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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 50 daysPrice drop · $60,900 off (-8.1%)

    14 Victoria Island

    South Bruce Peninsula·South Bruce Peninsula, ON·N0H 1H0·Near Bruce County Rd 14 and Camp Road

    South Bruce Peninsula real estate›X13144318
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Own your own private island oasis on Chesley Lake! This rare, fully furnished, turn-key retreat at 14 Victoria Island offers the ultimate escape just a short drive from Owen Sound. Simply pack your bags and hop into your included pontoon boat from the Chesley Lake marina to start making memories. Inside, you are welcomed by a bright, open-concept living space designed to bring the outdoors in. Wall-to-wall windows and vaulted ceilings with skylights flood the cottage with natural light, offering breathtaking 360-degree lake views. A striking fireplace anchors the cozy living room, which flows seamlessly into a beautiful sunroom perfect for morning coffee or evening games. With multiple comfortable bedrooms-including a dedicated bunk room-and two fully equipped bathrooms with walk-in showers, there is plenty of room for family and guests. You will also enjoy the modern convenience of a full heating and cooling system for year-round comfort .Step outside to expansive, multi-tiered decks that surround the cottage, providing endless spaces to lounge, dine, and entertain right at the water's edge. The island is an outdoor paradise featuring a dedicated fire pit area, a grassy play space, and easy, shallow water entry perfect for swimming and kayaking. Your own private floating dock system awaits, ready to moor your boat. Built for low-maintenance peace of mind, the property boasts premium upgrades including durable siding, a metal roof, and a newly installed septic system. You are just a quick boat ride to the mainland car park, offering the absolute tranquility of island life without sacrificing convenience. Whether you are seeking a peaceful weekend getaway or an adventurous summer-long sanctuary, this boat-included, turn-key island paradise is ready to welcome you. Just add you!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 7, 2026Price reducedCurrentReduced$689,000−$60,900 (8.1%)X13144318This page
    May 19, 2026ListedCurrentFor sale$749,900 —X13144318This page
    May 23, 2025Previously listedExp$799,900 —X12168970View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Other
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 14 Victoria Island
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Island
    • Lake/Pond
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,385
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $692
    1.21% mill rate · ON
    The market

    How this home sits in the South Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for South Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full South Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 14 Victoria Island — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 14 Victoria Island and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 14 Victoria Island listed for?

      14 Victoria Island is listed at $689,000 on the MLS® (listing X13144318). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 14 Victoria Island have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 beds
  2. 2 baths
  3. 1100-1500 sqft
  4. Detached
  5. Asking
    $689,000
    $0 / sqft · MLS® X13144318
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for South Bruce Peninsula.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Inside, you are welcomed by a bright, open-concept living space designed to bring the outdoors in.
    • Wall-to-wall windows and vaulted ceilings with skylights flood the cottage with natural light, offering breathtaking 360-degree lake views.
    • A striking fireplace anchors the cozy living room, which flows seamlessly into a beautiful sunroom perfect for morning coffee or evening games.
    • With multiple comfortable bedrooms-including a dedicated bunk room-and two fully equipped bathrooms with walk-in showers, there is plenty of room for family and guests.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  7. Parking & garage

    2
    Garage
    None
    Parking spaces
    2
  8. Interior

    5
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  9. Exterior & construction

    6
    Exterior
    Hardboard
    Roof
    Metal
    Foundation
    Piers, Poured Concrete
    View
    Lake, Water, Panoramic, Clear
    Waterfront
    Y
    Pool
    None
  10. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  11. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Bedroom 2
      9.9 × 9.6 ft
    • Bedroom 3
      9.6 × 9.5 ft
    • Sunroom
      15.2 × 11.6 ft
    • Primary Bedroom
      11.5 × 9.6 ft
    • Dining Room
      12.0 × 11.4 ft
    • Bedroom 4
      15.4 × 11.6 ft
    • Kitchen
      12.0 × 11.7 ft
    • Living Room
      Fireplace
      17.4 × 15.1 ft
    • Laundry
      11.6 × 6.4 ft
  12. Wooded/Treed
  13. Combined estimate
    $4,077
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,385
    /mo
    based on the purchase price of $689,000
    $137,800 cash
    $551,200 financed
    $464,255 total interest
    Monthly payment$3,385/ month
    Principal54%$551,200
    Interest46%$464,255

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in South Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 673 Gould Street
      Sold
      Sign in for price
      673 Gould Street
      Detached
    • 1120 King Edward Avenue
      Sold
      Sign in for price
      1120 King Edward Avenue
      Detached
    • 8 Pine Tree Drive
      Sold
      Sign in for price
      8 Pine Tree Drive
      Detached
    • 127 Crawford Drive
      Sold
      Sign in for price
      127 Crawford Drive
      Detached
    • 124 Golden Pond Drive
      Sold
      Sign in for price
      124 Golden Pond Drive
      Detached
    • 98 Birch Street
      Sold
      Sign in for price
      98 Birch Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    14 Victoria IslandThis home4 / 211,001,500$689,000ask———
    673 Gould Street4 / 21,500—
    1120 King Edward Avenue3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 23 Hemlock Road
      $699,000
      23 Hemlock Road
      Detached 3 2
    • 424 Huron Road
      $799,900
      424 Huron Road
      Detached 4 4
    • 16 Youngs Drive
      $799,000
      16 Youngs Drive
      Detached 3 1
    • 711 Bruce Rd 9 Road
      $625,900
      711 Bruce Rd 9 Road
      Detached 5 2
    • 16 Fogden Crescent
      $659,900
      16 Fogden Crescent
      Detached 3 1
    • 27 Pine Tree Drive
      $599,000
      27 Pine Tree Drive
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Engel & Volkers Toronto Central · displayed on Summitly per MLS® data-share rules

    14 Victoria Island is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 14 Victoria Island built?

    The year built for 14 Victoria Island isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 14 Victoria Island?

    The 'Property tax' tab in the History section shows the most recent annual tax for 14 Victoria Island plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 14 Victoria Island?

    The affordability calculator on this page shows an estimated monthly mortgage for $689,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 14 Victoria Island been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 14 Victoria Island with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 14 Victoria Island in?

    14 Victoria Island is in South Bruce Peninsula, South Bruce Peninsula. The 'Neighbourhood' section below links to the live South Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  23. Is South Bruce Peninsula a good place to live?

    South Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full South Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 8 Pine Tree Drive
    4 / 4
    2,000
    —
    127 Crawford Drive3 / 11,500—
    124 Golden Pond Drive3 / 52,000—
    98 Birch Street3 / 21,100—