DetachedListed yesterday

148 Charlotte St, Merrickville-Wolford

Name: 148 Charlotte Street
SKU: X14122084
Price: 544900 CAD
Availability: InStock

Merrickville-Wolford, ON · · MLS® X14122084Updated October 27, 2026

$544,900Est. $2,677/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 2

Type Detached
Basement Full, Partially Finished

What you should know

148 Charlotte St is a 3-bedroom, 2-bathroom detached home in Merrickville-Wolford, listed for $544,900. It has 1100-1500 sq ft of living space.

~OPEN HOUSE: Sunday, Nov 1 | 2:00pm - 4:00pm~ Escape to the charm of Merrickville with this perfectly situated home on a generous 10,000 sqft lot just 1.4 km from Merrickville Public Beach and water access.
Offering the perfect blend of small-town living and functional space, this home is ideal for families, professionals, or those looking to operate a home-based business.
The bright and inviting main level features a spacious living room, a functional kitchen with an adjoining dining area, three comfortable bedrooms, a full bathroom, and the convenience of main-floor laundry.

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1 Upcoming Open House at 148 Charlotte St

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Sunday, November 12:00 PM – 4:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

3 Bed, 2 Bath Detached Home in Merrickville-Wolford

About 148 Charlotte Street

~OPEN HOUSE: Sunday, Nov 1 | 2:00pm - 4:00pm~ Escape to the charm of Merrickville with this perfectly situated home on a generous 10,000 sqft lot just 1.4 km from Merrickville Public Beach and water access. Offering the perfect blend of small-town living and functional space, this home is ideal for families, professionals, or those looking to operate a home-based business. The bright and inviting main level features a spacious living room, a functional kitchen with an adjoining dining area, three comfortable bedrooms, a full bathroom, and the convenience of main-floor laundry. The finished lower level offers exceptional flexibility with multiple private office spaces, making it an excellent setup for an at-home spa, salon, professional office, studio, or other home-based business. Whether you're working remotely or looking for additional living space, this level provides endless possibilities. Outside, enjoy the expansive backyard with plenty of room for entertaining, gardening, children, or pets. Located just minutes from the heart of Merrickville's boutique shops, cafés, restaurants, schools, and waterfront, this property offers the perfect balance of peaceful living and everyday convenience. Don't miss this fantastic opportunity to own a versatile home in one of Eastern Ontario's most sought-after villages!

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $495 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 148 Charlotte St

Every detail from the listing, in one place.

Type: Detached
Style: Other
Living space: 1100-1500 sq ftas stated on the listing
Parking: 2 spaces
Basement: Full, Partially Finished

Features & systems

Parking & garage

Parking spaces: 2

Interior

Basement: Full · Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Other
Property class: Detached

148 Charlotte St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 27, 2026For saleListedThis listingMLS® X14122084$544,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 148 Charlotte St Compares to the Merrickville-Wolford Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 39 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Merrickville-Wolford market, last 90 days

Median sold price: $552,450
Average sold price: $652,418
Average days on market: 49
Homes sold: 24

Closed sales on the TRREB MLS®.

Full Merrickville-Wolford market report

Recently sold nearby in Merrickville-Wolford

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home148 Charlotte Street 3 bd · 2 ba · 1,100 sqft	$544,900asking	$495	—	—
405 Church Street 2 bd · 1 ba · 700 sqft
136 Charlotte Street 4 bd · 2 ba · 1,100 sqft
205 Drummond Street 3 bd · 3 ba · 1,500 sqft
118 Weedmark Road 4 bd · 2 ba · 1,100 sqft
1142 County Road 43 Road 3 bd · 2 ba · 2,000 sqft
LT 2 ARMSTRONG Road 3 bd · 2 ba · 1,100 sqft

405 Church Street
2 bd · 1 ba · 700 sqft
136 Charlotte Street
4 bd · 2 ba · 1,100 sqft
205 Drummond Street
3 bd · 3 ba · 1,500 sqft
118 Weedmark Road
4 bd · 2 ba · 1,100 sqft
1142 County Road 43 Road
3 bd · 2 ba · 2,000 sqft
LT 2 ARMSTRONG Road
3 bd · 2 ba · 1,100 sqft

Living in Merrickville-Wolford: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 148 Charlotte St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,677; 20% down · 25 years · 5.5% assumed
Property tax: $300; 0.66% mill rate · ON
Total per month: $2,977; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,677

/mo

based on the purchase price of $544,900

Down payment20%

$108,980 cash

Amortization25 yr

$435,920 financed

Rate5.50%

$367,159 total interest

Principal54%$435,920

Interest46%$367,159

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: ROYAL LEPAGE TEAM REALTY, BrokerageMLS® X14122084 · Listing data last updated October 27, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 26· $495/sq ft

Estimated monthly mortgage$2,677/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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