primary bedroom retreat offers a stunning ensuite bathroom, beautiful walk in closet and a separate door leading to the rear yard. The second level of the home is comprised of 3 bedrooms (each with their own private ensuite) and another full laundry room. A fifth bedroom is available in the basement. Two garages (and a drive shed) make it easy to park inside and still have plenty of room for passion projects. The exterior of the property is equally as impressive as the inside - extensive garden beds (including a vegetable garden) surround the large deck that overlooks the pond with waterfall and the unbelievable indoor/outdoor living room (with fireplace) that is affectionately known as the cottage. Enjoy a short stroll up to Nature's Corner, the Ridgeville shops and Sons & Daughter's Winery. Golfers take note: Lookout Golf and Country Club & The Hawk are only a few minutes away. Easy access to the QEW via nearby Highway 20 and Victoria Ave. If one of a kind is what you are after, look no further, 1323 Effingham has everything you need.
4 bedrooms, 4 bathrooms, about 3,500 sq ft, works out to roughly $743 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1323 Effingham St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
3500-5000 sq ftas stated on the listing
Parking
18 spacesYes garage
Basement
Partially Finished, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
18
Interior
Basement
Partially Finished · Full
Lot & land
Lot size (sqft)
1.49
Listing & possession
Property style
2-Storey
Property class
Detached
1323 Effingham St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13571402$2,599,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1323 Effingham St Compares to the Pelham Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$12,773
/mo
based on the purchase price of $2,599,900
$519,980 cash
$2,079,920 financed
$1,751,839 total interest
Principal54%$2,079,920
Interest46%$1,751,839
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Pelham
Other 3–5 bed homes for sale in Pelham around $2.6M.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings131Homes for sale here right now.
Median vs prior 90 days+3.7%Compared with May 11 – Aug 9, 2026: prices up.
Based on 99 sales from Aug 9 – Nov 7, 2026 (72 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1323 Effingham St
How much is 1323 Effingham St listed for?
1323 Effingham St is listed at $2,599,900 (MLS® X13571402). Summitly updates the price as soon as the MLS® record changes.
Is $2,599,900 a good price for 1323 Effingham St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Pelham. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1323 Effingham St changed?
No — 1323 Effingham St is still listed at its original asking price of $2,599,900.
How many bedrooms and bathrooms does 1323 Effingham St have?
1323 Effingham St has 4 bedrooms and 4 bathrooms, with about 3,500–5,000 square feet of living space. It is a detached home in Pelham.
How much would the monthly mortgage be on 1323 Effingham St?
About $12,773 a month — principal and interest on $2,599,900 with 20% down ($519,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1323 Effingham St compare with other homes in Pelham?
Its asking price of $2,599,900 is about 206% above the median sold price in Pelham over the last 90 days, $850,000, across 99 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1323 Effingham St been sold before?
Summitly has no earlier MLS® sale or lease of 1323 Effingham St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1323 Effingham St?
1323 Effingham St is in Pelham, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1323 Effingham St been on the market?
115 days — 1323 Effingham St was listed on July 15, 2026.
What is the price per square foot of 1323 Effingham St?
About $520 to $743 per square foot: the asking price of $2,599,900 over the 3,500–5,000 sq ft the listing gives as its size range.
Does 1323 Effingham St have parking or a garage?
Yes — the listing gives 18 parking spaces. Garage: Yes.
Does 1323 Effingham St have a basement, and is it finished?
The listing describes the basement as: Partially Finished, Full.
