3 Bed, 3 Bath Detached Home in Niagara-on-the-Lake
About 1426 Niagara Stone Road
Virgil Character Meets Modern-Day Flexibility. Welcome to 1426 Niagara Stone Road, a truly distinctive home in the heart of Virgil, thoughtfully rebuilt in 2015 with timeless character throughout. Wide-plank floors, terracotta tile, stained-glass accents and a unique multi-level design create a warm and inviting atmosphere with incredible flexibility for families, guests or multi-generational living.Multiple walk-outs, three upper-level balconies, a covered porch and oversized deck offer plenty of ways to enjoy the outdoors. The lower-level self-contained in-law suite features a separate entrance, ideal for extended family, guests or additional income.Outside, enjoy generous green space, a storage barn, hot tub, tandem two-car garage and curved driveway. Currently operating as a successful Airbnb, this property offers the opportunity to live, invest, or do both.Surrounded by Niagara-on-the-Lake's renowned wine country, wineries, Old Town shops, dining and everyday amenities, with easy access to Niagara Falls, St. Catharines and the QEW.
3 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $597 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1426 Niagara Stone Rd
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2500-3000 sq ftas stated on the listing
Lot size
60.01 x 189.65
Parking
7 spacesYes garage
Basement
Walk-Up, Separate Entrance
Features & systems
Parking & garage
Garage
Yes
Parking spaces
7
Interior
Basement
Walk-Up · Separate Entrance
Lot & land
Lot dimensions
60.01 x 189.65
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
1426 Niagara Stone Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13825540$1,493,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1426 Niagara Stone Rd Compares to the Niagara-on-the-Lake Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$7,335
/mo
based on the purchase price of $1,493,000
$298,600 cash
$1,194,400 financed
$1,005,998 total interest
Principal54%$1,194,400
Interest46%$1,005,998
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara-on-the-Lake
Other 2–4 bed homes for sale in Niagara-on-the-Lake around $1.5M.
Average days on market58Homes sold in about 58 days on average.
Sale-to-list ratio94.8%On average, homes sold below asking.
Active listings248Homes for sale here right now.
Median vs prior 90 days−5.4%Compared with May 14 – Aug 12, 2026: prices down.
Based on 143 sales from Aug 12 – Nov 10, 2026 (99 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1426 Niagara Stone Rd
How much is 1426 Niagara Stone Rd listed for?
1426 Niagara Stone Rd is listed at $1,493,000 (MLS® X13825540). Summitly updates the price as soon as the MLS® record changes.
Is $1,493,000 a good price for 1426 Niagara Stone Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1426 Niagara Stone Rd changed?
No — 1426 Niagara Stone Rd is still listed at its original asking price of $1,493,000.
How many bedrooms and bathrooms does 1426 Niagara Stone Rd have?
1426 Niagara Stone Rd has 3 bedrooms and 3 bathrooms, with about 2,500–3,000 square feet of living space. It is a detached home in Niagara-on-the-Lake.
How much would the monthly mortgage be on 1426 Niagara Stone Rd?
About $7,335 a month — principal and interest on $1,493,000 with 20% down ($298,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1426 Niagara Stone Rd compare with other homes in Niagara-on-the-Lake?
Its asking price of $1,493,000 is about 54% above the median sold price in Niagara-on-the-Lake over the last 90 days, $970,000, across 143 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1426 Niagara Stone Rd been sold before?
Summitly has no earlier MLS® sale or lease of 1426 Niagara Stone Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1426 Niagara Stone Rd?
1426 Niagara Stone Rd is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1426 Niagara Stone Rd been on the market?
47 days — 1426 Niagara Stone Rd was listed on September 24, 2026.
What is the price per square foot of 1426 Niagara Stone Rd?
About $498 to $597 per square foot: the asking price of $1,493,000 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 1426 Niagara Stone Rd have parking or a garage?
Yes — the listing gives 7 parking spaces. Garage: Yes.
Does 1426 Niagara Stone Rd have a basement, and is it finished?
The listing describes the basement as: Walk-Up, Separate Entrance.
