146 Ottawa St S is a 3-bedroom, 2-bathroom detached home in Hamilton, listed for $728,000. It has 1100-1500 sq ft of living space.
1Beautifully updated character home steps from gage parkthis bright 2 1/2 storey brick home offers space & flexibility in one of hamilton's most sought after neighbourhood.
2BasementSeparate Entrance, Walk-Up, as described in the listing.
Beautifully updated character home steps from gage parkthis bright 2 1/2 storey brick home offers space & flexibility in one of hamilton's most sought after neighbourhood. Highlights of this home include:* welcoming curb appeal with a covered front porch and stone patio* OPEN-CONCEPT KITCHEN featuring stylish two-tone cabinetry, GRANITE BREAKFAST BAR, pot lights, bamboo flooring, overlooking the bright dining room* spacious living room * convenient main-floor laundry (new washer and dryer 2026)* 3 spacious bedrooms include a generous primary plus a beautifully updated 4-piece bath with new vanity and lighting (2026) and new window (2025)* FINISHED THIRD-FLOOR LOFT ADDING VALUABLE FLEXIBLE SPACE for a teen retreat, home office, studio or guest room* FULLY FINISHED BASEMENT SUITE WITH SEPARATE ENTRANCE featuring a modern kitchen (2020), living area and 4-piece bath-ideal for extended or multi-generational family living* FULLY FENCED BACKYARD is designed for relaxing and entertaining, with a spacious deck, soothing fountain, lower deck with gazebo (2022) and storage shed.* EXCEPTIONAL LOCATION just steps from Gage Park and the vibrant Ottawa Street shopping district, with its popular cafes, restaurants and boutiques. Close to schools, parks and public transit, with future LRT stops planned at Ottawa Street and Gage Park. * EXCEPTIONAL WALKABILITY, character and lifestyle come together in this welcoming, FAMILY FRIENDLY NEIGHBOURHOOD.Some additional UPDATES include: Stone patio, steps & landing (2023), front door & railing (2025), Kitchen sink, faucet and dishwasher (2026), primary bedroom window (2021)
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $662 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 146 Ottawa St S
Every detail from the listing, in one place.
Type
Detached
Style
2 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
1 space
Basement
Separate Entrance, Walk-Up
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Separate Entrance · Walk-Up
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2 1/2 Storey
Property class
Detached
146 Ottawa St S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13788718$728,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 146 Ottawa St S Compares to the Hamilton Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,576
/mo
based on the purchase price of $728,000
$145,600 cash
$582,400 financed
$490,534 total interest
Principal54%$582,400
Interest46%$490,534
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Hamilton
Other 2–4 bed homes for sale in Hamilton around $728K.
Average days on market41Homes sold in about 41 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings2,437Homes for sale here right now.
Median vs prior 90 days−2.9%Compared with May 12 – Aug 10, 2026: prices down.
Based on 1,780 sales from Aug 10 – Nov 8, 2026 (1,552 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
146 Ottawa St S is listed at $728,000 (MLS® X13788718). Summitly updates the price as soon as the MLS® record changes.
Is $728,000 a good price for 146 Ottawa St S?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Hamilton. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 146 Ottawa St S changed?
No — 146 Ottawa St S is still listed at its original asking price of $728,000.
How many bedrooms and bathrooms does 146 Ottawa St S have?
146 Ottawa St S has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Hamilton.
Is 146 Ottawa St S close to transit?
The nearest rapid-transit station is Hamilton GO Centre GO Station (Lakeshore West GO), about 4.2 km in a straight line. West Harbour GO Station is about 4.8 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 146 Ottawa St S?
About $3,576 a month — principal and interest on $728,000 with 20% down ($145,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 146 Ottawa St S compare with other homes in Hamilton?
Its asking price of $728,000 is about 8% above the median sold price in Hamilton over the last 90 days, $675,000, across 1,780 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 146 Ottawa St S been sold before?
Summitly has no earlier MLS® sale or lease of 146 Ottawa St S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 146 Ottawa St S?
146 Ottawa St S is in Hamilton, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 146 Ottawa St S been on the market?
54 days — 146 Ottawa St S was listed on September 15, 2026.
What is the price per square foot of 146 Ottawa St S?
About $485 to $662 per square foot: the asking price of $728,000 over the 1,100–1,500 sq ft the listing gives as its size range.
