CondoListed today

145 Third St #218, Cobourg

Name: 145 Third Street, Unit 218
SKU: X14170418
Price: 589900 CAD
Availability: InStock

Cobourg, ON · · MLS® X14170418Updated November 11, 2026

$589,900Est. $2,898/mo mortgage

Bedrooms: 2
Bathrooms: 2
Living space: 1000–1199sq ft
Parking spaces: 1

Type Condo
Garage Yes
Basement None

What you should know

145 Third St #218 is a 2-bedroom, 2-bathroom condo in Cobourg, listed for $589,900. It has 1000-1199 sq ft of living space.

Offering picturesque water views and the ease of one-level living, this low-maintenance home is ideal for those seeking a relaxed lifestyle without compromising location or comfort.
The adjoining dining area features a decorative ceiling medallion, creating an inviting space for everyday living and entertaining.
The thoughtfully designed kitchen features stainless steel appliances, ceiling-height cabinetry and a breakfast bar with pendant lighting.

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2 Bed, 2 Bath Condo in Cobourg

Unit 218 at 145 Third Street

Enjoy the best of lakeside living in this beautifully situated 2-bedroom, 2-bathroom condo, just steps from Cobourg Beach and Marina. Offering picturesque water views and the ease of one-level living, this low-maintenance home is ideal for those seeking a relaxed lifestyle without compromising location or comfort. The bright, open-concept principal living space features a carpet-free layout, with a well-appointed living room highlighted by expansive windows and a walkout to the private balcony, the perfect place to enjoy the lake views. The adjoining dining area features a decorative ceiling medallion, creating an inviting space for everyday living and entertaining. The thoughtfully designed kitchen features stainless steel appliances, ceiling-height cabinetry and a breakfast bar with pendant lighting. The spacious primary bedroom offers a large window, dual closets and a private ensuite bathroom. A sun-filled second bedroom, additional bathroom and convenient in-suite laundry complete this well-designed layout. Enjoy an exceptional walkable lifestyle with Cobourg's vibrant downtown just steps away, offering boutique shops, local markets, cafés and restaurants, while Northumberland Hills Hospital is moments away. With the beach and marina at your doorstep and convenient access to Highway 401, this is an outstanding opportunity to enjoy carefree lakeside living in one of Cobourg's most desirable locations.

2 bedrooms, 2 bathrooms, about 1,000 sq ft, works out to roughly $590 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.

Inside 145 Third St #218

Every detail from the listing, in one place.

Type: Condo
Style: 3-Storey
Living space: 1000-1199 sq ftas stated on the listing
Parking: 1 spaceYes garage
Basement: None

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 1

Interior

Basement: None

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 3-Storey
Property class: Condo Apartment

145 Third St #218 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 11, 2026For saleListedThis listingMLS® X14170418$589,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 145 Third St #218 Compares to the Cobourg Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 261 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Cobourg market, last 90 days

Median sold price: $639,950
Average sold price: $671,995
Average days on market: 46
Homes sold: 146

Closed sales on the TRREB MLS®.

Full Cobourg market report

Recently sold nearby in Cobourg

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 218 — 145 Third Street 2 bd · 2 ba · 1,000 sqft	$589,900asking	$590	—	—
323 George Street 2 bd · 2 ba · 1,600 sqft
135 Orr Street 2 bd · 2 ba · 1,400 sqft
470 Lonsberry Drive 2 bd · 1 ba · 900 sqft
352 Ball Street 2 bd · 1 ba · 1,200 sqft
323 George Street 2 bd · 2 ba · 1,200 sqft
242 D'arcy Street 2 bd · 1 ba · 700 sqft

323 George Street
2 bd · 2 ba · 1,600 sqft
135 Orr Street
2 bd · 2 ba · 1,400 sqft
470 Lonsberry Drive
2 bd · 1 ba · 900 sqft
352 Ball Street
2 bd · 1 ba · 1,200 sqft
323 George Street
2 bd · 2 ba · 1,200 sqft
242 D'arcy Street
2 bd · 1 ba · 700 sqft

Living in Cobourg: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 145 Third St #218

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,898; 20% down · 25 years · 5.5% assumed
Property tax: $324; 0.66% mill rate · ON
Total per month: $3,222; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,898

/mo

based on the purchase price of $589,900

Down payment20%

$117,980 cash

Amortization25 yr

$471,920 financed

Rate5.50%

$397,481 total interest

Principal54%$471,920

Interest46%$397,481

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: RE/MAX HALLMARK FIRST GROUP REALTY LTD., BrokerageMLS® X14170418 · Listing data last updated November 11, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 10· $590/sq ft

Estimated monthly mortgage$2,898/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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