145 Spencer Ave is a 3-bedroom, 2-bathroom detached home in Lucan Biddulph, listed for $715,000. It has 1500-2000 sq ft of living space.
1The unfinished basement offers excellent future potential with a large egress window, bathroom rough-in, framed and insulated walls, and two spacious cold/storage rooms.
Beautiful all-brick bungalow located just 15 minutes north of London in the sought-after Olde Clover neighbourhood. Formerly a model home, this 3-bedroom, 2-full-bathroom property features numerous upgrades and thoughtful finishes throughout, including granite countertops, custom blinds, a tray ceiling, rounded corners, and kitchen cabinetry with crown moulding extending to the ceiling. The unfinished basement offers excellent future potential with a large egress window, bathroom rough-in, framed and insulated walls, and two spacious cold/storage rooms. Outside, the home features a custom private rear deck measuring 15.6 x 24 ft and a unique covered front porch, providing comfortable spaces for relaxing or entertaining, all within a welcoming small-town setting close to local amenities.
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $477 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 145 Spencer Ave
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
145 Spencer Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,513
/mo
based on the purchase price of $715,000
$143,000 cash
$572,000 financed
$481,774 total interest
Principal54%$572,000
Interest46%$481,774
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Lucan Biddulph
Other 2–3 bed homes for sale in Lucan Biddulph around $715K.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio98.0%On average, homes sold below asking.
Active listings59Homes for sale here right now.
Median vs prior 90 days−1.1%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 29 sales from Jul 24 – Oct 22, 2026 (36 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 145 Spencer Ave
How much is 145 Spencer Ave listed for?
145 Spencer Ave is listed at $715,000 (MLS® X13727566). Summitly updates the price as soon as the MLS® record changes.
Is $715,000 a good price for 145 Spencer Ave?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Lucan Biddulph. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 145 Spencer Ave changed?
Yes — it was first listed at $730,000 and is now $715,000, a drop of $15,000 (2.1%).
How many bedrooms and bathrooms does 145 Spencer Ave have?
145 Spencer Ave has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Lucan Biddulph.
How much would the monthly mortgage be on 145 Spencer Ave?
About $3,513 a month — principal and interest on $715,000 with 20% down ($143,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 145 Spencer Ave compare with other homes in Lucan Biddulph?
Its asking price of $715,000 is about 9% above the median sold price in Lucan Biddulph over the last 90 days, $657,500, across 29 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 145 Spencer Ave been sold before?
Summitly has no earlier MLS® sale or lease of 145 Spencer Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 145 Spencer Ave?
145 Spencer Ave is in Lucan Biddulph, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 145 Spencer Ave been on the market?
52 days — 145 Spencer Ave was listed on August 31, 2026.
What is the price per square foot of 145 Spencer Ave?
About $358 to $477 per square foot: the asking price of $715,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 145 Spencer Ave have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 145 Spencer Ave have a basement, and is it finished?
The listing describes the basement as: Unfinished.
