Welcome to 146 Centre Road at Lake St. Peter, a perfect place to live and play North of Bancroft. This 3-bedroom bungalow offers year-round access and is located on a private, level lot with exceptional water views with 250 feet of waterfront. The sand beach is perfect for swimming and launching kayaks or boats. Unwind on the covered porch or enjoy the wide view of the lake from the open dining and living rooms. Many recent updates include a recently installed propane furnace, windows, deck, metal roof and water pump. A large garage with a loft and an additional building is ideal for extra storage or a workshop. This is a four-season waterfront home that is a blank canvas for your family memories.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $1,028 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 146 Centre Rd
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
700-1100 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Full
Lot & land
Lot size (sqft)
1.32
Listing & possession
Property style
2-Storey
Property class
Detached
146 Centre Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13739238$719,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 146 Centre Rd Compares to the Hastings Highlands Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,537
/mo
based on the purchase price of $719,900
$143,980 cash
$575,920 financed
$485,076 total interest
Principal54%$575,920
Interest46%$485,076
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Hastings Highlands
Other 2–3 bed homes for sale in Hastings Highlands around $720K.
Average days on market62Homes sold in about 62 days on average.
Sale-to-list ratio91.3%On average, homes sold below asking.
Active listings95Homes for sale here right now.
Median vs prior 90 days+14.4%Compared with Apr 26 – Jul 25, 2026: prices up.
Based on 39 sales from Jul 25 – Oct 23, 2026 (21 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 146 Centre Rd
How much is 146 Centre Rd listed for?
146 Centre Rd is listed at $719,900 (MLS® X13739238). Summitly updates the price as soon as the MLS® record changes.
Is $719,900 a good price for 146 Centre Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Hastings Highlands. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 146 Centre Rd changed?
No — 146 Centre Rd is still listed at its original asking price of $719,900.
How many bedrooms and bathrooms does 146 Centre Rd have?
146 Centre Rd has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Hastings Highlands.
How much would the monthly mortgage be on 146 Centre Rd?
About $3,537 a month — principal and interest on $719,900 with 20% down ($143,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 146 Centre Rd compare with other homes in Hastings Highlands?
Its asking price of $719,900 is about 40% above the median sold price in Hastings Highlands over the last 90 days, $515,000, across 39 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 146 Centre Rd been sold before?
Summitly has no earlier MLS® sale or lease of 146 Centre Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 146 Centre Rd?
146 Centre Rd is in Hastings Highlands, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 146 Centre Rd been on the market?
54 days — 146 Centre Rd was listed on August 30, 2026.
What is the price per square foot of 146 Centre Rd?
About $654 to $1,028 per square foot: the asking price of $719,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 146 Centre Rd have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
Does 146 Centre Rd have a basement, and is it finished?