145 Cumming St is a land in Thunder Bay, listed for $79,999.
1New Listing. 5 Plex Lot Approved by Committee of Adjustment, Cleared and Ready to Build on the Corner of Cumming and McKenzie, Close to Court House and Business District.
2Buyer to Satisfy themselves as to Zoning and Permits.
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Lots & Land in Thunder Bay
About 145 Cumming Street
New Listing. 5 Plex Lot Approved by Committee of Adjustment, Cleared and Ready to Build on the Corner of Cumming and McKenzie, Close to Court House and Business District. Buyer to Satisfy themselves as to Zoning and Permits.
Thunder Bay land priced at $79,999 — book a tour to see if it fits your search.
Inside 145 Cumming St
Every detail from the listing, in one place.
Type
Land
Features & systems
Lot & land
Lot size (sqft)
0
Listing & possession
Property class
Vacant Land
145 Cumming St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14117482$79,999
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 145 Cumming St Compares to the Thunder Bay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$393
/mo
based on the purchase price of $79,999
$16,000 cash
$63,999 financed
$53,904 total interest
Principal54%$63,999
Interest46%$53,904
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Average days on market25Homes sold in about 25 days on average.
Sale-to-list ratio105.9%On average, homes sold at or above asking.
Active listings174Homes for sale here right now.
Median vs prior 90 days−2.9%Compared with Apr 29 – Jul 28, 2026: prices down.
Based on 520 sales from Jul 28 – Oct 26, 2026 (294 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 145 Cumming St
How much is 145 Cumming St listed for?
145 Cumming St is listed at $79,999 (MLS® X14117482). Summitly updates the price as soon as the MLS® record changes.
Has the price of 145 Cumming St changed?
No — 145 Cumming St is still listed at its original asking price of $79,999.
How many bedrooms and bathrooms does 145 Cumming St have?
The listing for 145 Cumming St doesn't publish its bedroom and bathroom count. It is a lot in Thunder Bay.
How much would the monthly mortgage be on 145 Cumming St?
About $393 a month — principal and interest on $79,999 with 20% down ($16,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 145 Cumming St compare with other homes in Thunder Bay?
Its asking price of $79,999 is about 80% below the median sold price in Thunder Bay over the last 90 days, $405,000, across 520 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 145 Cumming St been sold before?
Summitly has no earlier MLS® sale or lease of 145 Cumming St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 145 Cumming St?
145 Cumming St is in Thunder Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 145 Cumming St been on the market?
145 Cumming St was listed today (October 26, 2026).
What is the lot size of 145 Cumming St?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 145 Cumming St?
About $525 in Ontario land transfer tax at the asking price of $79,999. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 145 Cumming St or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
What is the property tax for 145 Cumming St?
The listing for 145 Cumming St doesn't publish the annual property tax. The property tax calculator linked at the foot of this page gives an estimate for Thunder Bay.