Discover the possibilities in this solid brick ranch-style bungalow, ideally located in the sought-after General Hospital neighbourhood. Situated on an impressive 75' x 100' lot, this three-bedroom home offers over 1,500 sq. ft. of main-floor living space, presenting a rare opportunity for those looking to renovate, invest or create a home tailored to their vision. The main level features three comfortable bedrooms and a practical layout designed for convenient one-floor living. Enjoy the existing floor plan or explore the potential for a modern renovation and open-concept design. A standout feature is the fully finished walk-out basement with its own separate entrance which adds an additional 1000 SqFt of living space. Filled with natural light, this lower level features a second kitchen, bathroom and expansive recreation room. With its own access, this space offers outstanding flexibility for multigenerational living, an in-law suite, a home-based business or potential rental income. Outside, the generous backyard offers a garden area and ample room for outdoor enjoyment and entertaining. Garage space and parking for 3-4 vehicles add to the property's everyday practicality. Enjoy the appeal of a quiet, tree-lined street in an established community, with shopping, schools, medical facilities, everyday amenities and public transit all within easy walking distance.
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $560 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 145 Emma St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Finished with Walk-Out, Walk-Out
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Finished with Walk-Out · Walk-Out
Lot & land
Lot size (sqft)
7470
Listing & possession
Property style
Bungalow
Property class
Detached
145 Emma St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14141816$839,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 145 Emma St Compares to the Guelph Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,126
/mo
based on the purchase price of $839,900
$167,980 cash
$671,920 financed
$565,933 total interest
Principal54%$671,920
Interest46%$565,933
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Guelph
Other 3–5 bed homes for sale in Guelph around $840K.
Average days on market37Homes sold in about 37 days on average.
Sale-to-list ratio97.4%On average, homes sold below asking.
Active listings648Homes for sale here right now.
Median vs prior 90 days−1.9%Compared with May 7 – Aug 5, 2026: prices down.
Based on 594 sales from Aug 5 – Nov 3, 2026 (464 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 145 Emma St
How much is 145 Emma St listed for?
145 Emma St is listed at $839,900 (MLS® X14141816). Summitly updates the price as soon as the MLS® record changes.
Is $839,900 a good price for 145 Emma St?
Summitly rates it Good Deal: the asking price is 3% to 10% below Zara's estimate, an estimate built from recent sales in Guelph. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 145 Emma St changed?
No — 145 Emma St is still listed at its original asking price of $839,900.
How many bedrooms and bathrooms does 145 Emma St have?
145 Emma St has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Guelph.
How much would the monthly mortgage be on 145 Emma St?
About $4,126 a month — principal and interest on $839,900 with 20% down ($167,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 145 Emma St compare with other homes in Guelph?
Its asking price of $839,900 is about 14% above the median sold price in Guelph over the last 90 days, $736,250, across 594 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 145 Emma St been sold before?
Summitly has no earlier MLS® sale or lease of 145 Emma St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 145 Emma St?
145 Emma St is in Guelph, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 145 Emma St been on the market?
1 day — 145 Emma St was listed on November 2, 2026.
What is the price per square foot of 145 Emma St?
About $420 to $560 per square foot: the asking price of $839,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 145 Emma St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 145 Emma St have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out, Walk-Out.
