145 St Joseph Rd is a 5-bedroom, 3-bathroom detached home in Kawartha Lakes, listed for $829,990. It has 2500-3000 sq ft of living space.
1The inviting great room, also finished with hardwood flooring, flows seamlessly into the open-concept kitchen and breakfast area, creating a warm and welcoming space for everyday living and entertaining.
2The well-appointed kitchen features a convenient servery and pantry for added storage and functionality.
3Upstairs, all four bedrooms feature walk-in closets.
Step into the impressive Gold Lake Model, Elevation A, in the desirable Sugarwood community of Lindsay! Offering 2,915 sq. ft. of thoughtfully designed living space, this beautiful 4-bedroom, 3.5-bathroom home seamlessly blends style, space, and functionality. The main floor features a separate dining room with elegant hardwood flooring, perfect for hosting family gatherings and special occasions. The inviting great room, also finished with hardwood flooring, flows seamlessly into the open-concept kitchen and breakfast area, creating a warm and welcoming space for everyday living and entertaining. The well-appointed kitchen features a convenient servery and pantry for added storage and functionality. Upstairs, all four bedrooms feature walk-in closets. The primary bedroom boasts a private ensuite, while the second bedroom enjoys its own ensuite, and bedrooms 3 and 4 share a semi-ensuite for added convenience. A second-floor laundry room completes this thoughtfully designed layout. Enjoy spacious interiors, a functional floor plan, and comfortable family living in the growing Sugarwood community, conveniently located near local schools, parks, shopping, and everyday amenities in Lindsay!
5 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $332 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 145 St Joseph Rd
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2500-3000 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
145 St Joseph Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14082632$829,990
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 145 St Joseph Rd Compares to the Kawartha Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,077
/mo
based on the purchase price of $829,990
$165,998 cash
$663,992 financed
$559,256 total interest
Principal54%$663,992
Interest46%$559,256
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 4-bed homes for sale in Kawartha Lakes around $830K.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings937Homes for sale here right now.
Median vs prior 90 days−2.8%Compared with Apr 18 – Jul 17, 2026: prices down.
Based on 528 sales from Jul 17 – Oct 15, 2026 (339 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 145 St Joseph Rd
How much is 145 St Joseph Rd listed for?
145 St Joseph Rd is listed at $829,990 (MLS® X14082632). Summitly updates the price as soon as the MLS® record changes.
Is $829,990 a good price for 145 St Joseph Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 145 St Joseph Rd changed?
No — 145 St Joseph Rd is still listed at its original asking price of $829,990.
How many bedrooms and bathrooms does 145 St Joseph Rd have?
145 St Joseph Rd has 5 bedrooms and 3 bathrooms, with about 2,500–3,000 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 145 St Joseph Rd?
About $4,077 a month — principal and interest on $829,990 with 20% down ($165,998), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 145 St Joseph Rd compare with other homes in Kawartha Lakes?
Its asking price of $829,990 is about 37% above the median sold price in Kawartha Lakes over the last 90 days, $607,250, across 528 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 145 St Joseph Rd been sold before?
Summitly has no earlier MLS® sale or lease of 145 St Joseph Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 145 St Joseph Rd?
145 St Joseph Rd is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 145 St Joseph Rd been on the market?
145 St Joseph Rd was listed today (October 15, 2026).
What is the price per square foot of 145 St Joseph Rd?
About $277 to $332 per square foot: the asking price of $829,990 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 145 St Joseph Rd have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 145 St Joseph Rd have a basement, and is it finished?
The listing describes the basement as: Unfinished.
